Jan 6, 2016, 8:17 pm
Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)
Mar 4, 2017, 4:18 pm
#826
Join Date: Apr 2015
Location: GA
Programs: HH, IHG
Posts: 141
What's the consensus on purchases? Is it ok if all my purchases are at CVS? Do I need to throw some other items to make the amounts not $2,019.80?
Got our travel stuff booked for the year and we're good on points, so I'm pumped to move to cash back. Pretty psyched!
Mar 6, 2017, 6:52 pm
#828
Join Date: Jan 2016
Posts: 36
Does anyone know if WF let's you move credit around? I have an old 5x cashback card with a 17k limit. Thinking about leaving it open and when my 14 months are up and I can apply for another card, seeing if I can transfer most of that limit over. Thoughts?
Mar 6, 2017, 7:05 pm
#829
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Pretty sure you won't gave the 6-month 5x promo if the other card is open. I recall seeing some DPs in this and previous versions of this thread. You likely have to close the old card and wait 14-16 months.
Mar 7, 2017, 11:48 am
#830
Join Date: Feb 2016
Posts: 829
Eligibility for introductory rate(s), fees, and bonus rewards offers
If you opened a Wells Fargo credit card account during the last 15 months from the date of this application you will not be eligible for the introductory APR(s) or bonus rewards offers until the 1st day of the calendar month after the 15 month anniversary.
This can be read as if you opened any WF card. Can someone chime whether they meant (15 months) it for the same type of card or any WF? If 15 months language is for the same card then you may not have to wait 15 months if switching cards.
If you opened a Wells Fargo credit card account during the last 15 months from the date of this application you will not be eligible for the introductory APR(s) or bonus rewards offers until the 1st day of the calendar month after the 15 month anniversary.
This can be read as if you opened any WF card. Can someone chime whether they meant (15 months) it for the same type of card or any WF? If 15 months language is for the same card then you may not have to wait 15 months if switching cards.
Mar 15, 2017, 9:23 am
#833
Join Date: Aug 2014
Posts: 159
Eligibility for introductory rate(s), fees, and bonus rewards offers
If you opened a Wells Fargo credit card account during the last 15 months from the date of this application you will not be eligible for the introductory APR(s) or bonus rewards offers until the 1st day of the calendar month after the 15 month anniversary.
This can be read as if you opened any WF card. Can someone chime whether they meant (15 months) it for the same type of card or any WF? If 15 months language is for the same card then you may not have to wait 15 months if switching cards.
If you opened a Wells Fargo credit card account during the last 15 months from the date of this application you will not be eligible for the introductory APR(s) or bonus rewards offers until the 1st day of the calendar month after the 15 month anniversary.
This can be read as if you opened any WF card. Can someone chime whether they meant (15 months) it for the same type of card or any WF? If 15 months language is for the same card then you may not have to wait 15 months if switching cards.
Apr 5, 2017, 1:22 pm
#834
Join Date: Mar 2015
Posts: 333
Looking to hit this up again after a bonanza last year. I am past the 16 month mark and the closed card no longer appears on my WF homepage. However, the rewards account (with zero balance) still shows. Looking for DPs on whether I should wait for that rewards account to also disappear before applying for a new 5X card. Also looking for advice/experience on the merits of the rewards versus home rebate version of the card. My understanding is there is virtually no difference as both can be turned into cash.
Apr 7, 2017, 7:22 am
#835
Join Date: Aug 2015
Posts: 135
Looking to hit this up again after a bonanza last year. I am past the 16 month mark and the closed card no longer appears on my WF homepage. However, the rewards account (with zero balance) still shows. Looking for DPs on whether I should wait for that rewards account to also disappear before applying for a new 5X card. Also looking for advice/experience on the merits of the rewards versus home rebate version of the card. My understanding is there is virtually no difference as both can be turned into cash.
I think the only difference between the cards is how you qualify - doesn't the Home version require you have a mortgage with WF?
Apr 27, 2017, 4:05 pm
#837
Join Date: Apr 2015
Location: GA
Programs: HH, IHG
Posts: 141
I got the letter after only 1 month, with 1x CL. I did 3 payments, so maybe that did it. My CL is $9k. Month 2 just ended, my plan is to go silent until month 5, then just hit the .... out of it. With a $9k CL I can't do much, but maybe get $5k or so out of it. Sad really...
Apr 27, 2017, 7:10 pm
#839
Join Date: May 2015
Posts: 1,066
Anyone try getting this less than 16 months after last card? Wondering how they count months 15 and 16. Seems like you need to wait until anniversary then + 4 months. So, this month would be good for someone that got last card in December of 2015?
Apr 27, 2017, 9:47 pm
#840
Join Date: Jun 2014
Posts: 163
In addition to 5x, some of these cards have $200 bonus offers. Of course the terms say "if you opened a Wells Fargo credit card within the last 16 months, you will not qualify for the introductory rate(s), fees and bonus offers." However, I noticed some people on other forums were talking about opening up more than one card to get multiple $200 bonus offers, which is also contrary to this stipulation.
Edit: I do see this was answered just a few posts up, indicating that you can open different cards to get the 5x multiple times... I am just confused why people keep asking about the 16-month period when there are 5 different cards with the 5x offer.