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Old Dec 15, 2015 | 5:37 pm
  #1186  
 
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Ugh.

Two Kroger in Cincinnati (Glenway and Ferguson) are now telling me that policy now forbids them from taking prepaid debit for money orders.

The other Kroger I go to still takes them.
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Old Dec 15, 2015 | 6:10 pm
  #1187  
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Originally Posted by lumangoy
When using the self checkout lane, you can't proceed any further unless they assist and enter amount and when paying they have to enter DL.

Just use one card. If you want to mask the GC purchase, add a small item, like a donut or something.
What is the issue with them asking for DL? They always ask for mine when I buy a variable for $500 and I'm not using the self-checkout. Even if I do split it between 2 or 3 cards they enter the DL with each entry.

I don't really mind splitting the bill to 2 or 3 cc's. It spreads the points through my 14 cards. And it keeps the grocery bill to a more reasonable $200ish range instead of $500 or $600. Who spends $500 at a time at Kroger? Even the $200 is out of the range for normal grocery spend at one time now that it's just the 2 of us.

Last night, for the first time, I was asked for DL when LOADING a Serve card.
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Old Dec 15, 2015 | 11:15 pm
  #1188  
 
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Originally Posted by gardengirl
What is the issue with them asking for DL? They always ask for mine when I buy a variable for $500 and I'm not using the self-checkout. Even if I do split it between 2 or 3 cards they enter the DL with each entry.

I don't really mind splitting the bill to 2 or 3 cc's. It spreads the points through my 14 cards. And it keeps the grocery bill to a more reasonable $200ish range instead of $500 or $600. Who spends $500 at a time at Kroger? Even the $200 is out of the range for normal grocery spend at one time now that it's just the 2 of us.

Last night, for the first time, I was asked for DL when LOADING a Serve card.
DL: been that way for a long time
Amount: Wife and I each spend 4x that amount multiple times a week there and use to spend 10x that multiple times a week there before daily limits were reduced from 5k to 2k
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Old Dec 17, 2015 | 4:05 pm
  #1189  
 
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Originally Posted by gardengirl
What is the issue with them asking for DL? They always ask for mine when I buy a variable for $500 and I'm not using the self-checkout. Even if I do split it between 2 or 3 cards they enter the DL with each entry.

I don't really mind splitting the bill to 2 or 3 cc's. It spreads the points through my 14 cards. And it keeps the grocery bill to a more reasonable $200ish range instead of $500 or $600. Who spends $500 at a time at Kroger? Even the $200 is out of the range for normal grocery spend at one time now that it's just the 2 of us.
The issue is they have to stop and perform up to 5 separate actions, just for you to check out. (Entering amount of each of 4 GCs + entering DL for final purchase.) It sounds like you make it up to 8+ actions for you to check-out, using multiple CCs and a DL for each. If your employee is happy to do so, more power to you, but not all are amiable to such "schemes."

Just go to Guest Services, plop down 4 GCs, tell them "$500 on 3 of them, then $4XX on the last." Swipe, show DL. High-tail it to the Kroger 1 block over and repeat.
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Old Dec 17, 2015 | 5:09 pm
  #1190  
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Originally Posted by cKGunslinger
The issue is they have to stop and perform up to 5 separate actions, just for you to check out. (Entering amount of each of 4 GCs + entering DL for final purchase.) It sounds like you make it up to 8+ actions for you to check-out, using multiple CCs and a DL for each. If your employee is happy to do so, more power to you, but not all are amiable to such "schemes."

Just go to Guest Services, plop down 4 GCs, tell them "$500 on 3 of them, then $4XX on the last." Swipe, show DL. High-tail it to the Kroger 1 block over and repeat.
Do you put all 4 on one card?


So far the cashiers have not been upset. I wouldn't look to do this if the lines were long.


Oh I am such small potatoes. I've been buying 1 GC with groceries. So splitting a $600 receipt into 2-3 receipts. They have entered my DL with each little bit.

Please compare Kroger to current AAA no fee promotion for me. I understand Kroger gives more points for grocery spend and there's a fee but what I'd like to understand is whether there is the same "risk" involved buying $2k at Kroger as there is at AAA.
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Old Dec 17, 2015 | 5:24 pm
  #1191  
 
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Originally Posted by gardengirl
Do you put all 4 on one card?


So far the cashiers have not been upset. I wouldn't look to do this if the lines were long.


Oh I am such small potatoes. I've been buying 1 GC with groceries. So splitting a $600 receipt into 2-3 receipts. They have entered my DL with each little bit.

Please compare Kroger to current AAA no fee promotion for me. I understand Kroger gives more points for grocery spend and there's a fee but what I'd like to understand is whether there is the same "risk" involved buying $2k at Kroger as there is at AAA.
You can't put 4 in 1 transaction anymore. There's a 2k limit. I'm not sure if that includes fees.

Before the limit, I've been putting 3-4 VGCs in 1 transaction.

This is a Kroger thread, so let's keep it that way please.
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Old Dec 17, 2015 | 7:01 pm
  #1192  
 
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If customer service is open, I go there and do 2 transactions of $1500+ fees. Takes less than 5 minutes. If they are closed (I often go at night) I do 2 transactions of $1k+fees at a register or self-checkout. If self checkout, I just waive them over and we knock it out. I put all of it on my WF card. So far the only issue is them running out of VGC and having to but MCGC instead.
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Old Dec 17, 2015 | 11:36 pm
  #1193  
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Originally Posted by shitrus
Ugh.

Two Kroger in Cincinnati (Glenway and Ferguson) are now telling me that policy now forbids them from taking prepaid debit for money orders.

The other Kroger I go to still takes them.
It's too bad We moved to purchase only there, get a nice set of Christmas cards from all the Kroger stores each year
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Old Dec 18, 2015 | 7:41 am
  #1194  
 
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Originally Posted by sam_goh
It's too bad We moved to purchase only there, get a nice set of Christmas cards from all the Kroger stores each year
Not sure I understand your post.

You (as in your family?) switched to just buying GCs from Kroger and liquidating elsewhere?

You work for Kroger and you as a company switched to purchase-only for VGC and MCGC and no longer allow it as a company?

PLEASE HELP SAM_GOH, YOURE MY ONLY HOPE
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Old Dec 18, 2015 | 8:48 pm
  #1195  
 
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Originally Posted by lumangoy
You can't put 4 in 1 transaction anymore. There's a 2k limit. I'm not sure if that includes fees.

Before the limit, I've been putting 3-4 VGCs in 1 transaction.

This is a Kroger thread, so let's keep it that way please.
Incorrect, you just have to keep total including fees <$2k.
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Old Dec 19, 2015 | 12:05 pm
  #1196  
 
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Originally Posted by travelfreaks
Incorrect, you just have to keep total including fees <$2k.
yeah but that cuts into margins. I just do 3 each time, once on my way into work, once on my way home from work, and buy two 999.29 money orders at night, and then doing that saturday and sunday whenever i have to go to the store for actual groceries.
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Old Dec 19, 2015 | 3:02 pm
  #1197  
 
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Originally Posted by shitrus
yeah but that cuts into margins. I just do 3 each time, once on my way into work, once on my way home from work, and buy two 999.29 money orders at night, and then doing that saturday and sunday whenever i have to go to the store for actual groceries.

a. you apparently value your time at zero. interesting.
b. factoring gas and your time, if difference between that and the $1.20 (and that's if your return is 5%) per $2000 isn't worth fewer trip... you have more free hours in your day than me.
c. you're doing it wrong anyway. doing the same amount all the time raises interest both on the buy and liquidate side. you really just get 999.29 MO's?!? i hope you're at least smart enough to be using CU's and not card issuing banks, so that when they close your accounts, you won't lose your cards and get blacklisted.

even doing things 'right', many people are getting shut down (me included)- having every transaction identical is like waving a 'look at me' flag.
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Old Dec 20, 2015 | 12:30 am
  #1198  
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Originally Posted by shitrus
Not sure I understand your post.

You (as in your family?) switched to just buying GCs from Kroger and liquidating elsewhere?

You work for Kroger and you as a company switched to purchase-only for VGC and MCGC and no longer allow it as a company?

PLEASE HELP SAM_GOH, YOURE MY ONLY HOPE
As in my wife and I switched to buying only from Kroger. We used to do some MO stuff there, but no longer do. The stores in the Cincinnati area will send Christmas cards to their top customers each year. Our GC purchases must make them really happy.

And err I hope you got your Star Wars tickets already!
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Old Dec 20, 2015 | 12:50 pm
  #1199  
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do we have bill pay in kroger like in walmart ?

what is the fees ? can we pay any visa , mastercard credit cards ? limitation on number of swipes ?
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Old Dec 20, 2015 | 4:09 pm
  #1200  
 
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Originally Posted by uncommonsensical
a. you apparently value your time at zero. interesting.
b. factoring gas and your time, if difference between that and the $1.20 (and that's if your return is 5%) per $2000 isn't worth fewer trip... you have more free hours in your day than me.
c. you're doing it wrong anyway. doing the same amount all the time raises interest both on the buy and liquidate side. you really just get 999.29 MO's?!? i hope you're at least smart enough to be using CU's and not card issuing banks, so that when they close your accounts, you won't lose your cards and get blacklisted.

even doing things 'right', many people are getting shut down (me included)- having every transaction identical is like waving a 'look at me' flag.
I am a bank employee with an employee account. We have wayyyyyy more leeway with what we can do in that our accounts arent flagged for these kinds of transactions.. So, no worry about that.

I do value my time, but since i live in Cincinnati, there is a Kroger on damn near every block around here. I pass three on my way into, and on my way home from work. Takes about 6 minutes from pulling into the parking lot to getting into my car for each 1.5 k.
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