Community
Wiki Posts
Search
Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
    Print Wikipost

    Prepaid REDcard (Target) 2015-2016

    Thread Tools
     
    Search this Thread
     
    Old Jan 17, 2015, 11:55 am
      #856  
    FlyerTalk Evangelist
     
    Join Date: Jul 2003
    Location: Florida
    Posts: 29,767
    Originally Posted by DaveInLA
    Or you can buy VGC for 4% profit at grocery store with AMEX Blue, load to Redbird, then get 5% off. 9% cash is prob better than 5 UR. More steps, but I find myself doing this sometimes anyway.
    Very smart and creative. Thanks for pointing this out.
    Happy is offline  
    Old Jan 17, 2015, 12:23 pm
      #857  
     
    Join Date: Sep 2013
    Location: Germany
    Programs: Delta Platimum, United 1K
    Posts: 64
    Anyone having bill pay problem? Tried it since yesterday and it showed "technical difficulty"
    jancotton is offline  
    Old Jan 17, 2015, 1:21 pm
      #858  
     
    Join Date: Oct 2013
    Posts: 1,322
    Originally Posted by rgAAFT
    Firstly, A lot of us hope they had permission. Second, you try getting your hands on a Redbird if you dont live in a State that sells them Third, They dont cost anything, so its like taking a pamphlet (if you choose to not have it activated, your own loss)
    1. Do you really think that a TGT manager is going to give someone permission to walk out the door with an unactivated RB?

    2. I do live somewhere where TGT is not selling RBs, but I managed to acquire several without resorting to stealing them, or having them stolen for me.

    3. Really??? Of course they're distinguishable from a pamphlet, starting with the lack of a "Take One" sign. Merchant gift cards "don't cost anything" either, why not help yourself to a handful of those, makes convenient ice scrapers. If you honestly think this is the case, then confirm w/ a store manager (see #1).
    tuphat is offline  
    Old Jan 17, 2015, 1:57 pm
      #859  
     
    Join Date: Jan 2011
    Location: MDW
    Programs: WN (CP 6x, A+ 2x), Marriott (LT Titanium), Hyatt Explorer, Hertz PC, UA/*A Silver
    Posts: 425
    Originally Posted by tuphat
    1. Do you really think that a TGT manager is going to give someone permission to walk out the door with an unactivated RB?
    .....
    Data point.....I was in a Target store that has these (no-fee) recently and politely asked a manager if I could take a couple for family and register them elsewhere since my Targets don't have them. He politely said no, sorry, these are in our inventory so we have to account for them and I can't let them walk away. I said thank you, and left w/ only the temp card I purchased.

    I'd bet that Target handles inventory discrepancies for these the same as they'd handle other inventory 'shrinkage'. In other words, a loss. Likely an immaterial loss, but a loss none-the-less.

    I'm not a lawyer, but I'd also bet that taking one of these would be considered theft in a legal sense, probably petty theft. The fact that the card has no commercial value is relevant only to the seriousness of the charge - it belongs to Target and was taken w/o a purchase or w/o permission.
    illinidad is offline  
    Old Jan 17, 2015, 2:26 pm
      #860  
     
    Join Date: Sep 2013
    Programs: AA Lifetime Gold
    Posts: 3,677
    Originally Posted by tuphat
    1. Do you really think that a TGT manager is going to give someone permission to walk out the door with an unactivated RB?

    2. I do live somewhere where TGT is not selling RBs, but I managed to acquire several without resorting to stealing them, or having them stolen for me.

    3. Really??? Of course they're distinguishable from a pamphlet, starting with the lack of a "Take One" sign. Merchant gift cards "don't cost anything" either, why not help yourself to a handful of those, makes convenient ice scrapers. If you honestly think this is the case, then confirm w/ a store manager (see #1).
    Totally off topic for this thread.

    Everything you just posted has been posted here over and over.

    Please move these endless, and never to be resolved, ethics arguments to a thread about "Ethics of MS" and spare the rest of us from having to read this same useless blathering over and over.
    Brugge is offline  
    Old Jan 17, 2015, 3:57 pm
      #861  
     
    Join Date: Jul 2013
    Location: DFW,OVB (Russia)
    Programs: AA HH Gold SPG Gold BA
    Posts: 1,823
    Originally Posted by Brugge
    Totally off topic for this thread.

    Everything you just posted has been posted here over and over.
    True, in any case
    there is nothing we can do about it now

    Plus, as I said before, even if you call somebody directly out on it, there is always a way they can justify it. But, nonetheless I give you my word, if I start selling these even though I don't know how, I will do it the correct way..
    rgAAFT is offline  
    Old Jan 17, 2015, 4:22 pm
      #862  
     
    Join Date: Dec 2014
    Location: VA
    Posts: 147
    Originally Posted by levilevi
    I've used twice for eGift cards for Starbucks on target.com and gotten 5%. Haven't tried physical in store but will try this weekend.
    Originally Posted by DaveInLA
    Please keep us updated. If it works for physical gift cards, this will probably be the best way to buy merchant gift cards.
    That's what I was thinking. Mine as well get the extra 5% if we can. Or the 9% as I read further from above.

    Last edited by MG49; Jan 17, 2015 at 4:26 pm Reason: My reading comprehension skills are lacking
    MG49 is offline  
    Old Jan 17, 2015, 4:45 pm
      #863  
     
    Join Date: Jul 2014
    Location: LAX
    Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
    Posts: 1,305
    Originally Posted by DaveInLA
    That's exactly the case. It was supposedly an unactivated card.
    Who did you buy this card from on ebay? Did you reach out to that person?
    jediwho is offline  
    Old Jan 17, 2015, 4:51 pm
      #864  
     
    Join Date: Jan 2015
    Posts: 13
    for those of you who came from Serve, did you use same email and phone #?
    midtownhd is offline  
    Old Jan 17, 2015, 4:51 pm
      #865  
     
    Join Date: Jul 2013
    Location: DFW,OVB (Russia)
    Programs: AA HH Gold SPG Gold BA
    Posts: 1,823
    Originally Posted by jediwho
    Who did you buy this card from on ebay? Did you reach out to that person?
    Oh Lord, not again

    Uh hi, how did you come in possession of this card? Did you steal it by chance? (Do you think someone who actually did this is going to fess up?, of course not)
    this is an old conversation,why are we having again now? First it was "credit card doom" discussion,and now that people because tired of discussions that, they dig up this again. Relax people. (or at least give others some piece)

    Last edited by rgAAFT; Jan 17, 2015 at 5:02 pm
    rgAAFT is offline  
    Old Jan 17, 2015, 4:54 pm
      #866  
     
    Join Date: Jul 2013
    Location: DFW,OVB (Russia)
    Programs: AA HH Gold SPG Gold BA
    Posts: 1,823
    Originally Posted by midtownhd
    for those of you who came from Serve, did you use same email and phone #?
    Yes , everything because usable again 10 seconds after following the online BB/serve close procedure
    rgAAFT is offline  
    Old Jan 17, 2015, 5:33 pm
      #867  
     
    Join Date: Feb 2012
    Location: LAX
    Programs: AA, TY, UR, UA, US, WN, MR, SPG
    Posts: 1,453
    My permanent card has still not arrived after 8 days. Obviously no go tomorrow, so I'm hoping for Monday. So impatient!
    roki is offline  
    Old Jan 17, 2015, 5:34 pm
      #868  
     
    Join Date: Mar 2014
    Location: OC/LAX
    Posts: 376
    Originally Posted by roki
    My permanent card has still not arrived after 8 days. Obviously no go tomorrow, so I'm hoping for Monday. So impatient!
    Mine hasn't come after 9 days Hopefully, ours arrive on Monday in the same batch!
    aceofcards is offline  
    Old Jan 17, 2015, 5:48 pm
      #869  
     
    Join Date: Nov 2006
    Posts: 115
    Originally Posted by bfwolf
    I bought the info for a temporary Redcard off Ebay. I registered the card online on Jan 8 and on the evening of Jan 10, I got an email saying the card had shipped. But here we are 6 days later and the card has not arrived. I called up the Amex Redcard phone number and the guy there (clearly from India) said it takes 7 to 10 business days from when you register to get the card. I said sure I get that, but that's to give Amex time to process and get the card in the mail....once the card is in the mail, it should only take a couple of days to get to me. He replied that he thought the email saying my card had shipped was sent in error as he had another person call in with the same concern. While this seems plausible to me, I find it unlikely and think it's more likely the card has been lost somewhere in the mail. But thought I'd check in here to see if anybody else has experienced a week+ delay in between when Amex says they mailed the card via email and when the card arrived.
    Got my card today in the mail.

    Amex Redcard Rep - 1
    bfwolf - 0
    bfwolf is offline  
    Old Jan 17, 2015, 6:11 pm
      #870  
     
    Join Date: Apr 2014
    Posts: 540
    Originally Posted by roki
    My permanent card has still not arrived after 8 days. Obviously no go tomorrow, so I'm hoping for Monday. So impatient!
    Originally Posted by aceofcards
    Mine hasn't come after 9 days Hopefully, ours arrive on Monday in the same batch!
    Well, sorry to be the bearer of bad news but I wouldn't count on Monday either as it's a federal holiday (MLK Day).
    halamadrid is offline  


    Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

    This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.