Jan 10, 2015, 9:50 pm
Last edit by: ed765
This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
NW Buxx
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
USB Buxx (closed)
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
VISA Buxx (2015)
Dec 15, 2015, 8:46 am
#1516
Join Date: Mar 2015
Posts: 25
what the best credit card to fund this card with to start msing...i dont have any annual fee credit cards so they are out ....looking for some help and input.
suggestions?
suggestions?
Dec 15, 2015, 8:49 am
#1517
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
There is no one best card for this. You have to decide what you value more. Cash, points, miles. Whichever card you feel like you would get the most rewards value out of is the one that you should use. Note - it's limited to Visa/MasterCard if you are referring to NW Buxx. Others have similar restrictions such as TD Buxx is TD only.
Dec 15, 2015, 9:04 am
#1518
Join Date: Mar 2015
Posts: 25
i prefer cash or points i can sell to broker as i dont travel at all due to work..and yes im referring to NW buxx..what do you recommending...chase freedom? citi db cash? Bofamerica visa siganture?..like i said i have only no anuual fee cards...dont have cards liek like chase ink bold and the like
thanks for your response back
thanks for your response back
Dec 15, 2015, 9:06 am
#1519
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Note if you are referring to Chase Freedom or Ink Bold as cashback cards, you are doing it wrong. Well I shouldn't say wrong but you are not getting the most value out of your points. 2% cards though generally would be your best bet if you want pure cash.
Dec 15, 2015, 9:12 am
#1520
Join Date: Mar 2015
Posts: 25
what would get most value for your points? what do you use?
Dec 15, 2015, 10:59 am
#1521
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Dec 16, 2015, 9:59 am
#1523
Join Date: Dec 2006
Posts: 161
I have used the cash back cards with high return rates, such as a BOA travel rewards card with Honors status which gives me back 2.675%.
However, I am also trying to use CITI cards in order to end up with a large enough balance on them to pay them off by phone, even if the return rate is lower. This avoids having to do as much searching for ATM's, or other labor intensive ways to unload. CITI cards with a bonus for spending (Premier say) are useful, or a Double Cash one.
Recently, I have not been using my CITI Forwards and other CITI cards enough to accumulate large balances. The 5% back from Amazon with a Forward is less than is earned with Discover or Chase Freedoms.
Dec 16, 2015, 11:03 am
#1524
Join Date: Aug 2015
Posts: 6
Anybody here with shutdown story? and if its possible to re-open an existing card or another account with the same SSN which was used earlier (the card which got shut down)
i have searched the forum and did not find a relevant data points and hence asking the question here.
i have searched the forum and did not find a relevant data points and hence asking the question here.
Dec 16, 2015, 12:22 pm
#1525
Join Date: Dec 2006
Posts: 161
TD Buxx loads earn points
By some computations with my TD Bank Easy Rewards card (subtracting the 5 points earned on utility payments from the total points earned), I concluded that loading their BUXX earned points at 1 points per dollar as any other purchase that was not in the 5 points per dollar category (utilities, groceries, etc.).
I update the Wiki to reflect this since that is a question that may have concerned many.
I update the Wiki to reflect this since that is a question that may have concerned many.
Last edited by ed765; Dec 16, 2015 at 12:42 pm
Dec 16, 2015, 1:52 pm
#1526
Join Date: Mar 2015
Posts: 25
I will do a little spoon feeding, in the hope others have ideas.
I have used the cash back cards with high return rates, such as a BOA travel rewards card with Honors status which gives me back 2.675%.
However, I am also trying to use CITI cards in order to end up with a large enough balance on them to pay them off by phone, even if the return rate is lower. This avoids having to do as much searching for ATM's, or other labor intensive ways to unload. CITI cards with a bonus for spending (Premier say) are useful, or a Double Cash one.
Recently, I have not been using my CITI Forwards and other CITI cards enough to accumulate large balances. The 5% back from Amazon with a Forward is less than is earned with Discover or Chase Freedoms.
I have used the cash back cards with high return rates, such as a BOA travel rewards card with Honors status which gives me back 2.675%.
However, I am also trying to use CITI cards in order to end up with a large enough balance on them to pay them off by phone, even if the return rate is lower. This avoids having to do as much searching for ATM's, or other labor intensive ways to unload. CITI cards with a bonus for spending (Premier say) are useful, or a Double Cash one.
Recently, I have not been using my CITI Forwards and other CITI cards enough to accumulate large balances. The 5% back from Amazon with a Forward is less than is earned with Discover or Chase Freedoms.
Dec 16, 2015, 5:48 pm
#1527
Join Date: Dec 2012
Location: Philadelphia
Programs: HH Diamond, IHG Plat, SPG & Marriott Gold, CC Silver
Posts: 541
By some computations with my TD Bank Easy Rewards card (subtracting the 5 points earned on utility payments from the total points earned), I concluded that loading their BUXX earned points at 1 points per dollar as any other purchase that was not in the 5 points per dollar category (utilities, groceries, etc.).
I update the Wiki to reflect this since that is a question that may have concerned many.
I update the Wiki to reflect this since that is a question that may have concerned many.
Dec 18, 2015, 3:54 pm
#1528
Join Date: Jul 2009
Location: FL
Programs: BA, AA, DA, UA, CO
Posts: 212
NOT true for me and many others I know. We have been getting 2% on DCB mastercard for the past several months for USB (now closed) and NWbuxx. I have also used 2 cards to make a payment on my outstanding balance.
I know some who don't get their extra 1% for their payment because they redeemed their CB for statement credit. Doing this will definitely not earn 1% CB.
I know some who don't get their extra 1% for their payment because they redeemed their CB for statement credit. Doing this will definitely not earn 1% CB.
Dec 18, 2015, 5:04 pm
#1529
Join Date: Jul 2014
Posts: 3,688
delete
Last edited by Mamibear; Dec 18, 2015 at 6:50 pm
Dec 21, 2015, 11:18 am
#1530
Join Date: Jul 2007
Posts: 23
Buying credit card bill with buxx
I'm trying to use my NW buxx to pay my Fia amex card and the address verification keeps failing. Any solutions for those that do this?
Thank you in advance.
Thank you in advance.