Feb 3, 2017, 6:02 pm
Last edit by: ValueAdd82
This is the thread about the Five Back Visa card for 2017. The previous discussion can be found here.
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Simon sells $500 5back metabank vgc. Read the Simon thread for more details. http://www.flyertalk.com/forum/manufactured-spending/1812413-simon-mall-gift-cards-2017-a.html
Simon- Check balance: https://www.simon.com/giftcard/card_balance.aspx
FB - Check balance: https://www.fivebackgift.com/
Best Participating Stores: See the participating list for more stores
CVS - No longer working
Kmart - No longer working
Staples & Staples.com - No longer working
Lowes - Limited to buying $200 cards - more fees to pay and more to liquidate
CVS exit rumors appear: 1/9/17
CVS removed from program 1/20/17
KMart exit rumors appear: 2/2/17
KMart removed from program 2/7/17
Staples exit rumors appear: 4/26/17
Staples removed from program: 4/30/17
Lowes exit rumors appear: 5/11/17
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Simon sells $500 5back metabank vgc. Read the Simon thread for more details. http://www.flyertalk.com/forum/manufactured-spending/1812413-simon-mall-gift-cards-2017-a.html
Simon- Check balance: https://www.simon.com/giftcard/card_balance.aspx
FB - Check balance: https://www.fivebackgift.com/
Best Participating Stores: See the participating list for more stores
CVS - No longer working
Kmart - No longer working
Staples & Staples.com - No longer working
Lowes - Limited to buying $200 cards - more fees to pay and more to liquidate
CVS exit rumors appear: 1/9/17
CVS removed from program 1/20/17
KMart exit rumors appear: 2/2/17
KMart removed from program 2/7/17
Staples exit rumors appear: 4/26/17
Staples removed from program: 4/30/17
Lowes exit rumors appear: 5/11/17
Five Back Visa Card(2017)
Jan 25, 2017, 11:04 am
#676
Join Date: Sep 2014
Posts: 1,837
If you do the 3x 308.95 with 2 5 Backs you are going to end up with a bunch of cards just under $100 so you going to need a way to liquidate those. Unless you are very lucky I would never try and buy MOs using those. I think better options are 1 x 308.95 and then use the remaining to buy a XEverywhere card or do 2 x 308.95 and use a 5% card for the credit card portion. I'm all done with my Inks for the year and it kind of scares me having tons of identical transaction amounts with Amex.
All of these options really stink in the end... Just buying from your favorite online GC seller is almost the same profit rate and less headache. SO, best option for many may be just to unload them just as you would normally do any 500.
All of these options really stink in the end... Just buying from your favorite online GC seller is almost the same profit rate and less headache. SO, best option for many may be just to unload them just as you would normally do any 500.
It'll only work if we can use 2 FBs to purchase a 308.95 VGC, one in the prepaid section and another in the cc section.
a lot of work for a small profit or at least not be in a loss when meeting minimum spend or reach a certain spend.
Jan 25, 2017, 11:56 am
#677
Join Date: Dec 2009
Location: EWN/OAJ/RDU/ILM (Formerly BTV)
Programs: HH D i a m o n d !!!
Posts: 356
-Go to Simon
-Go online and enter 18 transactions w/ split payment (maybe have to register all 18 cards, too?)
-Wait for 18 different shipments
-Track the 5B on 18 different cards
-Liquidate 36 x 300 cards
-Liquidate 18 x 25 after 5B posts
36 x 300
18 x 25
= 54 GCs to cash out -- for just one round -- and not even counting the initial 18 cards that you liquidate online.
Skip the 5B altogether and just buy 30x 300 from OSS.com on Ink and you'll have similar net profit and only 30 cards to liquidate, but obv then you're capped at 50k per ink per year.
Jan 25, 2017, 12:16 pm
#678
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
LOL the math might work but that sounds like a huge PITA.
-Go to Simon
-Go online and enter 18 transactions w/ split payment (maybe have to register all 18 cards, too?)
-Wait for 18 different shipments
-Track the 5B on 18 different cards
-Liquidate 36 x 300 cards
-Liquidate 18 x 25 after 5B posts
36 x 300
18 x 25
= 54 GCs to cash out -- for just one round -- and not even counting the initial 18 cards that you liquidate online.
Skip the 5B altogether and just buy 30x 300 from OSS.com on Ink and you'll have similar net profit and only 30 cards to liquidate, but obv then you're capped at 50k per ink per year.
-Go to Simon
-Go online and enter 18 transactions w/ split payment (maybe have to register all 18 cards, too?)
-Wait for 18 different shipments
-Track the 5B on 18 different cards
-Liquidate 36 x 300 cards
-Liquidate 18 x 25 after 5B posts
36 x 300
18 x 25
= 54 GCs to cash out -- for just one round -- and not even counting the initial 18 cards that you liquidate online.
Skip the 5B altogether and just buy 30x 300 from OSS.com on Ink and you'll have similar net profit and only 30 cards to liquidate, but obv then you're capped at 50k per ink per year.
...or just wait for one of the never ending OM/OD sales and stock up with Ink cards. I've reached my annual limit on both cards just with those.
Jan 25, 2017, 12:17 pm
#679
Original Poster
Join Date: Oct 2015
Posts: 136
LOL the math might work but that sounds like a huge PITA.
-Go to Simon
-Go online and enter 18 transactions w/ split payment (maybe have to register all 18 cards, too?)
-Wait for 18 different shipments
-Track the 5B on 18 different cards
-Liquidate 36 x 300 cards
-Liquidate 18 x 25 after 5B posts
36 x 300
18 x 25
= 54 GCs to cash out -- for just one round -- and not even counting the initial 18 cards that you liquidate online.
Skip the 5B altogether and just buy 30x 300 from OSS.com on Ink and you'll have similar net profit and only 30 cards to liquidate, but obv then you're capped at 50k per ink per year.
-Go to Simon
-Go online and enter 18 transactions w/ split payment (maybe have to register all 18 cards, too?)
-Wait for 18 different shipments
-Track the 5B on 18 different cards
-Liquidate 36 x 300 cards
-Liquidate 18 x 25 after 5B posts
36 x 300
18 x 25
= 54 GCs to cash out -- for just one round -- and not even counting the initial 18 cards that you liquidate online.
Skip the 5B altogether and just buy 30x 300 from OSS.com on Ink and you'll have similar net profit and only 30 cards to liquidate, but obv then you're capped at 50k per ink per year.
Jan 25, 2017, 12:50 pm
#680
Suspended
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
I have many things going for me. This will take little time and doing say 3x orders / day then wait is no big deal. Plus I have Ink+ and Ink$ so can do 75k per year.
I have a dream setup and can do all the MOs I want each day. Staff does not care if 500/300/25. Just run them all. Yeah, hate me but life is good in Northern Indiana right now!
I will run a few rounds and see how much time it does really take but I see great returns but have great circumstances as well that many do not.
I have a dream setup and can do all the MOs I want each day. Staff does not care if 500/300/25. Just run them all. Yeah, hate me but life is good in Northern Indiana right now!
I will run a few rounds and see how much time it does really take but I see great returns but have great circumstances as well that many do not.
Jan 25, 2017, 2:40 pm
#682
Join Date: Jan 2012
Programs: Marriott/SPG Plat, Hilton Gold
Posts: 887
Datapoint:
4 cards, ran 1/19, Simon showed 1/20 approval
4 cards, ran 1/20, Simon showed 1/21 approval
None of them were loaded by 1/24, so I phoned and opened a case on all 8.
Rep did resist a bit about the apparent 1/21 loads but I said check the transaction they took place at the store on 1/20. At which point she took down the rest of the 603 numbers and put them in the ticket.
By this afternoon on 1/25, I have $25 back on all 8 cards.
Glad to be done with this, still busy unloading MO inventory.
4 cards, ran 1/19, Simon showed 1/20 approval
4 cards, ran 1/20, Simon showed 1/21 approval
None of them were loaded by 1/24, so I phoned and opened a case on all 8.
Rep did resist a bit about the apparent 1/21 loads but I said check the transaction they took place at the store on 1/20. At which point she took down the rest of the 603 numbers and put them in the ticket.
By this afternoon on 1/25, I have $25 back on all 8 cards.
Glad to be done with this, still busy unloading MO inventory.
Jan 25, 2017, 8:17 pm
#684
Join Date: Jun 2011
Posts: 800
Datapoint:
4 cards, ran 1/19, Simon showed 1/20 approval
4 cards, ran 1/20, Simon showed 1/21 approval
None of them were loaded by 1/24, so I phoned and opened a case on all 8.
Rep did resist a bit about the apparent 1/21 loads but I said check the transaction they took place at the store on 1/20. At which point she took down the rest of the 603 numbers and put them in the ticket.
By this afternoon on 1/25, I have $25 back on all 8 cards.
Glad to be done with this, still busy unloading MO inventory.
4 cards, ran 1/19, Simon showed 1/20 approval
4 cards, ran 1/20, Simon showed 1/21 approval
None of them were loaded by 1/24, so I phoned and opened a case on all 8.
Rep did resist a bit about the apparent 1/21 loads but I said check the transaction they took place at the store on 1/20. At which point she took down the rest of the 603 numbers and put them in the ticket.
By this afternoon on 1/25, I have $25 back on all 8 cards.
Glad to be done with this, still busy unloading MO inventory.
Dang it!
Jan 26, 2017, 4:52 am
#685
Join Date: Aug 2014
Posts: 36
LOL the math might work but that sounds like a huge PITA.
-Go to Simon
-Go online and enter 18 transactions w/ split payment (maybe have to register all 18 cards, too?)
-Wait for 18 different shipments
-Track the 5B on 18 different cards
-Liquidate 36 x 300 cards
-Liquidate 18 x 25 after 5B posts
36 x 300
18 x 25
= 54 GCs to cash out -- for just one round -- and not even counting the initial 18 cards that you liquidate online.
Skip the 5B altogether and just buy 30x 300 from OSS.com on Ink and you'll have similar net profit and only 30 cards to liquidate, but obv then you're capped at 50k per ink per year.
-Go to Simon
-Go online and enter 18 transactions w/ split payment (maybe have to register all 18 cards, too?)
-Wait for 18 different shipments
-Track the 5B on 18 different cards
-Liquidate 36 x 300 cards
-Liquidate 18 x 25 after 5B posts
36 x 300
18 x 25
= 54 GCs to cash out -- for just one round -- and not even counting the initial 18 cards that you liquidate online.
Skip the 5B altogether and just buy 30x 300 from OSS.com on Ink and you'll have similar net profit and only 30 cards to liquidate, but obv then you're capped at 50k per ink per year.
Jan 26, 2017, 7:00 am
#687
Join Date: Feb 2016
Posts: 829
Got all Cashbacks and no VGC was hacked. Yesterday, went to the PO and one of the VGC showed insufficient funds, that scared me for a while. I thought $500 was stolen. Operator mistake, she was trying to charge fee also on the last card when I told her just charge 500 and then I would pay the fees with different card.
Little PITB because the rewards wouldn't post automatically and therefore required checking few times on few cards. Can't complain much. It's not like you are doing anything more useful, if you were, you wouldn't be MSing in the first place.
In a hindsight, I think should have got spouse and kids with their DL, Passport etc and hit it like mad man. You need to be setup for this ahead of time so when the opportunity comes you hammer it, I had 10K CL on one of CC which gave 2%, all the others are 1% , then increased to 16K. Spouse didn't have 2% card. Simon was only allowing 3K max per day on a chip card. PO inspectors stories were always in the back of mind. Anyway, this was a good ride while it lasted.
If both spouses can go to Simon, go to CVS, go to PO, go to Banks..then you could milk this like the cow is not going to give birth again.
Little PITB because the rewards wouldn't post automatically and therefore required checking few times on few cards. Can't complain much. It's not like you are doing anything more useful, if you were, you wouldn't be MSing in the first place.
In a hindsight, I think should have got spouse and kids with their DL, Passport etc and hit it like mad man. You need to be setup for this ahead of time so when the opportunity comes you hammer it, I had 10K CL on one of CC which gave 2%, all the others are 1% , then increased to 16K. Spouse didn't have 2% card. Simon was only allowing 3K max per day on a chip card. PO inspectors stories were always in the back of mind. Anyway, this was a good ride while it lasted.
If both spouses can go to Simon, go to CVS, go to PO, go to Banks..then you could milk this like the cow is not going to give birth again.
Jan 26, 2017, 7:35 am
#688
Join Date: Oct 2011
Posts: 54
My math isn't adding up the same way..I have to be missing something. Ignoring the 5B CB, the INK would only charge 113.90 per order right (after the 5B was used) so after each order you'd gain 569 UR. At 18 orders you'd gain 10,242 UR?
Jan 26, 2017, 8:04 am
#690
Join Date: Jul 2014
Posts: 3,688
It's a lot of work and tracking (not to mention time it takes to ship cards) for not so much profit but to each his own, as always.