Jan 6, 2016, 8:17 pm
Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)
Jun 17, 2017, 5:21 am
#901
Join Date: Jul 2016
Location: NY
Posts: 523
What's the best way to get money into your WF checking other than ACH? I have a credit union that allows me to deposit 100k per month in money orders but their website doesn't allow for ACH to other banks. I hope to get about a 30k credit limit when I get the WF card and hope to max it out each month. Think it would raise flags if I made a monthly 30k deposit with a personal check? I doubt depositing MOs into my WF checking would be a good idea. Any advice would be appreciated.
Jun 18, 2017, 5:47 am
#902
Join Date: Feb 2016
Posts: 827
2 reasons - I leave enough so I can apply the cashback to a current balance vs new purchases, and in the back of my mind I'm aware of the shutdowns reported in this thread. I know banks like customers that carry balances, so in my mind maybe my account passes some trigger by carrying a balance (even though it is at 0% right now and I pay no interest.) It's irrational and superstitious when it comes down to it, but I've made several $k in the last few months and it looks like I'll make it through the whole 6 month window, so I'm definitely avoiding some of the algorithms that have bit a few people.
Jun 19, 2017, 11:38 am
#903
Join Date: Oct 2009
Posts: 152
Just received a call from Wellsfargo the missing extra 4% cash back is fixed. And I do see it online now. They confirmed they will look back and credit the missing 4% cashback for old transactions. I wish I didn't put much gift card purchase on this card..
Jun 19, 2017, 7:16 pm
#904
Join Date: Feb 2016
Posts: 827
Jul 15, 2017, 2:26 pm
#907
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
Yep. Two days after getting a letter confirming that 5% promo is added to the acct, another letter comes with the dreaded warning.
Jul 16, 2017, 10:16 am
#908
Join Date: Aug 2015
Posts: 2,061
just finished 6 mos; initially did $2k/mo, got the written warning after 2 mos; scaled down to $1k/mo and lasted til now; overall, total reward CB was about $400 + 200 sign-up bonus; definitely a peanut comparing to those prior to the monitoring
Jul 19, 2017, 11:27 am
#909
Join Date: Feb 2016
Posts: 827
Jul 19, 2017, 2:13 pm
#911
Join Date: Jul 2013
Posts: 1,036
Jul 20, 2017, 1:32 am
#912
Join Date: Jun 2016
Posts: 2,257
Did they give you the retrocredit yet? I still havent seen mine reflected and it's like 6 weeks since they called me saying they would fix it.
Jul 21, 2017, 2:43 pm
#914
Join Date: Oct 2009
Posts: 152
Jul 21, 2017, 4:33 pm
#915
Join Date: Feb 2017
Posts: 3