Originally Posted by
uncommonsensical
a. you apparently value your time at zero. interesting.
b. factoring gas and your time, if difference between that and the $1.20 (and that's if your return is 5%) per $2000 isn't worth fewer trip... you have more free hours in your day than me.
c. you're doing it wrong anyway. doing the same amount all the time raises interest both on the buy and liquidate side. you really just get 999.29 MO's?!? i hope you're at least smart enough to be using CU's and not card issuing banks, so that when they close your accounts, you won't lose your cards and get blacklisted.
even doing things 'right', many people are getting shut down (me included)- having every transaction identical is like waving a 'look at me' flag.
I am a bank employee with an employee account. We have wayyyyyy more leeway with what we can do in that our accounts arent flagged for these kinds of transactions.. So, no worry about that.
I do value my time, but since i live in Cincinnati, there is a Kroger on damn near every block around here. I pass three on my way into, and on my way home from work. Takes about 6 minutes from pulling into the parking lot to getting into my car for each 1.5 k.