Jan 6, 2016, 8:17 pm
Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)
Aug 12, 2017, 6:04 am
#931
Join Date: Feb 2016
Posts: 828
WF have now added a cap and you’re limited to earning 5x on $12,500. First of all is this true? 2nd, is that 12.5 cap per month or for six months ? How about if you signed up and activated your 5X cards before the cap was added to terms?
Thanks to all abusers, we knew it's coming.
Thanks to all abusers, we knew it's coming.
Last edited by Gitangali; Aug 12, 2017 at 6:47 am
Aug 12, 2017, 6:26 am
#932
Join Date: Jul 2013
Posts: 1,036
WF have now added a cap and you’re limited to earning 5x on $12,500. First of all is this true? 2nd, is that 12.5 cap per month or for six months ? How about if you signed up and activated your 5X cards before the cap was added to terms?
Thanks to all abusers, we knew it's coming.
Thanks to all abusers, we knew it's coming.
Aug 12, 2017, 9:07 am
#933
Join Date: Aug 2015
Posts: 2,061
WF have now added a cap and you’re limited to earning 5x on $12,500. First of all is this true? 2nd, is that 12.5 cap per month or for six months ? How about if you signed up and activated your 5X cards before the cap was added to terms?
Thanks to all abusers, we knew it's coming.
Thanks to all abusers, we knew it's coming.
Aug 12, 2017, 11:46 am
#935
Join Date: Feb 2015
Posts: 910
Looks like they changed the T&C on their site to reflect this: https://www.wellsfargo.com/credit-cards/rewards/
Question is whether they'll implement this for existing cardholders, formally (revise T&C and send letter) or informally as they have been doing, warn and shut down. I am not sure if there's enough data points to show around what 5x $ figure they send the knock if off letter and around what 5x total spend $ they shut people down, if there's such a patter so far regarding total 5x spend.
Question is whether they'll implement this for existing cardholders, formally (revise T&C and send letter) or informally as they have been doing, warn and shut down. I am not sure if there's enough data points to show around what 5x $ figure they send the knock if off letter and around what 5x total spend $ they shut people down, if there's such a patter so far regarding total 5x spend.
Aug 14, 2017, 5:00 am
#936
Join Date: Feb 2016
Posts: 828
Those we had been approved before the cap and already spent $12.5K, are your 5X points posting from the recent purchases? This way we can find out if the cap is retroactive or only for the new accounts. My purchases made on Saturday, the points have not posted but that could be due to weekend as it takes a day or two after the transaction is posted for the points to post.
Aug 14, 2017, 6:18 am
#937
Join Date: Nov 2016
Posts: 62
Those we had been approved before the cap and already spent $12.5K, are your 5X points posting from the recent purchases? This way we can find out if the cap is retroactive or only for the new accounts. My purchases made on Saturday, the points have not posted but that could be due to weekend as it takes a day or two after the transaction is posted for the points to post.
Aug 15, 2017, 9:07 am
#938
Join Date: Feb 2016
Posts: 828
WF have two cards that offer 5X. Does the 16 months wait time to receive 5X is for a similar card or Any 5X period.
If you opened a Wells Fargo credit card within the last 16 months, you will not qualify for the introductory rate(s) or bonus rewards offers. See important exclusions on page 2.
If you opened a Wells Fargo credit card within the last 16 months, you will not qualify for the introductory rate(s) or bonus rewards offers. See important exclusions on page 2.
Aug 16, 2017, 5:46 am
#941
Join Date: Aug 2015
Posts: 135
Another DP for current holders... My final month closed in the last week, and the credit for >200,000 points (set to automatic statement credit) just came through. I was very nervous I was going to get stuck with the fees, but it worked out. This was my first (and last) month cycling the limit.
Aug 16, 2017, 6:03 am
#942
Join Date: Aug 2013
Posts: 1,207
Aug 16, 2017, 7:40 am
#943
Join Date: Jul 2013
Posts: 1,036
WF have two cards that offer 5X. Does the 16 months wait time to receive 5X is for a similar card or Any 5X period.
If you opened a Wells Fargo credit card within the last 16 months, you will not qualify for the introductory rate(s) or bonus rewards offers. See important exclusions on page 2.
If you opened a Wells Fargo credit card within the last 16 months, you will not qualify for the introductory rate(s) or bonus rewards offers. See important exclusions on page 2.