Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
#3961
Join Date: Oct 2011
Location: North Carolina
Posts: 613
The US Bank variable loads are all that are available that I can find. They seem to have secure packages and no problem with not having the full $500. What is weird is that the sticker on the front has 1-866-952-9653 to call and that # gives a no longer in service message. I can reset the pin with the # in the wiki and then it loads fine to BB at WM. Also weird is that the package shows valid through 06/2023 but the actual cards show 08/23. It is all working so far, but these 2 discrepancies are making me nervous. Do I have a reason to be?
Are you sure you didn't enter a "9" instead of a "5"?
1-877-952-9653 is not a working nunmber. 1-866-952-9653 gets a busy signal.
Last edited by JATR4; Oct 21, 2014 at 10:01 pm
#3962
Join Date: Jun 2014
Location: Pacific NW
Programs: AS MVP, Hyatt Diamond
Posts: 126
I just got another batch, and again the sticker on the front of the card has last 4 digits "9653" but the Kroger receipt says to call last 4 digits "5653" which works and is the # the wiki has. The # on the back of the card is the "5653". They loaded fine at WM however.
Scary that with all the fraud, US Bank has a typo on the activation sticker? Could a fraudster set up their own toll free # with one changed digit and just swap out the front sticker, thereby getting all of the card info including your reset pin?
In addition, as I said above, the package says expires 06/23 but actual card expires 08/23. Maybe I will drive a bit, find a different store and see if they have the same issue.
Scary that with all the fraud, US Bank has a typo on the activation sticker? Could a fraudster set up their own toll free # with one changed digit and just swap out the front sticker, thereby getting all of the card info including your reset pin?
In addition, as I said above, the package says expires 06/23 but actual card expires 08/23. Maybe I will drive a bit, find a different store and see if they have the same issue.
#3963
Suspended
Join Date: May 2009
Location: DFW
Programs: AAdvantage Platinum, Hilton HHonors Gold
Posts: 2,863
Are OV cards now accepted at WM? Kates or cashiers or both? Would them work for MO in TX?
#3964
Join Date: Jul 2014
Posts: 3,688
You just have to try it and see because it may work for some in TX but not for you. Keep YMMV in mind all the time so you'll not be disappointed
#3966
Join Date: Mar 2014
Location: SFO/OAK, LAX, TPE
Programs: Hilton Diamond, Hertz PC, DL Gold
Posts: 134
Help with potentially faulty Metabank variable gift card
Bought 3 $500 gift cards at a Safeway, and it looks like one of them might be faulty. (Usually activated immediately, although fine text says that it may take up to 24 hours.) Should I wait this out for that time period to see? Numbers all match up on receipt, but cannot set PIN due to the phone/online systems not taking the printed 3-digit CVV.
Thanks in advance.
Thanks in advance.
#3967
Join Date: Aug 2013
Location: PA
Posts: 177
I bought a US bank MC (celebrate) on 9/19. Tried to use it to load BB and it failed. Tried to buy MO's at another location and it failed. The decline reason when buying MO's was that I entered too many PIN numbers. Called the 800# on the card and was given the same reason. I re-set my PIN and tried to buy another MO, same thing, 'too many PIN numbers'. I'm entering the right number.
The gift card CSR couldn't do anything and gave me the number for customer relations and who knows if they can even do anything. I haven't had time to call them yet but I probably will later. Has anybody ever had this problem before?
The gift card CSR couldn't do anything and gave me the number for customer relations and who knows if they can even do anything. I haven't had time to call them yet but I probably will later. Has anybody ever had this problem before?
#3968
Join Date: Mar 2014
Posts: 148
I bought a US bank MC (celebrate) on 9/19. Tried to use it to load BB and it failed. Tried to buy MO's at another location and it failed. The decline reason when buying MO's was that I entered too many PIN numbers. Called the 800# on the card and was given the same reason. I re-set my PIN and tried to buy another MO, same thing, 'too many PIN numbers'. I'm entering the right number.
The gift card CSR couldn't do anything and gave me the number for customer relations and who knows if they can even do anything. I haven't had time to call them yet but I probably will later. Has anybody ever had this problem before?
The gift card CSR couldn't do anything and gave me the number for customer relations and who knows if they can even do anything. I haven't had time to call them yet but I probably will later. Has anybody ever had this problem before?
Last edited by ajhardee; Nov 8, 2014 at 9:55 am Reason: miss spell
#3969
Join Date: Nov 2014
Posts: 12
AAA card
New to Bluebird. Is this approach valid? AAA is supposed to have gift cards you can load with $5000. Go to WM. Ask cashier to load my BB. Do I load $500 at a time or can I load $2500 at one swipe? Then after 9pm (west coast) load the last $2500? If only $500, then I'm limited to 4 swipes per day so only $2000? Thanks for advice!
#3970
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
New to Bluebird. Is this approach valid? AAA is supposed to have gift cards you can load with $5000. Go to WM. Ask cashier to load my BB. Do I load $500 at a time or can I load $2500 at one swipe? Then after 9pm (west coast) load the last $2500? If only $500, then I'm limited to 4 swipes per day so only $2000? Thanks for advice!
#3972
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
New to Bluebird. Is this approach valid? AAA is supposed to have gift cards you can load with $5000. Go to WM. Ask cashier to load my BB. Do I load $500 at a time or can I load $2500 at one swipe? Then after 9pm (west coast) load the last $2500? If only $500, then I'm limited to 4 swipes per day so only $2000? Thanks for advice!
#3974
Join Date: Jul 2014
Posts: 3,688
I have AAA membership since I have auto/home insurance with them. I called the office if they have the cards now and they told me they will be available starting 11/15, will be fee free for members, can be loaded up to $3K each (looks like loads are variable but I don't know who controls the max value). Secretary said they will accept Visa/MC for them. I hope nothing changes.
#3975
Join Date: Apr 2000
Location: Fort Myers, FL
Programs: Hilton Gold, SPG & IHG Plat, & every airline program that I can join
Posts: 2,279
It has been 2 weeks of no love from Kate for any Sunrise Visa card from WM. Keeps asking for pin over and over, which is correct over and over, tried with 10 cards with both BB and Serve. Getting very irked at this point.
JudyJFLA
JudyJFLA