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-   -   Ongoing MS Gebit BHN breakdown (https://www.flyertalk.com/forum/manufactured-spending/2113029-ongoing-ms-gebit-bhn-breakdown.html)

Prometheus77 Jun 29, 2023 7:22 pm


Originally Posted by Stoshbygosh (Post 35373579)
. Why not just do a $973 MO + fee in one transaction with Simon VGC

The only place to get a $973 MO near me is WM and the Simon BHN $1K VGCs have not worked there in quite some time for me. Did something change?

golfr Jun 29, 2023 7:42 pm


Originally Posted by ra7 (Post 35373857)
Because that was my experience at Walmart. When I tried to pay the full amount it didn't work. I went to the multiple payment method and input the exact amount and it worked.

It should autodrain IF I have enough funds to cover it, which I did. This makes using these cards that much harder and it's not even for MS. BHN better get their act together and fix this. At Costco, it'll drain remaining amount whether you use it as credit(Visa) or debit(MC/Visa).

One more thing. About a week ago, I was buying a microwave at Walmart. Tried to split it $100 on one MCGC and the rest on another. The first charge did not go through even though I typed in $100. Then, I just tried to pay for the whole thing with one VGC. Declined. WT F!

golfr Jun 29, 2023 7:43 pm


Originally Posted by danpeake (Post 35373645)
Have you called the number on the back. It's likely blocked for fraud.

Nope. It isn't blocked. Used it again at Costco warehouse for pizza. No issues. It's like selective blocks based on retailers or velocity issue even though I was making a "regular" purchase.

LukFilm Jul 4, 2023 3:18 pm

I buy MOs at Weis for $479.21 (total $480) and split the payment $200 + $200 + $80. Then I come back 10 minutes later for one more. No problems so far.

LukFilm Jul 15, 2023 5:04 pm

New DP
 
New (worse) DP. Tried to split 3 ways as usual but third swipe was not authorized. I assume that it's 2 swipes max from now on. I'll confirm that theory tomorrow.

danpeake Jul 15, 2023 5:17 pm


Originally Posted by LukFilm (Post 35416487)
New (worse) DP. Tried to split 3 ways as usual but third swipe was not authorized. I assume that it's 2 swipes max from now on. I'll confirm that theory tomorrow.

1) Please provide details on the $ value of the swipes.

2) The total amount allowed in a short (~5/10 minute) period is well document here. It's likely not hard to assume you're exceeding that with three swipes.

LukFilm Jul 22, 2023 6:26 pm

I'm aware of the 10-minute rule. New DP, confirmed in the different chains (Giant and Weis):

The new limit is 2 SWIPES. I use Staples $200 VGCs, so the maximum money order I can get is $400 minus MO fee (79 and 89 cents, respectively). If I use a $500 VGC, the limit is still $480 which I reach with one swipe, obviously.

Zepcro Jul 23, 2023 9:42 am


Originally Posted by LukFilm (Post 35436093)
I'm aware of the 10-minute rule. New DP, confirmed in the different chains (Giant and Weis):

The new limit is 2 SWIPES. I use Staples $200 VGCs, so the maximum money order I can get is $400 minus MO fee (79 and 89 cents, respectively). If I use a $500 VGC, the limit is still $480 which I reach with one swipe, obviously.

Is this limit referring to Blackhawk Visa gc only?

Boston Paulie Jul 23, 2023 6:15 pm


Originally Posted by Zepcro (Post 35437323)
Is this limit referring to Blackhawk Visa gc only?

It's specifically a BHN issue, both VGC and MCGC.

Zepcro Jul 24, 2023 12:27 pm


Originally Posted by Boston Paulie (Post 35438513)
It's specifically a BHN issue, both VGC and MCGC.

So a $250 BHN gc should work with no issue then, correct? Will my $500 BHN gc be declined if I try to purchase a $499 MO at a grocery store (not Walmart)?

danpeake Jul 24, 2023 1:25 pm


Originally Posted by Zepcro (Post 35440580)
So a $250 BHN gc should work with no issue then, correct? Will my $500 BHN gc be declined if I try to purchase a $499 MO at a grocery store (not Walmart)?

No!; Yes!

Zepcro Jul 25, 2023 9:33 am


Originally Posted by danpeake (Post 35440784)
No!; Yes!

Why will there be an issue with using my $250 gc?

danpeake Jul 25, 2023 9:37 am


Originally Posted by Zepcro (Post 35443194)
Why will there be an issue with using my $250 gc?

You'll want to read this thread; and other related to it.

danhouston Jul 25, 2023 10:27 am


Originally Posted by Zepcro (Post 35443194)
Why will there be an issue with using my $250 gc?

although i was out of the loop for a while, it's a 'no' likely b/c won't be able to get a MO for $499 with BHN's at grocery store nowadays

Zepcro Jul 25, 2023 10:55 am


Originally Posted by danpeake (Post 35443208)
You'll want to read this thread; and other related to it.

I am well aware that the gc cannot be used for over $99 at Walmart. However, I was not aware that this spread to other stores. Someone earlier wrote that a $480 MO could be purchased with a $500 BHN gc. Why would I be unable to buy a $249 MO with my $250 BHN Visa gc?


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