Dec 2, 15, 5:53 pm
Last edit by: financialhippie
Successful Credit Cards Used (Posted as Purchase)
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Plastiq for rent, tuition, utilities, etc.
Nov 20, 15, 1:30 am
#301
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,538
Just trying to have the CC name match the name on the mortgage being paid, that's all.. although not sure if that even matters..
Nov 22, 15, 10:26 pm
#302
Join Date: Nov 2015
Posts: 5
Tried setting up a check payment for a little over $700 for "Rent and Utilities". Currently renting from family with family living here.
Plastic sent me an email saying that I need to provide documentation.
Replied stating that the cost is for "room and board" and is a flat rate but no documentation because it's family. Told them I wanted to use their service for a receipt and online tracking. Billed to my address because that's the address of my "landlord".
I'll update when they reply.
Update: Apparently they don't support "informal" rent agreements. To me this is mind boggling because how in the world do you figure walking someone's dog (as they say) is viable since they most likely have no "invoice" but informal rent is not. I feel like I should just accept a service for over $700 to let someone "walk my dog" (kidding, obviously this won't work).
Plastic sent me an email saying that I need to provide documentation.
Replied stating that the cost is for "room and board" and is a flat rate but no documentation because it's family. Told them I wanted to use their service for a receipt and online tracking. Billed to my address because that's the address of my "landlord".
I'll update when they reply.
Update: Apparently they don't support "informal" rent agreements. To me this is mind boggling because how in the world do you figure walking someone's dog (as they say) is viable since they most likely have no "invoice" but informal rent is not. I feel like I should just accept a service for over $700 to let someone "walk my dog" (kidding, obviously this won't work).
Last edited by Amrian0415; Nov 23, 15 at 2:39 pm
Nov 23, 15, 9:18 pm
#303
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, AA, WN, BA, AS, TK, Radisson, Hyatt, IHG, Hilton, Wyndham
Posts: 1,908
My PP accounts were shut down some time ago, they told me it was not because of PPBDC, but because I was loading PPMC. Those are intended for people who doesn't have a bank account and a credit card. You should load your PP with PPMC, then spend it via merchants who accept PP as a form of payment.
Nov 24, 15, 10:26 am
#304
Join Date: Sep 2012
Posts: 4,428
I made 3 debit payments to my WF mortgage on 11/12. After Plastiq verified the biller, they sent out 2 checks on 11/16 and 1 on 11/17. I understand it takes several days for the checks to arrive at their destination and then for the biller to process them, but it's now a full week after the payments were supposedly mailed. My WF mortgage PO Box is in Los Angeles. I made payments to a Chase mortgage using credit card last month and I don't remember it taking this long. Should I be making phone calls at this point?
Nov 24, 15, 11:28 am
#305
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,538
I made 3 debit payments to my WF mortgage on 11/12. After Plastiq verified the biller, they sent out 2 checks on 11/16 and 1 on 11/17. I understand it takes several days for the checks to arrive at their destination and then for the biller to process them, but it's now a full week after the payments were supposedly mailed. My WF mortgage PO Box is in Los Angeles. I made payments to a Chase mortgage using credit card last month and I don't remember it taking this long. Should I be making phone calls at this point?
Nov 24, 15, 11:48 am
#306
Join Date: Sep 2012
Posts: 4,428
I'm in no rush. I was worried that the payments weren't processed correctly. I've never done third party paper checks for WF before
Nov 24, 15, 1:39 pm
#307
Join Date: Aug 2009
Programs: UA, AA, BA, National EE, Hertz President Circle, SPG Gold, Hilton Gold, IHG Plat, Marriot Silver
Posts: 297
I made recently 2 rent payments to plastiq using the 1.5 mastercard promo, after all the verification each time, everything was ok.
Now when I tried by the current promo, they just refused to process the payment, I am coroius if they just refuse because I only use them when they have promotions.
Now when I tried by the current promo, they just refused to process the payment, I am coroius if they just refuse because I only use them when they have promotions.
Nov 24, 15, 2:34 pm
#308
Join Date: Aug 2011
Location: SFO/SJC
Programs: MR,UR, UA, BA, AA, Hotels
Posts: 581
Its perception. Your scenario looks too much like a person to person (in this case a self) transfer which is not supported. Although you could pay a dog walker, they would be expected to be a business so it is a person to business transfer.
You can instead use paypal to create an invoice and then use this as proof of bill and I bet Plastiq would accept it.
You can instead use paypal to create an invoice and then use this as proof of bill and I bet Plastiq would accept it.
Tried setting up a check payment for a little over $700 for "Rent and Utilities". Currently renting from family with family living here.
Plastic sent me an email saying that I need to provide documentation.
Replied stating that the cost is for "room and board" and is a flat rate but no documentation because it's family. Told them I wanted to use their service for a receipt and online tracking. Billed to my address because that's the address of my "landlord".
I'll update when they reply.
Update: Apparently they don't support "informal" rent agreements. To me this is mind boggling because how in the world do you figure walking someone's dog (as they say) is viable since they most likely have no "invoice" but informal rent is not. I feel like I should just accept a service for over $700 to let someone "walk my dog" (kidding, obviously this won't work).
Plastic sent me an email saying that I need to provide documentation.
Replied stating that the cost is for "room and board" and is a flat rate but no documentation because it's family. Told them I wanted to use their service for a receipt and online tracking. Billed to my address because that's the address of my "landlord".
I'll update when they reply.
Update: Apparently they don't support "informal" rent agreements. To me this is mind boggling because how in the world do you figure walking someone's dog (as they say) is viable since they most likely have no "invoice" but informal rent is not. I feel like I should just accept a service for over $700 to let someone "walk my dog" (kidding, obviously this won't work).
Nov 25, 15, 12:08 am
#309
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,538
So I just attempted to pay a new payee with an MC and the current 1.5% promo doesn't show up (shows 2.5%).. anyone else?
Nov 25, 15, 2:02 am
#311
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,538
Just a note: I made a mortgage payment from my account for someone else's mortgage and even though I inputted their Full Name on the payment details, the Check Preview still shows my name. Hopefully the bank will have no issue with this..
Nov 27, 15, 8:11 am
#312
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 9,549
Round two for me of trying a check WAYYYY in advance of when it needs to arrive.
They took payment from me within one day, and now it's more than ten days and my payment hasn't arrived.
Does anyone here have a situation where they pay their mortgage via check to a major financial institution using US mail and it takes more than ten days regularly?
This just doesn't happen. Expect with these guys.
They took payment from me within one day, and now it's more than ten days and my payment hasn't arrived.
Does anyone here have a situation where they pay their mortgage via check to a major financial institution using US mail and it takes more than ten days regularly?
This just doesn't happen. Expect with these guys.
Nov 28, 15, 8:56 pm
#313
Join Date: Sep 2012
Posts: 4,428
I submitted 3 payments to my WF mortgage on 11/12-- $500, $500, $169. I had to verify WF's address, and on 11/17, I got notice that payments for $500 and $169 were sent out. I emailed Plastiq to inquire about the 3rd payment ($500), they apologized for missing it (really!), and it was mailed out the next day 11/18. WF posted the first 2 payments ($500 and $169) toward principal on Monday 11/23, but still nothing for the 3rd payment. I know this was a holiday week, but the 3rd payment was sent out 1 day later. If it doesn't post by Monday, I'm going to contact WF and/or Plastiq.
Nov 29, 15, 5:25 pm
#314
Join Date: Dec 2006
Posts: 161
This thread needs a WIKI for common questions, such as which cards can be used (not Discover), which banks treat these as cash advances, what types of payments are routine (apparently to firms on their list such as large utilities and mortgage companies), and which create problems (apparently to firms that are not are known to them and may be hidden person to person ones), and what are minimum and maximum payments (some may wish to make large payments in the tens of thousand to law firms or others)?
Nov 29, 15, 5:28 pm
#315
Join Date: Dec 2006
Posts: 161
BOA Visa experiment
Because of reports that Visa may be treated as cash advances, I set up a $1.00 test payment from my BOA Visa to a large well known utility. It shows up as $1.00 to Plastiq with name of the Utility and Pending Plastiq*US UTIL FEE ACCOU. This leads me to believe BOA will not treat this as a cash advance, and may encourage me to use them for other purposes.
