Jan 10, 2015, 9:50 pm
Last edit by: ed765
This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
NW Buxx
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
USB Buxx (closed)
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
VISA Buxx (2015)
Jun 1, 2015, 4:28 am
#601
Join Date: Feb 2013
Posts: 1,815
YoungBubbie, do your primary and AU have the same account number?
Since I've been using buxx sparingly, I never thought much of what's stated in Wiki: "Max of 2 loads per CC per 7 day rolling period". However, I was able to test the 1k limit for you. It appears that my assumption of 1K per teen per CC per 7 days were partly incorrect.
Here's my test. I found a family who also has buxx. Invited the family to fund my teen's account. When my family accepted the intite and tried to fund my teen with their CC (which was maxed out 1k on their own teens), an error "Maximum number of loads reached". So Wiki was correct when it states "Max of 2 loads per CC per 7 day rolling period". The detail lies in the max loads per CC seems to be a system wide limitation across all teen cards, not just per teen.
Hopefully this is the case you ran into and answers your question. If you found anything different, do share :-)
Since I've been using buxx sparingly, I never thought much of what's stated in Wiki: "Max of 2 loads per CC per 7 day rolling period". However, I was able to test the 1k limit for you. It appears that my assumption of 1K per teen per CC per 7 days were partly incorrect.
Here's my test. I found a family who also has buxx. Invited the family to fund my teen's account. When my family accepted the intite and tried to fund my teen with their CC (which was maxed out 1k on their own teens), an error "Maximum number of loads reached". So Wiki was correct when it states "Max of 2 loads per CC per 7 day rolling period". The detail lies in the max loads per CC seems to be a system wide limitation across all teen cards, not just per teen.
Hopefully this is the case you ran into and answers your question. If you found anything different, do share :-)
On the other hand I still cannot load a 2nd teen with my husbands card. I already used up his $1,000 limit on first teen. So I guess it's $1000 total limit per credit card number per 30 days. You would have to use a different credit card for the second teen.
So as long as authorized user card has a different number you can do $2,000 a month on the one credit card account.
If anyone has a different experience, I would love hear about it.
Jun 1, 2015, 10:02 am
#602
Join Date: Jul 2009
Location: FL
Programs: BA, AA, DA, UA, CO
Posts: 212
NW Buxx
I am late to this but, hey, better late than later! My primary purpose is just to hit the spending for the big sign-up bonuses. So trying to maximize the spend on one CC only.
I read half of this thread, but still would like to check w you all if my plan sounds like a painless experience.
Opened two NW Buxx "teen" cards (both with my name, one with middle initial), will come next week.
Load:Set up automatic reload to both 'teen' cards from the same CC of $500 on 1st and 15th. (total of $2008 spend on the same CC--4x$500 plus 4x$2 reload fees)
Liquidate by: two ATM withdrawals (one per each card) for $200 each, done between the 2st and 15 of each month. Expecting the $1 fee for each to be charged, although it is one of their ATM's, after the second automatic load hits I should have $799 balance on each teen card. So anytime between 16th and 30th of the month (making sure its at least 7 days gap after the ATM withdrawals) buy two money orders (one per each card) for $799. Deposit to my bank.
Am I missing something?
I read half of this thread, but still would like to check w you all if my plan sounds like a painless experience.
Opened two NW Buxx "teen" cards (both with my name, one with middle initial), will come next week.
Load:Set up automatic reload to both 'teen' cards from the same CC of $500 on 1st and 15th. (total of $2008 spend on the same CC--4x$500 plus 4x$2 reload fees)
Liquidate by: two ATM withdrawals (one per each card) for $200 each, done between the 2st and 15 of each month. Expecting the $1 fee for each to be charged, although it is one of their ATM's, after the second automatic load hits I should have $799 balance on each teen card. So anytime between 16th and 30th of the month (making sure its at least 7 days gap after the ATM withdrawals) buy two money orders (one per each card) for $799. Deposit to my bank.
Am I missing something?
Last edited by pianistat; Jun 1, 2015 at 10:16 am
Jun 1, 2015, 12:22 pm
#603
Join Date: Feb 2015
Posts: 11
I currently have a lot of free time on my hands as I'm waiting to hear back on a couple of life opportunities. Further, if a person delays getting the $1 reversal for a few weeks, I can see how this could end up being worth it.
Finally, I was messing around a little when talking to the reps. I knew heading into this that some would be useless and that I shouldn't waste time with them if they tell me they can't do anything. However, I wanted to show these particular reps that what they're doing is actually illegal, and it was frustrating. It's like trying to show that one guy who thinks he's always right that he's actually wrong. He'll keep telling you that you're wrong, no matter what you say.
Finally, I was messing around a little when talking to the reps. I knew heading into this that some would be useless and that I shouldn't waste time with them if they tell me they can't do anything. However, I wanted to show these particular reps that what they're doing is actually illegal, and it was frustrating. It's like trying to show that one guy who thinks he's always right that he's actually wrong. He'll keep telling you that you're wrong, no matter what you say.
Also, these reps are most likely hourly workers and definitely not lawyers. They are just telling you the rules handed down to them from their boss. These cards, these CSRs and this bank doesn't exist for you to earn credit card miles. Don't draw attention to what we are doing by arguing and making an ... of yourself. Just HUCA until you get your dollar back.
Jun 1, 2015, 12:47 pm
#604
Join Date: Mar 2015
Location: AZ
Posts: 187
I am late to this but, hey, better late than later! My primary purpose is just to hit the spending for the big sign-up bonuses. So trying to maximize the spend on one CC only.
I read half of this thread, but still would like to check w you all if my plan sounds like a painless experience.
Opened two NW Buxx "teen" cards (both with my name, one with middle initial), will come next week.
Load:Set up automatic reload to both 'teen' cards from the same CC of $500 on 1st and 15th. (total of $2008 spend on the same CC--4x$500 plus 4x$2 reload fees)
Liquidate by: two ATM withdrawals (one per each card) for $200 each, done between the 2st and 15 of each month. Expecting the $1 fee for each to be charged, although it is one of their ATM's, after the second automatic load hits I should have $799 balance on each teen card. So anytime between 16th and 30th of the month (making sure its at least 7 days gap after the ATM withdrawals) buy two money orders (one per each card) for $799. Deposit to my bank.
Am I missing something?
I read half of this thread, but still would like to check w you all if my plan sounds like a painless experience.
Opened two NW Buxx "teen" cards (both with my name, one with middle initial), will come next week.
Load:Set up automatic reload to both 'teen' cards from the same CC of $500 on 1st and 15th. (total of $2008 spend on the same CC--4x$500 plus 4x$2 reload fees)
Liquidate by: two ATM withdrawals (one per each card) for $200 each, done between the 2st and 15 of each month. Expecting the $1 fee for each to be charged, although it is one of their ATM's, after the second automatic load hits I should have $799 balance on each teen card. So anytime between 16th and 30th of the month (making sure its at least 7 days gap after the ATM withdrawals) buy two money orders (one per each card) for $799. Deposit to my bank.
Am I missing something?
Jun 1, 2015, 5:31 pm
#605
Join Date: Jun 2015
Posts: 3
Newbie to buxx question: has anyone run into this error when trying to order a new teen card: "Your order could not be completed. Please try again or change your payment method"? This is my first nationwide buxx card. I tried with two different credit cards, from different banks. Waited a day and tried again. Recreated the account a bunch of times. I was funding it with $500 initially, but tried different amounts including $0 and $200. Any hints would be appreciated!
Jun 1, 2015, 7:37 pm
#606
Join Date: Feb 2013
Posts: 1,815
Newbie to buxx question: has anyone run into this error when trying to order a new teen card: "Your order could not be completed. Please try again or change your payment method"? This is my first nationwide buxx card. I tried with two different credit cards, from different banks. Waited a day and tried again. Recreated the account a bunch of times. I was funding it with $500 initially, but tried different amounts including $0 and $200. Any hints would be appreciated!
Jun 1, 2015, 10:20 pm
#607
Join Date: Jan 2015
Posts: 1,112
When you do stuff like this it puts more stress on the tiny NW call center. Eventually some manager will have to explain why there is such long wait times when people call OR some CSR will go and ask their boss what you are talking about. When either happens the chances of what we are doing getting looked into increase dramatically. This is how shut downs happen.
Also, these reps are most likely hourly workers and definitely not lawyers. They are just telling you the rules handed down to them from their boss. These cards, these CSRs and this bank doesn't exist for you to earn credit card miles. Don't draw attention to what we are doing by arguing and making an ... of yourself. Just HUCA until you get your dollar back.
Also, these reps are most likely hourly workers and definitely not lawyers. They are just telling you the rules handed down to them from their boss. These cards, these CSRs and this bank doesn't exist for you to earn credit card miles. Don't draw attention to what we are doing by arguing and making an ... of yourself. Just HUCA until you get your dollar back.
I just started with the NW Buxx, and my only action so far has been to withdraw, so it shouldn't look suspicious for either myself or for other MSers using NW Buxx. I think it'd be fine for managers to look over a new account with one withdrawal.
And yeah, I get that they're hourly workers and trying to get by. I was trying to be courteous and polite while speaking with them. At the same time, they shouldn't try to say something that they can't prove. The CSRs that I got kept insisting that the description of the fee was in the T&C that I agreed to, but I know it isn't. Then when I ask where it would be in the documents, they just said that they have a different set of info. from what's available to me. It's perfectly fine to just say that your hands are tied and that you are just reporting the information that's available to you. I get that; sometimes you just have to go with the system. It's another thing to actually say that I, as the customer, already have that information as well when I definitely do not.
Jun 2, 2015, 10:33 am
#608
Join Date: Jun 2015
Posts: 3
Do you have an available cash advance limit on your credit card? They will not work if it is set to 0. Remember the transaction pends as a cash advance but eventually posts as a transaction. You cannot load a second time if you don't have enough cash advance limit until it resets.
Jun 2, 2015, 5:49 pm
#609
Join Date: Oct 2007
Posts: 589
Can anyone please confirm if loading Amex platnum into NW Visa buxx considerd a purchase?.
Thanks-
Thanks-
Jun 2, 2015, 11:30 pm
#611
Join Date: Apr 2010
Posts: 77
Jumping in late on this bandwagon here...here's my situation:
Got NW Buxx with 2 teens both loaded with Citi Prestige. Already loaded and unloaded once via Redbird.
Today, I tried to add another teen, with Chase Ink Plus. Kept getting that order cannot be completed, try a different card. After searching the forums, I found that it was because I had set my CA to $20, and Chase charges it as a CA before changing it to a purchase, so it'll decline them. Same problem with my Chase United Business card.
Once I learned that, I switched to my Citi AA Exec to try to open that elusive 3rd Buxx. This time, I got this error, "A limit violation has occurred." What limit is this referring to? I read that there is a limit of 5 teens per address, but I only have 2 so far. And I haven't used this CC yet on Buxx at all. I think I may have read somewhere there is a limit to the number of times you can change your CC - am I remembering this correctly? I've already changed the second CC like 3 times, haha...just tried Aviator Red too and that also got the limit violation.
Thanks in advance for any insight!
Got NW Buxx with 2 teens both loaded with Citi Prestige. Already loaded and unloaded once via Redbird.
Today, I tried to add another teen, with Chase Ink Plus. Kept getting that order cannot be completed, try a different card. After searching the forums, I found that it was because I had set my CA to $20, and Chase charges it as a CA before changing it to a purchase, so it'll decline them. Same problem with my Chase United Business card.
Once I learned that, I switched to my Citi AA Exec to try to open that elusive 3rd Buxx. This time, I got this error, "A limit violation has occurred." What limit is this referring to? I read that there is a limit of 5 teens per address, but I only have 2 so far. And I haven't used this CC yet on Buxx at all. I think I may have read somewhere there is a limit to the number of times you can change your CC - am I remembering this correctly? I've already changed the second CC like 3 times, haha...just tried Aviator Red too and that also got the limit violation.
Thanks in advance for any insight!
Last edited by optostar; Jun 2, 2015 at 11:42 pm
Jun 3, 2015, 8:57 am
#612
Join Date: Jun 2014
Location: ORF
Programs: SPG, SWR
Posts: 50
Jumping in late on this bandwagon here...here's my situation:
Got NW Buxx with 2 teens both loaded with Citi Prestige. Already loaded and unloaded once via Redbird.
Today, I tried to add another teen, with Chase Ink Plus. Kept getting that order cannot be completed, try a different card. After searching the forums, I found that it was because I had set my CA to $20, and Chase charges it as a CA before changing it to a purchase, so it'll decline them. Same problem with my Chase United Business card.
Once I learned that, I switched to my Citi AA Exec to try to open that elusive 3rd Buxx. This time, I got this error, "A limit violation has occurred." What limit is this referring to? I read that there is a limit of 5 teens per address, but I only have 2 so far. And I haven't used this CC yet on Buxx at all. I think I may have read somewhere there is a limit to the number of times you can change your CC - am I remembering this correctly? I've already changed the second CC like 3 times, haha...just tried Aviator Red too and that also got the limit violation.
Thanks in advance for any insight!
Got NW Buxx with 2 teens both loaded with Citi Prestige. Already loaded and unloaded once via Redbird.
Today, I tried to add another teen, with Chase Ink Plus. Kept getting that order cannot be completed, try a different card. After searching the forums, I found that it was because I had set my CA to $20, and Chase charges it as a CA before changing it to a purchase, so it'll decline them. Same problem with my Chase United Business card.
Once I learned that, I switched to my Citi AA Exec to try to open that elusive 3rd Buxx. This time, I got this error, "A limit violation has occurred." What limit is this referring to? I read that there is a limit of 5 teens per address, but I only have 2 so far. And I haven't used this CC yet on Buxx at all. I think I may have read somewhere there is a limit to the number of times you can change your CC - am I remembering this correctly? I've already changed the second CC like 3 times, haha...just tried Aviator Red too and that also got the limit violation.
Thanks in advance for any insight!
Perhaps this is what caused it ???
Jun 3, 2015, 10:13 am
#613
Join Date: May 2011
Location: NYC
Programs: UA 1K, AS MVP Gold, TK *Gold, HHonors Gold, SPG Plat, Marriott Plat, Hyatt Diamond
Posts: 570
Jun 3, 2015, 10:16 am
#614
Join Date: Dec 2013
Posts: 3,509
Jumping in late on this bandwagon here...here's my situation:
Got NW Buxx with 2 teens both loaded with Citi Prestige. Already loaded and unloaded once via Redbird.
Today, I tried to add another teen, with Chase Ink Plus. Kept getting that order cannot be completed, try a different card. After searching the forums, I found that it was because I had set my CA to $20, and Chase charges it as a CA before changing it to a purchase, so it'll decline them. Same problem with my Chase United Business card.
Once I learned that, I switched to my Citi AA Exec to try to open that elusive 3rd Buxx. This time, I got this error, "A limit violation has occurred." What limit is this referring to? I read that there is a limit of 5 teens per address, but I only have 2 so far. And I haven't used this CC yet on Buxx at all. I think I may have read somewhere there is a limit to the number of times you can change your CC - am I remembering this correctly? I've already changed the second CC like 3 times, haha...just tried Aviator Red too and that also got the limit violation.
Thanks in advance for any insight!
Got NW Buxx with 2 teens both loaded with Citi Prestige. Already loaded and unloaded once via Redbird.
Today, I tried to add another teen, with Chase Ink Plus. Kept getting that order cannot be completed, try a different card. After searching the forums, I found that it was because I had set my CA to $20, and Chase charges it as a CA before changing it to a purchase, so it'll decline them. Same problem with my Chase United Business card.
Once I learned that, I switched to my Citi AA Exec to try to open that elusive 3rd Buxx. This time, I got this error, "A limit violation has occurred." What limit is this referring to? I read that there is a limit of 5 teens per address, but I only have 2 so far. And I haven't used this CC yet on Buxx at all. I think I may have read somewhere there is a limit to the number of times you can change your CC - am I remembering this correctly? I've already changed the second CC like 3 times, haha...just tried Aviator Red too and that also got the limit violation.
Thanks in advance for any insight!
You are sticking out like a sore thumb which is what all newbies do. Why not just stick with your Prestige or load with your second card (whatever it is) for now and wait.
Jun 3, 2015, 1:03 pm
#615
Join Date: Dec 2012
Location: Philadelphia
Programs: HH Diamond, IHG Plat, SPG & Marriott Gold, CC Silver
Posts: 541
Updated the wiki to remove outdated TD info - it doesn't matter how it used to be. 
Also added my own experience loading NW Buxx with Citi HH Reserve Visa.
Also added my own experience loading NW Buxx with Citi HH Reserve Visa.