Dec 2, 2015, 5:53 pm
Last edit by: financialhippie
Successful Credit Cards Used (Posted as Purchase)
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Plastiq for rent, tuition, utilities, etc.
Oct 8, 2015, 7:25 am
#211
Join Date: Apr 2015
Posts: 166
I set up my mortgage to be paid via my double cash because of the 1.5% MC promotion. I'm giving them plenty of time just to make sure it get's received.
Oct 8, 2015, 12:51 pm
#212
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,037
-0.5% was too little upside
-dealing with Plastiq's delays was agonizing
-I didn't want to raise my profile with Citi for such a small reward
If Plastiq were solid, I'd consider. But, if they were solid, they probably wouldn't need to offer these promos to attract business.
Oct 8, 2015, 8:54 pm
#213
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Anyone pay to Wells Fargo Home Mortgage before?
I finally decided to try Plastiq and they replied saying they couldn't verify the address I provided. This is the address from my statement/payment stub that I've also been using with RedBird..
Edit: Although they didn't say it but I guess they just wanted proof the address was legit. I preemptively sent them a screen shot and got a reply it's good to go.
I finally decided to try Plastiq and they replied saying they couldn't verify the address I provided. This is the address from my statement/payment stub that I've also been using with RedBird..
Edit: Although they didn't say it but I guess they just wanted proof the address was legit. I preemptively sent them a screen shot and got a reply it's good to go.
Last edited by frudd38; Oct 8, 2015 at 11:56 pm
Oct 9, 2015, 7:41 am
#214
Join Date: Apr 2015
Posts: 166
Anyone pay to Wells Fargo Home Mortgage before?
I finally decided to try Plastiq and they replied saying they couldn't verify the address I provided. This is the address from my statement/payment stub that I've also been using with RedBird..
Edit: Although they didn't say it but I guess they just wanted proof the address was legit. I preemptively sent them a screen shot and got a reply it's good to go.
I finally decided to try Plastiq and they replied saying they couldn't verify the address I provided. This is the address from my statement/payment stub that I've also been using with RedBird..
Edit: Although they didn't say it but I guess they just wanted proof the address was legit. I preemptively sent them a screen shot and got a reply it's good to go.
Oct 9, 2015, 10:09 am
#215
Join Date: Jan 2014
Posts: 286
Anyone pay to Wells Fargo Home Mortgage before?
I finally decided to try Plastiq and they replied saying they couldn't verify the address I provided. This is the address from my statement/payment stub that I've also been using with RedBird..
Edit: Although they didn't say it but I guess they just wanted proof the address was legit. I preemptively sent them a screen shot and got a reply it's good to go.
I finally decided to try Plastiq and they replied saying they couldn't verify the address I provided. This is the address from my statement/payment stub that I've also been using with RedBird..
Edit: Although they didn't say it but I guess they just wanted proof the address was legit. I preemptively sent them a screen shot and got a reply it's good to go.
Oct 9, 2015, 1:19 pm
#216
Join Date: Apr 2013
Posts: 14
Yep, I have had my last two WF mortgage payments sent via Plastiq and they were both received and credited just fine. I have my mortgage, car payments, and HOA fees scheduled on my DCB card out until 2019. Its not a huge gain at %0.5 but its mindless MS and I can save my Serve and other loads to pay off CCs.
How much time did it take for Plastiq to process it and received by WF? I'm wondering if I should set mine up 2 weeks or 1 week before the 1st of the month to give it ample time for the payment to be credited by WF. Thanks.
Oct 9, 2015, 4:44 pm
#217
Join Date: Jan 2014
Posts: 286
Was your WF mortgage payments sent electronically or by check by Plastiq?
How much time did it take for Plastiq to process it and received by WF? I'm wondering if I should set mine up 2 weeks or 1 week before the 1st of the month to give it ample time for the payment to be credited by WF. Thanks.
How much time did it take for Plastiq to process it and received by WF? I'm wondering if I should set mine up 2 weeks or 1 week before the 1st of the month to give it ample time for the payment to be credited by WF. Thanks.
Oct 10, 2015, 9:15 am
#219
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,099
Oct 12, 2015, 1:16 am
#221
Join Date: Sep 2012
Posts: 4,431
I set up my payment for the 10th, and I just received an email that my payment will process. My Citi card shows a lending payment. At this point, how long before the payment finalizes and Flagstar receives it?
Oct 12, 2015, 6:44 am
#222
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,099
Hmmm... how odd. Did you set your cash advances to zero, by any chance? Sometimes a transaction will start out as a "cash advance" and transform into a purchase when it posts. If your cash advance limit is lower than the transaction, it won't go through. My Plastiq transactions are posting as a purchase. I've used the IHG MC for 2 transactions so far. That's not a lot of data, but I've had no problems at all.
Oct 12, 2015, 7:41 am
#223
Join Date: Jul 2014
Posts: 369
Usually 13 days from when the process is initiated. Its slow but eventually gets there. I know have my mortgage go out on the 18th of the month and it arrives 1st day of the month (+_ 1 day).
Oct 12, 2015, 1:11 pm
#224
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
Plastiq & 1.5% offer for Mastercard
I have some payments that I can not make directly with a credit card and would need to use plastiq or a similar service. Right now there is a Plastiq offer where you can lock in a rate using recurring payments of 1.5% when using a master card to make a payment. I was considering setting up some recurring payments and have the following master cards Barclay arrival+, citi prestige, citi premier, citi AA select. I am probably going to get rid of the arrival+ in Jan so I think that is out. Out of the remaining cards which would you use at a 1.5% rate? The profit margin seems somewhat thin and I am wondering if I would be better off just paying straight out of my bank account. These bills would add up to like $3100 a month or so.
Oct 12, 2015, 6:01 pm
#225
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
I have some payments that I can not make directly with a credit card and would need to use plastiq or a similar service. Right now there is a Plastiq offer where you can lock in a rate using recurring payments of 1.5% when using a master card to make a payment. I was considering setting up some recurring payments and have the following master cards Barclay arrival+, citi prestige, citi premier, citi AA select. I am probably going to get rid of the arrival+ in Jan so I think that is out. Out of the remaining cards which would you use at a 1.5% rate? The profit margin seems somewhat thin and I am wondering if I would be better off just paying straight out of my bank account. These bills would add up to like $3100 a month or so.