That's true. I once waited in line while some guy who didn't speak a lick of English was, apparently, trying to send money to Jordan. The clerk was repeating the same question over and over. I could only wait so long before I bailed and came back the next day. I've seen this before in different forms, but this was the longest, most unproductive case. Not sure he ever sent his money.

Had 2 experiments on the agenda for today. Only one is on-topic here.

Tried a different Walmart today, only 10 miles from the other but far less convenient. Friendly clerk, no mention of a policy change. I was able to lead to both Discover cards I hold with no problem. 2 small loads but I wasn't going to test any limits yet ... just see if I could load at all. Success.

BAU for me as well at recent walmart trips.

Something unexpected happened to me this past week. This, at my secondary WM that seems to currently be friendly and helpful. After a barrage of purchasing 500 cards at various drugstores, some to complete my Custom Cash spend for the month and some just to experiment with other brands available to me, then loading pieces parts over the week (many $99 loads), I decided to test larger loads. And the remaining balances of these cards were all over the place, marked in sharpy on each card.

I pulled a card out to load and asked to load the full $297 target from this one card. Swiped, entered pin and it came back that I still owed $191 or some such. I looked at this card and ... oops! I had pulled out a card that only had $106 left. The odd part is that it auto-drained the full 106 and was happy to let me load the rest from other cards. I completed the load easily enough. This 106 card was a non BHN card, one I found in my experiments, so going over 99 wasn't the surprise, it was the auto drain.

I don't see any better place to ask this, so here goes. Note that, until recently and for many years, I used FD for my card loads (Serve/BB). When Discover came out, I did get one (+1 for P2) and WM obviously was the only place to load these. So WM came back into my life but only for loading SS into Discover (and FD could load SS cards, too. EVERYTHING loaded at FD). I diversified a little. FD became problematic a few months ago so WM became my only game. Which required some re-learning and the "everything loaded" was no longer true.

I've discovered that FD is not completely dead, but it is dead to BHN cards. And BHN cards are also low load amounts at WM.

I'm trying to understand the differences between issuer and servicer for GCs. I googled it, but all definitions seemed to make it unclear. I'd love to get Blackhawk/Pathward completely out of the picture, but in my area, so far, options are slim and less than optimal. Finally, the question ...

Which is more important for cards that load? The servicer or issuer? In which role do the names I just listed raise red flags? Again, the cases where the issuer isn't Pathward, in my area, are rare.

Jesus H. Christ... No wonder your other WM banned you.

Hey Rookie! I'm surprised you're not too busy ... you know, loading your alleged $40k/month, to reply. Of course, it was a worthless reply.

Nobody has banned me. Well, AA did but that's another story (and it's well documented in the AA forums - almost missed our trip to NZ but plenty of other miles saved us).

I've been doing this, based on your documented posting history, for at least 20x longer than you and have and have an impressive trip history to show for it (IISSM). Never been banned from a store. What I've seen of you is mostly made up and a bravado based on it. You didn't get the free vowel I handed out to you last time, eh?

I'll try not to reply to you again, but you have to promise not to post such silliness. Chances are slim, I know.

I detect a reading comprehension problem with you. Did you finish school?

BHN seems to go hand in hand with Pathward.
I haven't seen a Pathward that wasn't serviced by BHN.
That doesn't mean there aren't other combinations, just that I haven't encountered any where I live.
I do the occasional load. Nowhere the volume that others here do.

I have in my hands a spent SS MC that says it is issued by Pathward, serviced (and distributed) by InComm.

When browsing the drugstore GC racks, this seemed to be a common pairing.

Thanks for the reply.

I only get 3% on Chase Freedom Flex for drugstores which eats into the "profit".
I think the fee is now up to $7.95; so $7.29 net :(

Yeah, 3% isn't optimal, but I did use my original Freedom for the 3x UR (which is 4.5%+ in my calcs) to buy some for "research". Still not ideal to me, but at least it's a plus. I've also got 4 Citi CC cards that I max out this way (at drug stores) every month at 5x TY points.

I encountered 2 GC types with an $8.95 fee during my spree. I still haven't gotten used to 7.95!

The $8.95 fee cards are from Sutton. They can be liquidated in full in one swipe, but too expensive, I only buy it if have to.

I have yet to see a Sunrise card locally ... still a few places to visit on my list (Meijers, for example - not close).

My rough notes have one 8.95 card as a Sutton/Incomm Visa and the other I saw (ok, purchased) was a Pathward/InComm MC. Neither one did anything spectacular for me; the MC showed some promise but required more tests. I also purchased a card for 7.95 which happened to have the same BIN as the second 8.95 card. More things to try to complete my notes, but I won't buy more drugstore cards until May (next Citi CC cycle and travel).

Looking at my notes again, a Pathward/Incomm combo (at 7.95) showed potential at WM ... but I didn't test the upper bounds. Next month. I'll be back to OM until then.

The 7-Eleven near me sells Pathward/Incomm MCGC. $5.95. I have to call to activate.