Jan 31, 2017, 10:50 pm
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Plastiq for rent, tuition, utilities, etc.(2017)
May 27, 2017, 12:23 am
#346
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Not sure about Premier, but Citi At&T Access More codes as misc. government services, but still gets 3x as for online payments. Don't think that Premier will give you 3x.
May 27, 2017, 7:26 am
#347
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
It worked for my AAA SoCal (Auto Club) insurance payment, once I figured out how to do electronically. I entered the address from my billing statement, which said ACSC (Auto Club of Southern California) in Santa Ana, CA, and it said that would have to be mailed, but suggested "AAA" at the exact same address for electronic payment, so I used that. I entered my policy number as well as the type of insurance and that it's a renewal in the comment field, and send it on a Sunday and it was marked Complete on a Tuesday and on Saturday the AAA Socal site said it had received that Friday.
FYI: While some other AAA divisions allow credit card payment for insurance, AAA SoCal doesn't, only bank accounts and debit cards, and even with Visa gift card debit cards their web site is throwing some fits lately about cookies. So switching to Plastiq just seemed easier.
FYI: While some other AAA divisions allow credit card payment for insurance, AAA SoCal doesn't, only bank accounts and debit cards, and even with Visa gift card debit cards their web site is throwing some fits lately about cookies. So switching to Plastiq just seemed easier.
May 28, 2017, 7:32 am
#348
Join Date: Aug 2016
Programs: WOH Globalist | IHG Platinum | HH Gold | MB Gold
Posts: 230
I want to pay auto loan with my credit union using Plastiq. I have a CSR and FU. How do I come ahead or at least negate the fee ? At this time, if I pay with FU, I see I have at least 2.25% back (when I use with CSR to pay for travel) and lose 0.25%. Will paying auto loan code as 3x travel in CSR ?
I don't like to consider Business Class Travel, transferring to airlines or other hypothetical scenarios when I make this kind of calculations as I may or may not follow those paths.
I don't like to consider Business Class Travel, transferring to airlines or other hypothetical scenarios when I make this kind of calculations as I may or may not follow those paths.
May 28, 2017, 10:18 am
#349
Join Date: Jul 2011
Location: CCR
Posts: 326
I want to pay auto loan with my credit union using Plastiq. I have a CSR and FU. How do I come ahead or at least negate the fee ? At this time, if I pay with FU, I see I have at least 2.25% back (when I use with CSR to pay for travel) and lose 0.25%. Will paying auto loan code as 3x travel in CSR ?
I don't like to consider Business Class Travel, transferring to airlines or other hypothetical scenarios when I make this kind of calculations as I may or may not follow those paths.
I don't like to consider Business Class Travel, transferring to airlines or other hypothetical scenarios when I make this kind of calculations as I may or may not follow those paths.
May 28, 2017, 3:48 pm
#350
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
I want to pay auto loan with my credit union using Plastiq. I have a CSR and FU. How do I come ahead or at least negate the fee ? At this time, if I pay with FU, I see I have at least 2.25% back (when I use with CSR to pay for travel) and lose 0.25%. Will paying auto loan code as 3x travel in CSR ?
I don't like to consider Business Class Travel, transferring to airlines or other hypothetical scenarios when I make this kind of calculations as I may or may not follow those paths.
I don't like to consider Business Class Travel, transferring to airlines or other hypothetical scenarios when I make this kind of calculations as I may or may not follow those paths.
May 28, 2017, 11:11 pm
#351
Join Date: Jul 2016
Location: MSP
Posts: 165
I don't see it on the wiki list - has anyone had Plastiq work with a mortgage from US Bank?
May 29, 2017, 11:48 pm
#352
Join Date: Sep 2012
Posts: 4,431
I'm also interested in finding out if the Citi cards get 3x, for travel. I'm going to call retention for my Prestige soon and I suspect I'll get a nice offer for travel.
May 30, 2017, 8:38 am
#353
Join Date: Sep 2005
Location: Columbia, SC
Programs: AA Plat, SPG/Marriot Gold, HHonors Diamond, Hyatt Expl
Posts: 2,363
I can confirm now, that both CSR and Citi ATTAM gave 3x on the same type of payment.
Citi coded as misc. govt. services, while CSR coded as travel. Also waiting for Ink test results.
It's a tough decision now, since I have 1.75% rate locked for ATTAM, and the fact that there is also annual bonus of 10k points for it, so it may still be better than CSR, though I prefer UR points over TYPs.
Citi coded as misc. govt. services, while CSR coded as travel. Also waiting for Ink test results.
It's a tough decision now, since I have 1.75% rate locked for ATTAM, and the fact that there is also annual bonus of 10k points for it, so it may still be better than CSR, though I prefer UR points over TYPs.
May 30, 2017, 10:53 am
#354
Join Date: May 2002
Location: St Louis, MO
Programs: AA L.T. PLT
Posts: 3,298
May 30, 2017, 12:21 pm
#356
Join Date: Jul 2016
Location: MSP
Posts: 165
Also has anyone used Plastiq for HOA fees and gotten more than 1x?
May 30, 2017, 12:29 pm
#357
Join Date: May 2002
Location: St Louis, MO
Programs: AA L.T. PLT
Posts: 3,298
2. I don't bank with US Bank. Just my mortgage is there so I don't have any checking issues to worry about.
One other thing, Plastiq has an address for US Bank mortgages. It is not the same address that my payment slip had on it. So I had to make sure I didn't use the pre-done setup that Plastiq had available.
May 30, 2017, 12:38 pm
#359
Join Date: Mar 2014
Location: ATL
Programs: DL DM, Hyatt LT DM, Wyndham DM, Hertz PC, HH Gold, SPG Gold, Marriott Gold
Posts: 2,038
Logged in to look again and it has now updated that it was deposited on May 18th. Thus normal time frame. It just did not update very quickly.
May 30, 2017, 1:24 pm
#360
Join Date: Jul 2016
Location: MSP
Posts: 165
1. I start the payment around the 15th (due date the 1st) and I think it takes about 10 days or so for US Bank to actually get it. That way there is about 5 days of "wiggle" room for check to get to them.
2. I don't bank with US Bank. Just my mortgage is there so I don't have any checking issues to worry about.
One other thing, Plastiq has an address for US Bank mortgages. It is not the same address that my payment slip had on it. So I had to make sure I didn't use the pre-done setup that Plastiq had available.
2. I don't bank with US Bank. Just my mortgage is there so I don't have any checking issues to worry about.
One other thing, Plastiq has an address for US Bank mortgages. It is not the same address that my payment slip had on it. So I had to make sure I didn't use the pre-done setup that Plastiq had available.
I have it automatically deducted, so I was wondering if I should also disable that.