Jan 10, 2015, 9:50 pm
Last edit by: ed765
This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
NW Buxx
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
USB Buxx (closed)
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
VISA Buxx (2015)
Dec 3, 2015, 12:03 pm
#1471
Join Date: Jul 2014
Posts: 3,688
The CITI Double Cash appears nice, but it is reported you cannot earn the double cash from loading a BUXX and then paying it by phone.
I know some who don't get their extra 1% for their payment because they redeemed their CB for statement credit. Doing this will definitely not earn 1% CB.
Dec 3, 2015, 11:59 pm
#1473
Join Date: Jan 2015
Location: LHR
Programs: AA
Posts: 773
Added a note to the wiki that the NW balance limit per card is $1000. If you try and load past this, you will be given the (misleading) message that you have exceeded the maximum "number of reloads." This information is buried deep in this thread, but was not in the wiki. Good to keep in mind.
Dec 4, 2015, 7:55 am
#1474
Join Date: Dec 2006
Posts: 161
NOT true for me and many others I know. We have been getting 2% on DCB mastercard for the past several months for USB (now closed) and NWbuxx. I have also used 2 cards to make a payment on my outstanding balance.
I know some who don't get their extra 1% for their payment because they redeemed their CB for statement credit. Doing this will definitely not earn 1% CB.
I know some who don't get their extra 1% for their payment because they redeemed their CB for statement credit. Doing this will definitely not earn 1% CB.
I had based my comment on earlier discussion, about March 13.
Dec 4, 2015, 6:45 pm
#1475
Join Date: Dec 2006
Posts: 161
Nice to know the venture can be used to load the NW BUXX. Can one also pay the debt incurred off by paying by phone, or must one look for a different way to unload the card? For those that don't have an easy way to unload their NW Buxx, this would be convenient.
Dec 4, 2015, 9:49 pm
#1476
Join Date: Dec 2009
Location: IAD
Posts: 319
NW Buxx to load Serve at Walmart KATE
I have successfully done $200/week Serve load at WM KATE from NW Buxx cards. I thought I had read somewhere that Serve loads at WM should count toward the spend limit, not the ATM limit, but this doesn't seem to be the case.
Am I doing something wrong?
Am I doing something wrong?
Dec 4, 2015, 10:23 pm
#1477
Join Date: Dec 2013
Posts: 506
You could load 800/week if you wanted to
Dec 4, 2015, 11:25 pm
#1478
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
From Wiki: •Max spend per rolling 7 days: $800....does this mean you can only pay off $800 at a time if paying Citi cards over phone?
Does Buxx have billpay or would I need to load to Serve to pay off non-Citi cards (and Citi I can call)?
If I set up a Buxx account, can I order my 4 additional cards right away or should I go slow?
Does Buxx have billpay or would I need to load to Serve to pay off non-Citi cards (and Citi I can call)?
If I set up a Buxx account, can I order my 4 additional cards right away or should I go slow?
Dec 5, 2015, 7:55 am
#1479
Join Date: Jul 2014
Posts: 3,688
$800 max spend per rolling 7 days per card; IME Citi has allowed me to pay with 2 cards with $800 each per day. This refreshes my CL to increase $1.6K that I can use immediately.
I think USB had B/P feature but I didn't use it because paying with Serve/BB was much easier and user friendly. I'm not sure if NWb has one.
I didn't order my cards all at one time, I put intervals of 6 to 8 weeks, so far so good. IDK of consequences if they are all ordered at the same time.
I think USB had B/P feature but I didn't use it because paying with Serve/BB was much easier and user friendly. I'm not sure if NWb has one.
I didn't order my cards all at one time, I put intervals of 6 to 8 weeks, so far so good. IDK of consequences if they are all ordered at the same time.
Dec 5, 2015, 8:04 am
#1480
Join Date: Sep 2015
Posts: 476
Has anyone tried paying Chase on phone like Citi? Or can we use debit card in branch to pay CC off?
Dec 5, 2015, 2:58 pm
#1481
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
Thanks for the help. Also, I didn't see any mention of 'buxx' without a brand (i.e. https://www.buxx.com ) How does this compare to NW Buxx?
Dec 5, 2015, 5:27 pm
#1482
Join Date: Dec 2005
Posts: 418
don't make the same mistake as me.
Dear Sir,
I am relatively new at this too. I signed up for the Buxx.com debit card. There is a monthly fee of 4.95 and a huge load fee of 2.50. The max you can load is 250 dollars at a time making it a 1% load fee if you maximize your load each time PLUS the monthly fee. I can't see a scenario where anyone can gain from this card. I am going to cancel my card and ask for a refund of the 10 dollar balance.
I am relatively new at this too. I signed up for the Buxx.com debit card. There is a monthly fee of 4.95 and a huge load fee of 2.50. The max you can load is 250 dollars at a time making it a 1% load fee if you maximize your load each time PLUS the monthly fee. I can't see a scenario where anyone can gain from this card. I am going to cancel my card and ask for a refund of the 10 dollar balance.
Dec 5, 2015, 7:32 pm
#1483
Join Date: Sep 2015
Posts: 285
Dear Sir,
I am relatively new at this too. I signed up for the Buxx.com debit card. There is a monthly fee of 4.95 and a huge load fee of 2.50. The max you can load is 250 dollars at a time making it a 1% load fee if you maximize your load each time PLUS the monthly fee. I can't see a scenario where anyone can gain from this card. I am going to cancel my card and ask for a refund of the 10 dollar balance.
I am relatively new at this too. I signed up for the Buxx.com debit card. There is a monthly fee of 4.95 and a huge load fee of 2.50. The max you can load is 250 dollars at a time making it a 1% load fee if you maximize your load each time PLUS the monthly fee. I can't see a scenario where anyone can gain from this card. I am going to cancel my card and ask for a refund of the 10 dollar balance.
The max number of loads on that card is high. One could probably make a small surplus using a 2% card, with frequent reloads driving down the monthly fee. I am actively looking for a CU or bank card similiar to the BUXX. I know they exist, I know people here know of alternatives. Just have to find them (PM me mamibear/others)
Dec 6, 2015, 1:34 pm
#1484
Join Date: Aug 2015
Posts: 15
Hi,
Just want to confirm, but if i'm only using one ssn, how many doppelgänger can I have?
Just want to confirm, but if i'm only using one ssn, how many doppelgänger can I have?
Dec 6, 2015, 1:45 pm
#1485
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
I think it's 5 (can we finally have this added to wiki? Lol I had same question few days back)