Jan 31, 2017, 10:50 pm
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Plastiq for rent, tuition, utilities, etc.(2017)
Jun 10, 2017, 11:40 am
#406
Join Date: Nov 2010
Posts: 496
I am trying to pay mortgage and got the following message. Is that possible Plastiq is trying fix the coding issue so they can earn mortgage payment back?
WE RECOMMEND USING A DIFFERENT CARD FOR THIS PAYMENT
Unfortunately, Visa credit cards cannot be used to pay this recipient. To submit your payment to NATIONSTAR MORTGAGE, you must use a different card type (e.g., MasterCard, American Express, or Discover.).
Unfortunately, Visa credit cards cannot be used to pay this recipient. To submit your payment to NATIONSTAR MORTGAGE, you must use a different card type (e.g., MasterCard, American Express, or Discover.).
Jun 10, 2017, 12:16 pm
#407
Join Date: Jun 2004
Location: IAD
Programs: All of them to one degree or another
Posts: 447
Jun 10, 2017, 4:10 pm
#408
Join Date: Nov 2014
Location: USA
Posts: 1,084
I've read that some folks have their rent/mortgage checks sent to their own address instead of to the payee.
Do you put yourself on the "Attention" line? Just want to make sure that USPS doesn't deny delivery because it isn't addressed to me.
thanks
Do you put yourself on the "Attention" line? Just want to make sure that USPS doesn't deny delivery because it isn't addressed to me.
thanks
Jun 11, 2017, 7:00 pm
#409
Join Date: Mar 2014
Location: ATL
Programs: DL DM, Hyatt LT DM, Wyndham DM, Hertz PC, HH Gold, SPG Gold, Marriott Gold
Posts: 2,038
Another payment that card processing immediately AND posts and days later it isn't sent. Willing to keep working at this but it's a bit annoying to have to do live chat 5-7 days after my card is billed to ask them to handle it.
And just like the last few times I did 1, 2 or 3 other payments at the same time. All within 5-10mins total time. All others out the door and on the way!
And just like the last few times I did 1, 2 or 3 other payments at the same time. All within 5-10mins total time. All others out the door and on the way!
Jun 12, 2017, 7:26 am
#410
Join Date: Sep 2005
Location: Columbia, SC
Programs: AA Plat, SPG/Marriot Gold, HHonors Diamond, Hyatt Expl
Posts: 2,363
Considering that USPS has no qualms delivering mail addressed to my cat, I'm pretty sure you're fine. USPS delivers to an address and doesn't care to whom mail is addressed.
Jun 12, 2017, 4:03 pm
#412
Join Date: Nov 2014
Location: USA
Posts: 1,084
It looks like Plastiq pulled the promo of one free payment if you schedule six in advance.
Nothing currently offered besides referral bonuses, unfort.
I wonder if I should bother booking something at this point. This would be my first payment. I guess with ATT even one month at full fee is worth it? Hoping it still posts as 3x for June month end.
What do you guys think ?
Nothing currently offered besides referral bonuses, unfort.
I wonder if I should bother booking something at this point. This would be my first payment. I guess with ATT even one month at full fee is worth it? Hoping it still posts as 3x for June month end.
What do you guys think ?
Jun 12, 2017, 4:54 pm
#413
Join Date: Dec 2008
Location: NYC
Programs: BA Gold, HH Diamond, Marriott Gold
Posts: 1,260
Not true always. USPS informed delivery showed Plastiq mail coming in and it did that same day. However I had some other junk mails addressed to some old tenants and that was not delivered(Not that I cared). I was worried too as the Plastiq check came in 10 days after it was billed.
Jun 12, 2017, 5:02 pm
#414
Join Date: Nov 2014
Location: USA
Posts: 1,084
Has anyone looked at the postmark of their check (if delivered to yourself). I wonder how long of a float plastiq enjoys
Jun 12, 2017, 7:30 pm
#415
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
It looks like Plastiq pulled the promo of one free payment if you schedule six in advance.
Nothing currently offered besides referral bonuses, unfort.
I wonder if I should bother booking something at this point. This would be my first payment. I guess with ATT even one month at full fee is worth it? Hoping it still posts as 3x for June month end.
What do you guys think ?
Nothing currently offered besides referral bonuses, unfort.
I wonder if I should bother booking something at this point. This would be my first payment. I guess with ATT even one month at full fee is worth it? Hoping it still posts as 3x for June month end.
What do you guys think ?
*I don't know what you use TYP for so I don't know how much you value 1 TYP.
To me, Plastiq seems worth it mainly when using it to meet a signup bonus minimum spend, which can be the equivalent of 10x or 20x or 30x or more. With the 2.5% fee, I'd find it hard to justify for anything other than signup bonus minimum spend, especially with all the news about 3x with Plastiq going away on this card or that card.
But to get Plastiq for rent / mortgage to work well for minimum spend, you might need to pay a few months at once (when you need to do minimum spend), and then take a rest (when you are between minimum spends), rather than doing it on a monthly basis. I don't know how many landlords or mortgage holders would like that vs wouldn't.
I myself haven't used Plastiq for rent / mortgage. I've used it for once-a-year insurance payments [that in my case don't accept credit cards]. That's much easier to mesh with signup bonus minimum spend.
Jun 12, 2017, 11:30 pm
#416
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Jun 13, 2017, 9:55 am
#417
Join Date: Mar 2011
Location: PHL
Programs: US; AA; UA; Hilton Gold; Club Carlson Gold; IHG Platinum;
Posts: 388
ATT Card drops 3X for rental and real estate payments
Just received this:
"The categories eligible to earn 3x ThankYou Points for purchases made with your AT&T Access More card are being updated. Beginning July 22, 2017, you’ll only receive 1 point, not 3x points, for every $1 spent online on the purchase or reloading of gift cards or on rental and real estate payments."
"The categories eligible to earn 3x ThankYou Points for purchases made with your AT&T Access More card are being updated. Beginning July 22, 2017, you’ll only receive 1 point, not 3x points, for every $1 spent online on the purchase or reloading of gift cards or on rental and real estate payments."
Jun 13, 2017, 10:01 am
#418
Join Date: Jan 2014
Programs: Hilton Diamond, Hyatt Diamond, SW Companion
Posts: 94
I just received the following also:
" The categories eligible to earn 3x ThankYou Points for purchases made with your AT&T Access More card are being updated. Beginning July 22, 2017, you’ll only receive 1 point, not 3x points, for every $1 spent online on the purchase or reloading of gift cards or on rental and real estate payments.
Please note, you’ll still earn 3x points on every $1 spent on purchases made online at eligible retail and travel websites, including department and warehouse websites, online travel agencies and airline websites."
" The categories eligible to earn 3x ThankYou Points for purchases made with your AT&T Access More card are being updated. Beginning July 22, 2017, you’ll only receive 1 point, not 3x points, for every $1 spent online on the purchase or reloading of gift cards or on rental and real estate payments.
Please note, you’ll still earn 3x points on every $1 spent on purchases made online at eligible retail and travel websites, including department and warehouse websites, online travel agencies and airline websites."
Jun 13, 2017, 10:37 am
#419
Join Date: Mar 2014
Location: ATL
Programs: DL DM, Hyatt LT DM, Wyndham DM, Hertz PC, HH Gold, SPG Gold, Marriott Gold
Posts: 2,038
Another one bites the dust.
http://milestomemories.boardingarea....-visa-blocked/
http://milestomemories.boardingarea....-visa-blocked/
I guess my point being I should be able to 'buy/spend' whatever way I want.
Jun 13, 2017, 1:38 pm
#420
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
Why do they care? I know the basic don't pay with credit with credit but most people who spend the time to figure out how Plastiq works is doing it for a specific reason and not carrying a balance.
I guess my point being I should be able to 'buy/spend' whatever way I want.
I guess my point being I should be able to 'buy/spend' whatever way I want.
I think this is great because it means someone is trying to figure out how to make this card sustainable - which means this card may have a future!