Originally Posted by Red259 (Post 23454077)

I'm a bit confused about how to use evolve with the changes. I have a loan payment of around $900. Am I still able to get two giftcards and load them on the same day and make the payment and have that one payment of around $900 go through? I notice when I load the card it wants to know what bill I am paying. Do I load one card and select the loan provider and then load the second card immediately thereafter and do the same thing and both amounts will count towards the same payment or am I stuck with just using the $500 from the gift card?

Originally Posted by josephstern (Post 23452677)

Actually, I disagree in part.

Plenty of us would pay a fee to use debit and gift cards also. I think that's where the sweet spot is.

There are numerous other companies offering bill pay via credit card for a fee. And none are very popular because the economics just don't incentive people to use those services.

But if Evolve can figure out a fee to use debit and gift cards for bill payment where they make a little and still engage customers, we have a long-term model.

Originally Posted by ma91pmh (Post 23460834)

That is the problem. The cost of processing for anybody is greater than the cost we are willing to pay. So either someone has to lose money or someone like Evolve has to think they can reinvent the wheel. Which they thought they had, but turned out the new one was square and didn't work very. We are back to round wheels

Originally Posted by Stoughton (Post 23460870)

I disagree - I'd happily pay 2.75% to Square if they let me run thru GC's as much as I wanted.

Originally Posted by ncsam79 (Post 23454206)

Yes - that's the problem with the changes from Evolve. Now, any bill over $500 can't be paid with GC, unless you can magically come up with GC > $500. Each time you hit the pay bill button, it counts as 1 transaction. Since they will now be limiting you to only 1 transaction per biller per month, you're out of luck. Unless, of course you use something like the Buxx cards, but then you're still limited to between 500 and 1000. Makes it much less useful to use the service.

Originally Posted by mill3804 (Post 23461137)

Has anyone had problems making payments for Sept? I have not made any payments yet to a biller but it is saying I exceeded my # and can try next month. Maybe a delay in resetting?

Originally Posted by susieling (Post 23467962)

"4 payments/month limit until Aug" -- does it mean the system only allow upto 3 payments/month (before Sep 1)? I got a suspension email on my mortgage account, paid 4 times in aug and one time in sep... the email said "closed due to the volume processed".... any chance to appeal?

Originally Posted by jonnydoe1234 (Post 23468774)

The limit was four in August. Did you make mortgage payments from more than one evolve account?

Originally Posted by susieling (Post 23469043)

No, I have only one evolve account. The 4 payments were sent on 2 continous days (8/30 and 8/31), each submitted with 2 * $ 500 VGC, with about a few hours in between. The fifth is sent on Sept 1, with another $500 VGC. Is the pattern too close?