Jan 10, 2015, 9:20 pm
Last edit by: NoonRadar
Nov 24, 2015
Dear XXXXXXXXX,
We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:
• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)
DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/
DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)
Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.
WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.
WEBSITE:
This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
https://amex.serve.com/prepaidredcard
PREPAID REDCARD LOAD LIMITS
Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
Online Debit Card Load * - $200/day and $1,000/month
Checking/Savings Account - $2,000/month
Checks - $2,000/day and $10,000/month
ATM Withdrawals - $750/day and $2,000/month
All "Monthly" limits are per calendar month and reset on the 1st of each month.
Daily limits reset at midnight Eastern time, 9 PM Pacific time.
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.
ATM Withdrawals:
No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.
RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard
FREQUENTLY ASKED QUESTIONS
Q: Can I reload a RB at a Target that doesn't sell RB?
Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904
Q: Can I buy or reload a RB in North Carolina?
See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.
Q: Can I reload the RB at any register, or just at the Customer Service desk?
It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.
Q: What is the most efficient way to drain a RedCard?
Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.
Q: I cant access the BillPay feature through the RB website!
Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.
Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
Yes.
Q: How many Redbird cards can you purchase at once?
You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.
Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
No. You will have to cancel your Bluebird or Serve account first before registering.
Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.
Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.
Q: Can we get Redbird online?
No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.
Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.
Q: Can we load Redbird with Target gift cards at Target?NO.
When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.
Q: What are the card’s load limits per transaction at Target?
[B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.
Q: What credit cards can I use to reload RedCard in Target stores?
NONE. As of May 6, 2015, credit cards cannot be used to reload.
Q: Can I reload with a debit card?
Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.
Q: Can I reload with a prepaid debit card or Vanilla Visa?
Yes, but only if you have a PIN for that card.
Q: How can I load 2 debit cards in one transaction? Example 2x$500.
1. Swipe debit card on my terminal after total comes up $1000.
2. PIN pad comes up. Enter 4 digit PIN.
3. Do you want cash back? press NO
4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
6. Swipe card #2. Enter PIN
7. Repeat 3 to 5. Total: 0.00
8. Receipt prints. Thank cashier. The end.
(thanks to Mamibear)
Q: Can someone else buy a Redbird card for you?
Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.
Q: Can you reload Serve/Bluebird at Target?
No.
Q: How do I contact Target's support team to resolve an issue with my RedCard?
Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).
Q: Can you have both Redbird and AFT cards?
Yes.
You can have both Redbird and AFT since they are independent products.
Q: I got a "Pending" notice that the registration is being reviewed, what now?
Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
• Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
Secure Document Upload
Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
Prepaid REDcard (Target) 2015-2016
Jan 19, 2015, 7:21 am
#916
Join Date: Aug 2013
Posts: 1,207
Citi is particularly paranoid about large purchases at Target due to the "Target data breach". That seems like it was a long time ago to me, but Citi, like an elephant, never forgets. They're much less likely to decline due to fraud concerns if the transaction is somewhere other than Target. Le sigh.
Jan 19, 2015, 7:23 am
#917
Join Date: Jan 2014
Posts: 148
i almost wish that this tread gets locked up and deleted - based on the questions that people are asking: overloading, calling up credit card companies, or requesting that cards be bought for them.
idiots are going to run this thing into the ground -- one day someone at corporate will just say "too many hassles and lock it down" and no one will have anything.
idiots are going to run this thing into the ground -- one day someone at corporate will just say "too many hassles and lock it down" and no one will have anything.
Jan 19, 2015, 8:07 am
#918
Join Date: Dec 2014
Posts: 29
Jan 19, 2015, 8:19 am
#919
Join Date: Jul 2014
Posts: 3,688
How long have you had this card? Do you just do load and then withdraw to your bank account later? If you're also showing regular spend with your card and not just load and w/d, you'll be fine.
But if you're just loading and then transfering to your bank account, you may be at risk for shutdown sooner or later once a human looks into your account. It's up to you and do what you feel comfortable with.
But if you're just loading and then transfering to your bank account, you may be at risk for shutdown sooner or later once a human looks into your account. It's up to you and do what you feel comfortable with.
Jan 19, 2015, 8:22 am
#920
Join Date: Jul 2014
Posts: 48
Address verification for permanent cards?
For those who got Redcards for family and friends that you use personally, did you use their own address or yours for mailing the permanent card (i.e. is address verification made to cardholder & SSN or any address works).
Last edited by Bryant Leeds; Jan 19, 2015 at 10:05 am Reason: clarification on who uses card.
Jan 19, 2015, 8:24 am
#921
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
i almost wish that this tread gets locked up and deleted - based on the questions that people are asking: overloading, calling up credit card companies, or requesting that cards be bought for them.
idiots are going to run this thing into the ground -- one day someone at corporate will just say "too many hassles and lock it down" and no one will have anything.
idiots are going to run this thing into the ground -- one day someone at corporate will just say "too many hassles and lock it down" and no one will have anything.
Jan 19, 2015, 8:26 am
#922
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
I might have been in there as well, but don't remember for sure. (in any case, I might have warmed em up for you) , I know I've been to the Frisco Target next to the mall, as well as the Plano Target off of Parker RD , all work fine
Jan 19, 2015, 8:31 am
#923
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
That was several weeks ago. Haven't heard a thing from them.
If they were going to crack down on something, wouldn't it be using OBC for MSing first?
Jan 19, 2015, 8:38 am
#924
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Citi is particularly paranoid about large purchases at Target due to the "Target data breach". That seems like it was a long time ago to me, but Citi, like an elephant, never forgets. They're much less likely to decline due to fraud concerns if the transaction is somewhere other than Target. Le sigh.
You're pretty new to Citi and upset that you're getting fraud alerts for purchases of $500 or more?? So upset in fact, that you called in and threatened to cancel when they are simply trying to protect you?? Target did have a data breach not too long ago after all...and by your own admission you're a relatively new customer. Give them a chance at least...
Better to not forget and just "don't pay as much attention", then to forgive and forget and then end up being caught off guard if it happens,again
Jan 19, 2015, 8:50 am
#925
Join Date: Aug 2013
Posts: 1,207
You need to use their address unless you want to go through the extra steps of verification, which would require them to show something with that address on it and their name.
Jan 19, 2015, 9:23 am
#926
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Jan 19, 2015, 9:27 am
#927
Join Date: Dec 2014
Location: DFW
Programs: SPG Gold, SW Companion Pass, Hilton Gold
Posts: 128
Can others corroborate this? I had my friend send me the info for a temporary card from Oklahoma and I'm in Dallas and I was planning on registering the permanent card just to my address. Do I have to go through the extra step of sending the permanent card to his address and then have him mail it to me here?
Jan 19, 2015, 9:41 am
#928
Join Date: Jul 2014
Posts: 48
Can others corroborate this? I had my friend send me the info for a temporary card from Oklahoma and I'm in Dallas and I was planning on registering the permanent card just to my address. Do I have to go through the extra step of sending the permanent card to his address and then have him mail it to me here?
(I was asking about getting a card in someone else's name which I solely use. I wanted to know if I had to send that card to them first and then they forward it to me or if I can have it sent directly to me).
Or were you asking about what I was asking (card in his name, but sent to you)?
Jan 19, 2015, 9:43 am
#929
Join Date: Aug 2013
Posts: 1,207
Can others corroborate this? I had my friend send me the info for a temporary card from Oklahoma and I'm in Dallas and I was planning on registering the permanent card just to my address. Do I have to go through the extra step of sending the permanent card to his address and then have him mail it to me here?
Jan 19, 2015, 9:48 am
#930
Join Date: Dec 2014
Location: DFW
Programs: SPG Gold, SW Companion Pass, Hilton Gold
Posts: 128
Different situation, the one i was responding to is if you are registering it in someone elses name that does not live with you. You always need to use the address where the person who is registering it lives at. If you are registering the card for yourself, you use your address...