Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
#4037
Join Date: Sep 2012
Location: HNL
Programs: Aadvantage ExPlt, SPG Platinum 100, Alaska 75K
Posts: 372
Did you notice that the number i listed as the one i called and not working was the same number as listed in the wiki, or did you just decide that it would be easier to jump to the conclusion that i was being lazy and therefore in need of correction or being chastised?
#4038
Join Date: Sep 2012
Location: HNL
Programs: Aadvantage ExPlt, SPG Platinum 100, Alaska 75K
Posts: 372
#4039
Join Date: Nov 2013
Location: Sacramento, CA
Posts: 437
I won't quote you, to give you a chance to delete your comment and hide your mistake.
But the number you listed is
866-952-9653
The number on the wiki is
866-952-5653
cdancer20 is probably one of the nicer people on here. I think you owe her an apology...
But the number you listed is
866-952-9653
The number on the wiki is
866-952-5653
cdancer20 is probably one of the nicer people on here. I think you owe her an apology...
#4040
Join Date: Dec 2013
Location: California
Posts: 264
mygiftcardsite.com shows the correct number (which is the same as the one in the wiki, which is different than the number you mentioned; check it again).
#4041
Join Date: Sep 2012
Location: HNL
Programs: Aadvantage ExPlt, SPG Platinum 100, Alaska 75K
Posts: 372
Sorry about that and thanks for the correction. I jumped to conclusions and made a mistake
#4042
Join Date: Oct 2012
Posts: 164
Does anyone know what's up with phone number for the us bank gcs that are sold at ralph's/kroger. I keep getting a rapid busy signal or a message that its a bad number when i call in to set a pin. I've tried from several different phones, so i don't think the problem is on my end.
The number i am calling is 866.952.9653
The number i am calling is 866.952.9653
http://saverocity.com/chasingthepoin...paid-card-pin/
#4043
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Thank you a lot of that. OP I understand your post was a typo. Apology accepted.
#4044
Join Date: Jul 2012
Posts: 35
Neither should trigger a CTR but a single deposit will look more like a transfer from another account in my opinion. I also avoid any whiff of structuring by depositing full amounts.
I ran by Krogers today and got shut down. They wanted driver's license and social security card for $2000. I'll try another as I understand they still accept Vanilla GC for money orders. I'm hoping it was an overzealous employee.
I ran by Krogers today and got shut down. They wanted driver's license and social security card for $2000. I'll try another as I understand they still accept Vanilla GC for money orders. I'm hoping it was an overzealous employee.
Thanks
#4045
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
I am new to this forum. I have a vanilla visa gift card in hand, but I have not use it at all, which means the pin is not set. I just wonder whether I can use an unused vanilla visa gift card (PIN not set) at grocery store like kroger to get a MO? If I can, what are the steps? Or I have to set a pin first in order to use it as a debit to get to MO.
Thanks
Thanks
Please read the wiki so you would not make any stupid mistake and end up locking the debit function of your card. (failed attempts of PIN would do that).
#4046
Join Date: Jan 2014
Posts: 8
Anyone in the Bay Area having trouble using Metabank GC at WM? I tried tonight, and went 1 for 4. I kept getting "payment declined - reason 51".
I would swipe, then it asks "cash back." - select NO. Enter pin. Processing....then "error, debit not allowed". I'll go to a WM outside of the BA and no issues at all with Metabank GC.
This is happening consistently at 2 WM in the BA. Most cashiers will not allow you to use GC for MO, but the stores that do seems to have had their POS updated.
I would swipe, then it asks "cash back." - select NO. Enter pin. Processing....then "error, debit not allowed". I'll go to a WM outside of the BA and no issues at all with Metabank GC.
This is happening consistently at 2 WM in the BA. Most cashiers will not allow you to use GC for MO, but the stores that do seems to have had their POS updated.
#4047
Join Date: Sep 2013
Location: SFO/DTW
Programs: DL PM 0.5MM, Hyatt Globalist, HHonors Gold, SPG Plat, Marriott Gold, Avis PC, National EE, Hertz PC
Posts: 1,988
Anyone in the Bay Area having trouble using Metabank GC at WM? I tried tonight, and went 1 for 4. I kept getting "payment declined - reason 51".
I would swipe, then it asks "cash back." - select NO. Enter pin. Processing....then "error, debit not allowed". I'll go to a WM outside of the BA and no issues at all with Metabank GC.
This is happening consistently at 2 WM in the BA. Most cashiers will not allow you to use GC for MO, but the stores that do seems to have had their POS updated.
I would swipe, then it asks "cash back." - select NO. Enter pin. Processing....then "error, debit not allowed". I'll go to a WM outside of the BA and no issues at all with Metabank GC.
This is happening consistently at 2 WM in the BA. Most cashiers will not allow you to use GC for MO, but the stores that do seems to have had their POS updated.
#4048
Join Date: Oct 2014
Posts: 113
Hi there, here I have a new experience regarding the MasterCard Gift Card issued by U.S. Bank (20 dollars to 500 dollars, nonreloadable, activation fee is 5.95 dollars). I purchased Money Order at my local Walmart and had to follow the Wiki (e.g., Change payment...) to let the card to be accepted. However, when I did the same thing at Hy-Vee, there was no need to do the "Change payment..." thing: I just swiped the card and the screen required the PIN. I entered the PIN and the card went through successfully.
On the other hand, Hy-Vee charges a serve fee of Money Order a little bit lower than Walmart (fee for Walmart was 70 cents and fee for Hy-Vee was 69 cents). At Hy-Vee, one person can only purchase up to two Money Orders each day and can only put up to 999.99 dollars in each Money Order. While for Walmart, the limit for each Money Order is 1000 dollars and there is no daily limit (the cashier told me this information).
So, you might chose which store you wanna to go for purchasing Money Order(s) based on my experience.
On the other hand, Hy-Vee charges a serve fee of Money Order a little bit lower than Walmart (fee for Walmart was 70 cents and fee for Hy-Vee was 69 cents). At Hy-Vee, one person can only purchase up to two Money Orders each day and can only put up to 999.99 dollars in each Money Order. While for Walmart, the limit for each Money Order is 1000 dollars and there is no daily limit (the cashier told me this information).
So, you might chose which store you wanna to go for purchasing Money Order(s) based on my experience.
#4049
Join Date: Mar 2014
Posts: 148
Hi there, here I have a new experience regarding the MasterCard Gift Card issued by U.S. Bank (20 dollars to 500 dollars, nonreloadable, activation fee is 5.95 dollars). I purchased Money Order at my local Walmart and had to follow the Wiki (e.g., Change payment...) to let the card to be accepted. However, when I did the same thing at Hy-Vee, there was no need to do the "Change payment..." thing: I just swiped the card and the screen required the PIN. I entered the PIN and the card went through successfully.
On the other hand, Hy-Vee charges a serve fee of Money Order a little bit lower than Walmart (fee for Walmart was 70 cents and fee for Hy-Vee was 69 cents). At Hy-Vee, one person can only purchase up to two Money Orders each day and can only put up to 999.99 dollars in each Money Order. While for Walmart, the limit for each Money Order is 1000 dollars and there is no daily limit (the cashier told me this information).
So, you might chose which store you wanna to go for purchasing Money Order(s) based on my experience.
On the other hand, Hy-Vee charges a serve fee of Money Order a little bit lower than Walmart (fee for Walmart was 70 cents and fee for Hy-Vee was 69 cents). At Hy-Vee, one person can only purchase up to two Money Orders each day and can only put up to 999.99 dollars in each Money Order. While for Walmart, the limit for each Money Order is 1000 dollars and there is no daily limit (the cashier told me this information).
So, you might chose which store you wanna to go for purchasing Money Order(s) based on my experience.
Last edited by ajhardee; Jan 22, 2015 at 11:38 pm Reason: typo