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Old Jan 12, 2014, 9:38 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ChrisFlyer66
This is the thread for posts through 2016. The new thread for 2017 is http://www.flyertalk.com/forum/manufactured-spending/1826119-billpay-walmart-2017-a.html

Bill Pay cannot be done at a regular register.
It must be done at Customer Service/Returns.
Or at the Money Center in stores that have it.


BUSINESS DAY transaction completion time is 18:59:59 EST
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.

Once your CFP account is set up, you can add cc. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services.

ONLY 4 successful debit card swipes can pay for a transaction.

ONLY 5 payments per 16 digit account number per rolling 30 days.
--------------------------------------------
:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA
MASTERCARD
$1.88 next day.
Works:
Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Does not work:
Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.88 next day.
Works:
Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
Does not work:
TD Bank VS - [Source]
----------------------------------------------------------------------------------------
:-:Issuing Bank

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.

AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Consumer Loans - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
FIA Fidelity VS & MC
BoA Alaska Airlines Visa
Does not work:
FIA Fidelity AX - No longer working for FIA Amex
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Citibank American Express - Use for Citi-issued AMEX cards
$1.50 next day, $1.00 three days.
Citi AAdvantage AMEX
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.


For money order questions, check the following threads and their wiki posts:
Print Wikipost

Billpay at Walmart(2013-2016)

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Old Jun 19, 2014, 5:02 pm
  #2371  
 
Join Date: Jul 2009
Location: World
Posts: 1,647
Confirmed that anything One Vanilla is no go even when successfully changing the payment method. Multiple failures using OVs from multiple retailers. Time to change our handles to KeyTurn96 ?

Last edited by mster; Jun 19, 2014 at 6:39 pm
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Old Jun 19, 2014, 7:11 pm
  #2372  
 
Join Date: Dec 2013
Posts: 3,507
Originally Posted by njdealguy
Today at one of my most reliable walmarts, was told that no more split payments will be allowed because one person came and did a $2k BP where for the last swipe the cashier accidently pressed cash instead of debit and the payment completed without the guy paying the last $500 that was supposed to., and by the time the cashier realized the mistake the guy was gone from the store.
So if the cashier pressed "Cash" option, it still allowed the person to swipe their debit card? If the cashier pressed Cash and forgot to collect the $500 that is the cashier's fault, not the MSer's fault. But I guess regardless they will use that excuse as the reason to not do split payments.
ericdabbs is online now  
Old Jun 19, 2014, 7:50 pm
  #2373  
 
Join Date: Apr 2014
Location: Midwest
Programs: Southwest CP, Hilton Diamond, Hyatt Platinum, Club Carlson Gold
Posts: 69
Here's an idea that admittedly might be drawing unwanted attention to oneself....

Call Vanilla (1-800-571-1376) and give a story how you were gifted a $200 gift card. Your read over the cardholder agreement and decided it would be best to use the windfall to pay off a credit card bill at Wal-Mart. My payment has been rejected. I feel embarrassed, etc....

Wal-Mart is currently suing VISA over swipe fees. I can't help but wonder how much of a one-sided move this is on their part. Perhaps someone besides us would be peeved about all of this if the right kind of attention is drawn to it.

Last edited by WhoGoesThere; Jun 19, 2014 at 7:59 pm
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Old Jun 19, 2014, 7:55 pm
  #2374  
 
Join Date: Sep 2004
Location: PHL
Programs: AA Exec Plat Hilton Diamond Marriott Diamond Hyatt Diamond
Posts: 102
Data Point

Tried 3 different OV - two 94 and one 96 rejection when trying to do Billpay.

Purchase bottle of water as debit with OV - works. Looks like WM POS or InComm is blocking the OV cards.


Tried both Metabank Visa and US Bank MC - both worked.
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Old Jun 19, 2014, 8:02 pm
  #2375  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Originally Posted by martig4
Tried 3 different OV - two 94 and one 96 rejection when trying to do Billpay.

Purchase bottle of water as debit with OV - works. Looks like WM POS or InComm is blocking the OV cards.


Tried both Metabank Visa and US Bank MC - both worked.
Sounds to me they found a way to block a certain type of transaction.
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Old Jun 19, 2014, 8:13 pm
  #2376  
 
Join Date: Jul 2012
Location: KSTP KSPG
Programs: AOPA
Posts: 974
Originally Posted by f0xx
Sounds to me they found a way to block a certain type of transaction.
Also I think wm has a list of card #s (first few digits) to identify vanillas.
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Old Jun 19, 2014, 8:20 pm
  #2377  
 
Join Date: Feb 2003
Location: Khyber Pakhtunkhwa
Posts: 1,929
Originally Posted by teddy25
Also I think wm has a list of card #s (first few digits) to identify vanillas.
I have such a list. It is very easy
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Old Jun 19, 2014, 8:25 pm
  #2378  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Anyone have a spare/used OV that they can send me the first 6 digits?
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Old Jun 20, 2014, 12:07 am
  #2379  
 
Join Date: Dec 2013
Posts: 3,507
Originally Posted by f0xx
Anyone have a spare/used OV that they can send me the first 6 digits?
Why do you want to know?
ericdabbs is online now  
Old Jun 20, 2014, 12:50 am
  #2380  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Originally Posted by ericdabbs
Why do you want to know?
The IIN
That's why.
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Old Jun 20, 2014, 12:53 am
  #2381  
 
Join Date: Sep 2013
Location: SFO/DTW
Programs: DL PM 0.5MM, Hyatt Globalist, HHonors Gold, SPG Plat, Marriott Gold, Avis PC, National EE, Hertz PC
Posts: 1,988
redacted.

Last edited by kxc262; Jun 20, 2014 at 1:26 am
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Old Jun 20, 2014, 1:25 am
  #2382  
Suspended
 
Join Date: May 2014
Location: ILG/PHL
Programs: Amex Plat, AA Gold, SPG Gold, Hyatt Gold, HHonors Gold, Carlson Gold
Posts: 1,075
Originally Posted by kxc262
................ cards still work. Just loaded 1.7k to 2BB cards
Please keep this stuff quiet for now while the blogs scramble for methods to steal.
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Old Jun 20, 2014, 1:29 am
  #2383  
 
Join Date: Jun 2014
Posts: 290
Originally Posted by f0xx
Sounds to me they found a way to block a certain type of transaction.
Well it's incredibly easy. Every card type/issuer can be identified by the bin number (first six digits of any card). You can buy an entire database of up-to-date bins for a few thousand dollars. All they have to do is block bins they don't like.
sedubby is offline  
Old Jun 20, 2014, 2:14 am
  #2384  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Originally Posted by f0xx
Anyone have a spare/used OV that they can send me the first 6 digits?
Originally Posted by ericdabbs
Why do you want to know?
Originally Posted by f0xx
The IIN
That's why.
Originally Posted by sedubby
Well it's incredibly easy. Every card type/issuer can be identified by the bin number (first six digits of any card). You can buy an entire database of up-to-date bins for a few thousand dollars. All they have to do is block bins they don't like.
That's what I was looking for.
The first 6 to see what IIN they fall under.

(It's IIN now, not BIN)
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Old Jun 20, 2014, 2:47 am
  #2385  
 
Join Date: Aug 2013
Location: Raleigh, NC
Posts: 203
I was able to pay Penfed Platinum Rewards. Used VISA. $1.88, paid Wed., posted overnight Thur.
trippinbilly is offline  


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