Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Dec 26, 2013, 9:16 pm
#2911
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Join Date: Sep 2002
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I'm sorry if this isn't the right place to ask this question but here goes.
I found a local mall that sells meta bank visas with a reduced $3 fee each, no limit however when I went to buy them (6 x $500) the associate asked for my full SSN. I refused to give it to her and she denied the sale. I talked to a supervisor as well and he said it was required. Has anyone run into the same situation? I brought a $100 as a test a week and they didn't require it, so I'm concerned about a credit check or some type of tracking if I want to scale up my MS
I found a local mall that sells meta bank visas with a reduced $3 fee each, no limit however when I went to buy them (6 x $500) the associate asked for my full SSN. I refused to give it to her and she denied the sale. I talked to a supervisor as well and he said it was required. Has anyone run into the same situation? I brought a $100 as a test a week and they didn't require it, so I'm concerned about a credit check or some type of tracking if I want to scale up my MS
Dec 27, 2013, 2:28 am
#2912
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
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Posts: 11,463
Jan 1, 2014, 9:15 pm
#2913
Join Date: Sep 2005
Location: Tucson - Seattle
Programs: UA 1K;
Posts: 2,474
Still buying $500. US Bank GCs with Chase MP Visa...no problems with using for MOs as a debit. Simple transactions (except when you have a hand full of cards and forget which ones have been used
)
I have been staying with US Bank due to the ease of setting PIN and no hassles.
This is at Fred Meyers (Kroger). QFC here is also Kroger but no CC use on gift cards.
)I have been staying with US Bank due to the ease of setting PIN and no hassles.
This is at Fred Meyers (Kroger). QFC here is also Kroger but no CC use on gift cards.
Jan 3, 2014, 12:22 pm
#2914
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Anyone has issues using Onevanilla prepaid visa at walmart to buy $1000 MO?
Jan 3, 2014, 12:31 pm
#2915
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
Well, the printer broke mid-transaction and I had to wait an hour while they fixed it and could confirm the serial number into the system. But that was a technical issue. It was over their lunch break with just one cashier that was locked out of the register. The line grew and grew and grew.
Jan 3, 2014, 2:05 pm
#2916
Suspended
Join Date: Nov 1999
Posts: 24,153
no problems loading 2 @$200 for myself then for the Mrs at the same cashier. So its only when you try to do more then $500 on any 1 BB with acashier that the problems start up
Jan 3, 2014, 2:26 pm
#2917
Join Date: Jan 2013
Location: PVD/BOS
Posts: 879
No problems on my end (purchased MO yesterday), but if the GC's are from CVS you do have to wait a little while before trying to make a purchase with them. At least that's how it has worked for me.
Jan 4, 2014, 6:53 am
#2918
Join Date: Oct 2013
Posts: 1,322
I usually use 4 cards at a time buy $2k of MOs at WM. I keep the unused cards behind my open wallet to shield them from sight. As I swipe each card, I wait for approval, then slip the now-used card in my back pocket. If all goes well, I walk out of the store with $2k of MOs in my front pocket and 4 used GCs in my back pocket. Deposit MOs at bank, and trash used GCs. I keep the MO stubs but have never had a use for them.
Jan 4, 2014, 6:59 am
#2919
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
I come in dressed like that dude that fought the Highlander screaming, "its better to burn out than to fade away!" And then I reach out and grab the wmt clerk by the collar or hair and pull him or her forward and shove the card in their face showing the words gc on the front. Then i push the clerk back violently and say loudly, do your effin job, DW!
Works every time. No problems at my wmts
Works every time. No problems at my wmts
Jan 4, 2014, 7:58 am
#2920
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
I come in dressed like that dude that fought the Highlander screaming, "its better to burn out than to fade away!" And then I reach out and grab the wmt clerk by the collar or hair and pull him or her forward and shove the card in their face showing the words gc on the front. Then i push the clerk back violently and say loudly, do your effin job, DW!
Works every time. No problems at my wmts
Works every time. No problems at my wmts
Jan 4, 2014, 8:15 am
#2921
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
(Gets to work on photoshop with images from highlander superimposed over someone at the wmt cs desk) 
Jan 5, 2014, 3:39 pm
#2922
Join Date: Oct 2013
Posts: 1,322
I come in dressed like that dude that fought the Highlander screaming, "its better to burn out than to fade away!" And then I reach out and grab the wmt clerk by the collar or hair and pull him or her forward and shove the card in their face showing the words gc on the front. Then i push the clerk back violently and say loudly, do your effin job, DW!
Works every time. No problems at my wmts
Works every time. No problems at my wmts
Jan 5, 2014, 4:47 pm
#2923
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
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Jan 6, 2014, 10:28 am
#2924
Join Date: Nov 2013
Location: DCA/IAD
Programs: HH Gold-IHG Plat
Posts: 390
I just bought 15 $200 Metabank VGC I see I use the last 4 dights of the card as the pin.
I can head to wallyworld and use them at the MC and get MO for them, what are my rules and guidelines to using them at wally.
all I see is
One other note: When splitting transactions among multiple cards at a Walmart register for billpay, money orders, bluebird, etc., make sure you have the cashier hit the debit button on their keypad (with actual keys). If they hit debit button on the touchscreen, it will not work. I am not sure why, but I have had this problem several times. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
and I believe its 5 cards max per MO or something like that.
I can head to wallyworld and use them at the MC and get MO for them, what are my rules and guidelines to using them at wally.
all I see is
One other note: When splitting transactions among multiple cards at a Walmart register for billpay, money orders, bluebird, etc., make sure you have the cashier hit the debit button on their keypad (with actual keys). If they hit debit button on the touchscreen, it will not work. I am not sure why, but I have had this problem several times. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
and I believe its 5 cards max per MO or something like that.
Jan 6, 2014, 10:32 am
#2925
Join Date: Sep 2011
Location: USA
Posts: 1,179
I just bought 15 $200 Metabank VGC I see I use the last 4 dights of the card as the pin.
I can head to wallyworld and use them at the MC and get MO for them, what are my rules and guidelines to using them at wally.
all I see is
One other note: When splitting transactions among multiple cards at a Walmart register for billpay, money orders, bluebird, etc., make sure you have the cashier hit the debit button on their keypad (with actual keys). If they hit debit button on the touchscreen, it will not work. I am not sure why, but I have had this problem several times. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
and I believe its 5 cards max per MO or something like that.
I can head to wallyworld and use them at the MC and get MO for them, what are my rules and guidelines to using them at wally.
all I see is
One other note: When splitting transactions among multiple cards at a Walmart register for billpay, money orders, bluebird, etc., make sure you have the cashier hit the debit button on their keypad (with actual keys). If they hit debit button on the touchscreen, it will not work. I am not sure why, but I have had this problem several times. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
and I believe its 5 cards max per MO or something like that.
I believe its 3 cards/transaction..someone correct me if I'm wrong.