Jan 10, 2015, 9:50 pm
Last edit by: ed765
This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
NW Buxx
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
USB Buxx (closed)
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
VISA Buxx (2015)
May 22, 2015, 6:58 pm
#526
Join Date: Dec 2014
Posts: 102
Sorry for the dumb question. I don't see it answered in the Wiki. How/where is a Visa Buxx card loaded? Is it done online or in-store with a reload card?
May 22, 2015, 7:02 pm
#527
Join Date: Jul 2014
Posts: 3,688
see wiki for more details.
Last edited by Mamibear; May 23, 2015 at 6:53 am
May 22, 2015, 8:40 pm
#528
Join Date: Dec 2014
Posts: 102
Edit: Also, the Wiki states that there can only be 2 credit cards tied to a NationWide Buxx account. Can these cards be swapped out? Or are you permanently stuck with the two you chose? It doesn't clarify, unlike with the USB.
Last edited by Light; May 22, 2015 at 8:56 pm
May 22, 2015, 9:07 pm
#529
Join Date: Jan 2015
Posts: 1,112
It suggests to not open too many accounts too fast. Does that mean one can open multiple accounts with one SSN? Or is that referring to too many accounts for one household?
Edit: Also, the Wiki states that there can only be 2 credit cards tied to a NationWide Buxx account. Can these cards be swapped out? Or are you permanently stuck with the two you chose? It doesn't clarify, unlike with the USB.
Edit: Also, the Wiki states that there can only be 2 credit cards tied to a NationWide Buxx account. Can these cards be swapped out? Or are you permanently stuck with the two you chose? It doesn't clarify, unlike with the USB.
The Buxx system works with two levels. The parent/guardian has complete control over the account. The parent/guardian then has the discretion to add and remove "teen" accounts as is seen fit. The teen accounts get individual physical debit cards in their name in the mail. These debit cards are loaded via the the parent's account.
The caution is that you, as the supposed parent, should not attempt to add too many teen accounts, create too many teens. The incentive to do so is that this allows more MS. The disincentive is that you'll get shutdown if you do too many too quickly.
May 22, 2015, 9:15 pm
#530
Join Date: Dec 2014
Posts: 102
The credit cards can be swapped out indefinitely. It's just that at any one point in time, you can only have two attached to your account.
The Buxx system works with two levels. The parent/guardian has complete control over the account. The parent/guardian then has the discretion to add and remove "teen" accounts as is seen fit. The teen accounts get individual physical debit cards in their name in the mail. These debit cards are loaded via the the parent's account.
The caution is that you, as the supposed parent, should not attempt to add too many teen accounts, create too many teens. The incentive to do so is that this allows more MS. The disincentive is that you'll get shutdown if you do too many too quickly.
The Buxx system works with two levels. The parent/guardian has complete control over the account. The parent/guardian then has the discretion to add and remove "teen" accounts as is seen fit. The teen accounts get individual physical debit cards in their name in the mail. These debit cards are loaded via the the parent's account.
The caution is that you, as the supposed parent, should not attempt to add too many teen accounts, create too many teens. The incentive to do so is that this allows more MS. The disincentive is that you'll get shutdown if you do too many too quickly.
So for the NWB with its 1000/month limit, would each additional teen account grant you an extra 1000/month on your limit?
May 23, 2015, 11:19 am
#531
Join Date: Oct 2002
Location: SF Eastbay
Programs: AA Plt-Lite 2MM,HH Gld, MR Plat
Posts: 613
May 23, 2015, 12:18 pm
#532
Join Date: May 2014
Location: Central VA/LYH/ROA
Programs: BA, AA, SPG, HLTN, ETC
Posts: 365
Stupid question - how strict is NW on teens? I have my parent account as my name and my teen as my name. If I added a second teen could I just add my middle initial or do I have to do a different person?
May 23, 2015, 3:24 pm
#534
Join Date: Mar 2004
Location: Atl
Posts: 253
WIth nw how do you switch your credit card online? I don't see a button for that.
May 23, 2015, 10:34 pm
#539
Join Date: Dec 2014
Posts: 102
Couldn't find the answer to this after digging past 10 pages.
Does the CC that you load with have to match the parent account's name?
Does the CC that you load with have to match the parent account's name?
May 24, 2015, 8:54 am
#540
Join Date: May 2014
Location: SoCal
Posts: 2,164
this might be a stupid question and sorry if it has been asked before, I have never used a BofA card to load NW buxx does it load as purchases and work with NW buxx.