Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Sep 10, 2014, 1:38 pm
#3901
Used to be garyjr316
Join Date: Feb 2011
Location: LAX or SBA
Programs: AAdvantage, MileagePlus, Gold Passport, Hilton HHonors, Marriott
Posts: 800
When I went to a Winco last time and asked about doing a MO with debit they told me they treated it as an ATM. Meaning you would need to get the cash via ATM withdrawal and then they would do the money order. So I believe WInCo is not possible with GCs. If someone knows otherwise I would appreciate hearing how.
Sep 10, 2014, 2:35 pm
#3902
Join Date: May 2014
Posts: 145
for those who screwed up on the pin and got locked up will receive code 75 from walmart MC , all you need to do is simply call us bank to unlock it/reset it for you , and it should be fine.....
Sep 10, 2014, 7:41 pm
#3904
Join Date: May 2014
Posts: 527
The CC companies utilize some very sophisticated algorithms for various procedures. It wouldn't take but a very simple and basic algorithm to see you are adding a purchase atop the 505.95.
Now, given that, I still do it, because I don't know if they're actually slicing and dicing the data in that manner. It's just rather obvious that they CAN.
Now, given that, I still do it, because I don't know if they're actually slicing and dicing the data in that manner. It's just rather obvious that they CAN.
Sep 10, 2014, 7:49 pm
#3905
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,580
The CC companies utilize some very sophisticated algorithms for various procedures. It wouldn't take but a very simple and basic algorithm to see you are adding a purchase atop the 505.95.
Now, given that, I still do it, because I don't know if they're actually slicing and dicing the data in that manner. It's just rather obvious that they CAN.
Now, given that, I still do it, because I don't know if they're actually slicing and dicing the data in that manner. It's just rather obvious that they CAN.
Sep 11, 2014, 7:50 am
#3906
Join Date: Apr 2007
Posts: 1,857
Just to check - US Bank VGCs still seem to be working fairly reliably at WM, correct? I only see a couple recent mentions, so I assume no news is good news.
Sep 11, 2014, 7:54 am
#3907
Join Date: Jul 2014
Posts: 3,688
in this game, everyday is a new day for surprises. sometimes, what works in the morning doesn't work at night; you just have to try, what works for you may not work for others and vice versa.
Sep 11, 2014, 7:59 am
#3908
Join Date: Apr 2007
Posts: 1,857
Obviously, but it's still possible (and very useful) to get a general consensus on some basic things. I could tell people the same thing about using VVGCs at Walmart, and my answer wouldn't technically be inaccurate. Inadvisable, but not inaccurate.
Sep 11, 2014, 9:21 am
#3909
Join Date: Apr 2009
Programs: DL Diamond, HH Diamond, MR Plat.
Posts: 29
Sep 13, 2014, 8:08 pm
#3910
Join Date: Sep 2012
Location: Up In The Cloud
Programs: UA 1K MM; BA S, AA G; AS G; DL | SPG P50, M G, CC G, IHG P, HLT S | Hertz PC, Avis F
Posts: 682
Sunrise Bank VGC ($5.95 fee, NOT vanilla) from grocery store GIFTCARD MALL stack stops working for me at WM register today. "DEBIT NOT AVAILABLE" messages showed up after the terminal said "Approved".
It worked perfectly fine for me last month. What is wrong? Any workarounds?
Thanks
It worked perfectly fine for me last month. What is wrong? Any workarounds?
Thanks
Sep 14, 2014, 4:41 am
#3911
Join Date: Oct 2013
Posts: 252
Sunrise Bank VGC ($5.95 fee, NOT vanilla) from grocery store GIFTCARD MALL stack stops working for me at WM register today. "DEBIT NOT AVAILABLE" messages showed up after the terminal said "Approved".
It worked perfectly fine for me last month. What is wrong? Any workarounds?
Thanks
It worked perfectly fine for me last month. What is wrong? Any workarounds?
Thanks
Sep 14, 2014, 5:38 pm
#3912
Join Date: Feb 2013
Posts: 170
I tried today two Visa gift cards bought from Kroger in Walmart machine. I had set the PIN by calling automated number on previous day. When swiped Bluebird card in the machine, it confirmed no charge and I selected debit.
When I entered 4 digit PIN on next screen, it correctly showed stars for each number I input. However, nothing happened when I pushed green button. It asked for PIN again and this time displayed actual numbers instead of stars. I never experienced this.
I tried two different VGC cards with same results. I cancelled the transactions.
I tried one of the cards for use in a shop which accepts debit cards only and it worked fine as debit transaction with PIN.
Anybody overcame such issues in loading Bluebird?
When I entered 4 digit PIN on next screen, it correctly showed stars for each number I input. However, nothing happened when I pushed green button. It asked for PIN again and this time displayed actual numbers instead of stars. I never experienced this.
I tried two different VGC cards with same results. I cancelled the transactions.
I tried one of the cards for use in a shop which accepts debit cards only and it worked fine as debit transaction with PIN.
Anybody overcame such issues in loading Bluebird?
Sep 14, 2014, 11:49 pm
#3913
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951
Check the Walmart kiosk thread for additional information
Sep 15, 2014, 12:30 am
#3914
Join Date: Dec 2013
Posts: 3,509
Anyone else noticing double charging of fees with US Bank MCs?
Just liquidated two USB MCs, and when I was setting my pin I was surprised to hear the balance was $494.05... only transaction on record is the load for that amount, not $500. (two cards, same deal). Store receipt shows $500 load and separate charge for $5.95 load fee. Purchase was mid-August.
Just liquidated two USB MCs, and when I was setting my pin I was surprised to hear the balance was $494.05... only transaction on record is the load for that amount, not $500. (two cards, same deal). Store receipt shows $500 load and separate charge for $5.95 load fee. Purchase was mid-August.
Sep 20, 2014, 9:25 pm
#3915
Join Date: Feb 2014
Posts: 825
Anyone know of a way to buy more than 1 svgc at walmart in one transaction?