Dec 2, 2015, 5:53 pm
Last edit by: financialhippie
Successful Credit Cards Used (Posted as Purchase)
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Plastiq for rent, tuition, utilities, etc.
Nov 6, 2015, 11:10 pm
#256
Join Date: Sep 2012
Posts: 4,431
I'm locked in to the 1.5% fee for MC from the promo a couple months ago. I used my Citi Premier card to meet spend requirement for sign-up bonus, but I don't want to use this card anymore. The next mortgage payment is 11/10. I'd like to sign up for the Citi Prestige now. 2 questions--
First, can I delay the date of payment (say, from 11/10 to 11/25) and keep the 1.5%?
Second, when I get the Prestige card, can I swap it with the Premier card that's currently linked to my Plastiq account and keep the 1.5% fee?
First, can I delay the date of payment (say, from 11/10 to 11/25) and keep the 1.5%?
Second, when I get the Prestige card, can I swap it with the Premier card that's currently linked to my Plastiq account and keep the 1.5% fee?
Nov 7, 2015, 6:17 am
#257
Join Date: Dec 2014
Posts: 20
i dont think you will be able to do that. but worst case scenario you can go to cvs buy vanilla gift cards at 1% free ($4.95 for $500) and used them with 0 fee in plastiq locking you now at 1%.
Nov 7, 2015, 11:18 am
#259
Join Date: Feb 2013
Posts: 170
My policy is No promotional fee rate then no transaction. I lose money with 2.5% therefore no go.
Nov 7, 2015, 1:18 pm
#260
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,047
Vanillas aren't showing no fee to me . . .
Nov 7, 2015, 2:28 pm
#261
Join Date: Sep 2012
Posts: 4,431
Those who had no fee for Vanilla gift card, did it have OV black packaging or Vanilla Visa gold/silver packaging?
Nov 12, 2015, 12:47 pm
#262
Join Date: Sep 2015
Programs: Paying student debt and traveling when i can
Posts: 312
anyone used vg cards bought online from staples to pay rent via plastiq w/o fee?
Nov 12, 2015, 1:38 pm
#263
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Nov 12, 2015, 1:40 pm
#264
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Nov 12, 2015, 2:19 pm
#265
Join Date: Aug 2013
Posts: 71
Didnt see it anywhere in the last bunch of pages but have people had any luck with paying Store Cards? I sent a couple payments to my Zales card today and so far everything has gone fine. Just want to make sure it wont get blocked or canceled. Thanks.
Nov 12, 2015, 3:52 pm
#266
Join Date: Sep 2015
Programs: Paying student debt and traveling when i can
Posts: 312
It appears that the payment went through without any plastiq fees. I paid a $210 bill via check with a $300 VGC purchased online at staples (which is processed through giftcardmall.com).
I'll report back if an error comes back, but it seems to have cleared for now.
Nov 12, 2015, 4:59 pm
#268
Join Date: Jul 2012
Programs: American Airlaines, Delta SkyMiles, United, BA, HH, Marriott, SPG, Priority Club
Posts: 160
Nov 13, 2015, 5:03 pm
#269
Join Date: Oct 2015
Posts: 49
Are Amex Gift Cards run as Debit or Credit?
I'm sure I know the answer to this already, but was wondering if anyone has recently tried to pay a bill with an AGC through Plastiq, and if so, do they charge a fee? It'd be great to pay my mortgage with one check/AGC rather than several checks/VGCs.
The only reason I ask is that Plastiq doesn't ask for PINs, yet somehow the system knows to run the VGCs as Debit. Fingers crossed that it's the same with Amex GC and I'll soon be flush with SPG points!
UPDATE: As I suspected, AGC are still run as credit and incur a 2.5% fee.
The only reason I ask is that Plastiq doesn't ask for PINs, yet somehow the system knows to run the VGCs as Debit. Fingers crossed that it's the same with Amex GC and I'll soon be flush with SPG points!
UPDATE: As I suspected, AGC are still run as credit and incur a 2.5% fee.
Last edited by Sean Hanley; Nov 14, 2015 at 10:33 am
Nov 14, 2015, 7:51 am
#270
Join Date: Aug 2005
Location: DFW
Posts: 1,249
May vary by county but I sent to ABQ. Will know in about 10 days. I left a time margin to resolve issues if there are any issues and am prepared to handle the float if things go very bad.