Jan 31, 2017, 10:50 pm
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Plastiq for rent, tuition, utilities, etc.(2017)
Jan 25, 2017, 10:00 pm
#47
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,948
Sent a test payment to my mortgage company for a buck on 1/11. Plastiq said it should arrive by 1/20. Still no sign of it on 1/25. I'm just glad I didn't send the full payment.
Jan 25, 2017, 10:06 pm
#48
Join Date: Jan 2015
Location: Montreal
Programs: Aeroplan
Posts: 204
That's a long time. I was excited to start using it, but not thrilled with the processing times people are reporting. I made 2 payments and even tho they showed as processed, they havent shown in my accounts (electricity/cable), i guess that's normal.
Jan 26, 2017, 3:58 am
#49
Join Date: Aug 2013
Posts: 714
A payment was supposedly sent on 1/9 and didn't arrive until 1/18.
Jan 26, 2017, 6:00 am
#50
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,948
When did you make the payment and what was the projected post date?
Jan 26, 2017, 7:09 am
#51
Join Date: Nov 2016
Programs: Chase UR, MR, RR
Posts: 25
Just got this email, so I'm pretty pumped!
Hi WNYSUPPORT,
Plastiq now offers faster delivery to the following businesses:
ROUNDPOINT MORTGAGE
Payments will now be delivered within 2-3 business days.
Please note that the businesses you pay may still take additional time to credit your account. Have questions? We're happy to help, just reach out to us.
Hi WNYSUPPORT,
Plastiq now offers faster delivery to the following businesses:
ROUNDPOINT MORTGAGE
Payments will now be delivered within 2-3 business days.
Please note that the businesses you pay may still take additional time to credit your account. Have questions? We're happy to help, just reach out to us.
Jan 26, 2017, 8:09 am
#52
Join Date: Sep 2005
Location: Columbia, SC
Programs: AA Plat, SPG/Marriot Gold, HHonors Diamond, Hyatt Expl
Posts: 2,363
Just got this email, so I'm pretty pumped!
Hi WNYSUPPORT,
Plastiq now offers faster delivery to the following businesses:
ROUNDPOINT MORTGAGE
Payments will now be delivered within 2-3 business days.
Please note that the businesses you pay may still take additional time to credit your account. Have questions? We're happy to help, just reach out to us.
Hi WNYSUPPORT,
Plastiq now offers faster delivery to the following businesses:
ROUNDPOINT MORTGAGE
Payments will now be delivered within 2-3 business days.
Please note that the businesses you pay may still take additional time to credit your account. Have questions? We're happy to help, just reach out to us.
I also received a notice about TD Bank Mortgage payment delivery time being cut down to 2-3 days. ^
Jan 26, 2017, 9:30 am
#53
Join Date: Sep 2002
Location: Thousand Oaks, Ca., USA
Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver
Posts: 8,316
Do large payments take longer?
Perhaps over $10k?
I have a $15k minimum spend with my new Amex Bus Plat card and was wondering whether one $15k payment or three $5k payments would be best.
also, I didn't see Amex Bus Plat in the wiki, any issues with that card processing as a charge (I see Amex Business Open in the Wiki, so I'm optimistic).
Thanks in advance?
Perhaps over $10k?
I have a $15k minimum spend with my new Amex Bus Plat card and was wondering whether one $15k payment or three $5k payments would be best.
also, I didn't see Amex Bus Plat in the wiki, any issues with that card processing as a charge (I see Amex Business Open in the Wiki, so I'm optimistic).
Thanks in advance?
Jan 26, 2017, 6:34 pm
#54
Join Date: Jan 2015
Location: Montreal
Programs: Aeroplan
Posts: 204
I spoke too soon, one payment came through today, so its been 1 week, not bad after all. The other one is still waiting but even if it comes after 1.5 weeks, its reasonable for me, i just need to pay well in advance. im just testing the waters
Jan 26, 2017, 9:35 pm
#55
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,948
Still, if it shows up tomorrow, 16 days from initiated payment to arriving at payee seems kinda crazy.
Do large payments take longer?
Perhaps over $10k?
I have a $15k minimum spend with my new Amex Bus Plat card and was wondering whether one $15k payment or three $5k payments would be best.
also, I didn't see Amex Bus Plat in the wiki, any issues with that card processing as a charge (I see Amex Business Open in the Wiki, so I'm optimistic).
Thanks in advance?
Perhaps over $10k?
I have a $15k minimum spend with my new Amex Bus Plat card and was wondering whether one $15k payment or three $5k payments would be best.
also, I didn't see Amex Bus Plat in the wiki, any issues with that card processing as a charge (I see Amex Business Open in the Wiki, so I'm optimistic).
Thanks in advance?
As to your question re amount, I'd be nervous making such a large payment (both in one go and in separate ones totalling 15k). Someone on the AX clawback thread mentioned the only thing he did that was a typical with his AX was a 5-digit charge (and I think he did more than one in a short period). Go read that thread before you do anything.
I don't think Plastiq is considered MS, but you don't want to call attention to yourself and have them question your charges and freeze your MRs.
I did my test charge to a personal plat and here's the entry; I assume same for biz?
PQ*Fidelity Bank - San Francisco, CA
Doing business as:
PLASTIQ
1475 FOLSOM ST STE 400
SAN FRANCISCO
CA
94103
UNITED STATES OF AMERICA (THE)
Additional Information: PROFESSIONAL SERVICE
Reference: 2222222222222
Category: Business Services - Other Services
Last edited by Stgermainparis; Jan 26, 2017 at 9:42 pm
Jan 26, 2017, 10:09 pm
#56
Join Date: Jan 2015
Location: Montreal
Programs: Aeroplan
Posts: 204
Yeah, I'm thinking maybe I just need to wait longer. I double checked my emails from Plastiq. I paid the bill on 1/11, Plastiq sent it on 1/18 (that seems ridiculously long for processing), email said will take 5-7 business days (I didn't see "business" before). So 1/27 would be the 7th business day. Given that 1/27 is a Friday and depending on what time it arrives, assuming it arrives, my bank might not post it till Monday.
Still, if it shows up tomorrow, 16 days from initiated payment to arriving at payee seems kinda crazy.
I'd like to know about Amex Biz Plat, too, since I want to make a $6k plastiq payment with it. Any DPs on that?
As to your question re amount, I'd be nervous making such a large payment (both in one go and in separate ones totalling 15k). Someone on the AX clawback thread mentioned the only thing he did that was a typical with his AX was a 5-digit charge (and I think he did more than one in a short period). Go read that thread before you do anything.
I don't think Plastiq is considered MS, but you don't want to call attention to yourself and have them question your charges and freeze your MRs.
I did my test charge to a personal plat and here's the entry; I assume same for biz?
PQ*Fidelity Bank - San Francisco, CA
Doing business as:
PLASTIQ
1475 FOLSOM ST STE 400
SAN FRANCISCO
CA
94103
UNITED STATES OF AMERICA (THE)
Additional Information: PROFESSIONAL SERVICE
Reference: 2222222222222
Category: Business Services - Other Services
Still, if it shows up tomorrow, 16 days from initiated payment to arriving at payee seems kinda crazy.
I'd like to know about Amex Biz Plat, too, since I want to make a $6k plastiq payment with it. Any DPs on that?
As to your question re amount, I'd be nervous making such a large payment (both in one go and in separate ones totalling 15k). Someone on the AX clawback thread mentioned the only thing he did that was a typical with his AX was a 5-digit charge (and I think he did more than one in a short period). Go read that thread before you do anything.
I don't think Plastiq is considered MS, but you don't want to call attention to yourself and have them question your charges and freeze your MRs.
I did my test charge to a personal plat and here's the entry; I assume same for biz?
PQ*Fidelity Bank - San Francisco, CA
Doing business as:
PLASTIQ
1475 FOLSOM ST STE 400
SAN FRANCISCO
CA
94103
UNITED STATES OF AMERICA (THE)
Additional Information: PROFESSIONAL SERVICE
Reference: 2222222222222
Category: Business Services - Other Services
mmm, it seems they took a while to start your process to begin with. For me it was the same day (from Payment in Plastiq to getting a notification that my payment was being processed). Only 1 of my payments went through so far. So i can tell it truly depends on the vendor.
Jan 27, 2017, 6:25 am
#57
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,948
UPDATE: my payment posted today. So
Paid: 1/11
Mailed: 1/18
Posted: 1/26
Paid: 1/11
Mailed: 1/18
Posted: 1/26
Jan 27, 2017, 7:40 am
#58
Join Date: Jan 2015
Location: Montreal
Programs: Aeroplan
Posts: 204
That's like 11 business days!
Jan 27, 2017, 5:55 pm
#59
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,948
Jan 27, 2017, 8:33 pm
#60
Join Date: Feb 2014
Posts: 2
I used my Amex Biz Plat for my mortgage the past 3 months to meet minimum spend with no issue. Mortgage was with Wells Fargo. I was lucky that I had a targeted 150k pts for $20k spend offer.