Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Dec 17, 2013, 10:17 pm
#2881
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,561
Bought 2x$500 Visa GC...Used AMEX SPG BIZ and INK ....likewise waiting to see under what category this will be coded ...even with 1x its still cheaper than VR at CVS for AMEX SPG cards and any non bonus category cards.....if you don't mind doing your walmart pilgrimage to liquidate....
Dec 17, 2013, 10:24 pm
#2882
Join Date: May 2013
Location: Denver
Posts: 111
What bonus category do you have that it could possibly fall under? Ink gives a bonus on Telecom, Gas, Hotels, and Office Supplies. I can pretty much guarantee it won't fall under any of those. The SPG Biz only seems to give a bonus on SPG stays (I don't have one, but that's how the website seems to read) and I can guarantee your local mall is not an SPG property.
Dec 18, 2013, 6:13 am
#2883
Join Date: Feb 2013
Posts: 801
What bonus category do you have that it could possibly fall under? Ink gives a bonus on Telecom, Gas, Hotels, and Office Supplies. I can pretty much guarantee it won't fall under any of those. The SPG Biz only seems to give a bonus on SPG stays (I don't have one, but that's how the website seems to read) and I can guarantee your local mall is not an SPG property.
Dec 18, 2013, 11:02 am
#2884
Join Date: Jul 2010
Location: Midwest
Programs: AA LT Gold 1MM ,Hyatt Explorist,Marriott Platinum,HHonors Diamond
Posts: 364
What bonus category do you have that it could possibly fall under? Ink gives a bonus on Telecom, Gas, Hotels, and Office Supplies. I can pretty much guarantee it won't fall under any of those. The SPG Biz only seems to give a bonus on SPG stays (I don't have one, but that's how the website seems to read) and I can guarantee your local mall is not an SPG property.
Dec 19, 2013, 12:08 pm
#2885
Join Date: Oct 2013
Posts: 33
Update: I was successful in loading all 3 to BB at WM.
Dec 19, 2013, 2:40 pm
#2886
Join Date: May 2005
Programs: AA Plat, UA Gold, Hyatt Plat, SPG Gold, Hilton Gold
Posts: 38
Would be great if department store category with freedom card
Dec 20, 2013, 1:29 am
#2888
Join Date: Jun 2013
Posts: 194
Ok, it seems to be THAT particular WallyWorld. I managed to snag one today, but was told by the CSM that "the employee will get fired over this!" Sadly, I heard that after the transaction was completed.
Dec 20, 2013, 7:17 am
#2889
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
They won't get fired. At best, if the store management sucks, they will issue a warning to the cashier if selling to CC is against policy. However, Wally would have it blocked in the register if that were the case. You can say a lot about the beast of Bentonville, but not that there are a lot of stupid people down there near XNA.
Dec 20, 2013, 10:20 pm
#2890
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
They won't get fired. At best, if the store management sucks, they will issue a warning to the cashier if selling to CC is against policy. However, Wally would have it blocked in the register if that were the case. You can say a lot about the beast of Bentonville, but not that there are a lot of stupid people down there near XNA.
Dec 20, 2013, 10:35 pm
#2891
Join Date: Jun 2013
Posts: 194
I know they won't get fired. I just don't like that they're telling people this crap. Means less and less cashiers are going to be willing to work with you.
Dec 21, 2013, 3:57 am
#2892
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
Not really, most are unskilled labor and trying to find another job isn't as easy for them, so they don't want to place thier job in jeopardy.
Dec 21, 2013, 7:31 am
#2893
Join Date: Sep 2005
Location: Tucson - Seattle
Programs: UA 1K;
Posts: 2,474
An update on the U.S. Bank Visa card. Confirming that this still works (12/20/13).
Bought a $500. Variable Rate Visa Card at Fred Meyer (Kroger) in Seattle.
The receipt included a statement to call 1-866-952-5653 to establish a PIN.
The responses are: 1. "English" then 2. "other inquiries" then 3. "set PIN"
All done on iPhone in store ........ Piece of cake.
Then straight to CS and purchased a $500. MO
Price of GC was $5.95....MO was $.75
Bought a $500. Variable Rate Visa Card at Fred Meyer (Kroger) in Seattle.
The receipt included a statement to call 1-866-952-5653 to establish a PIN.
The responses are: 1. "English" then 2. "other inquiries" then 3. "set PIN"
All done on iPhone in store ........ Piece of cake.
Then straight to CS and purchased a $500. MO
Price of GC was $5.95....MO was $.75
Dec 21, 2013, 3:11 pm
#2894
Join Date: Dec 2013
Posts: 137
An update on the U.S. Bank Visa card. Confirming that this still works (12/20/13).
Bought a $500. Variable Rate Visa Card at Fred Meyer (Kroger) in Seattle.
The receipt included a statement to call 1-866-952-5653 to establish a PIN.
The responses are: 1. "English" then 2. "other inquiries" then 3. "set PIN"
All done on iPhone in store ........ Piece of cake.
Then straight to CS and purchased a $500. MO
Price of GC was $5.95....MO was $.75
Bought a $500. Variable Rate Visa Card at Fred Meyer (Kroger) in Seattle.
The receipt included a statement to call 1-866-952-5653 to establish a PIN.
The responses are: 1. "English" then 2. "other inquiries" then 3. "set PIN"
All done on iPhone in store ........ Piece of cake.
Then straight to CS and purchased a $500. MO
Price of GC was $5.95....MO was $.75
Dec 21, 2013, 7:09 pm
#2895
Join Date: Jan 2013
Programs: AA, SPG, MR, UR, Cash Back!
Posts: 606
An update on the U.S. Bank Visa card. Confirming that this still works (12/20/13).
Bought a $500. Variable Rate Visa Card at Fred Meyer (Kroger) in Seattle.
The receipt included a statement to call 1-866-952-5653 to establish a PIN.
The responses are: 1. "English" then 2. "other inquiries" then 3. "set PIN"
All done on iPhone in store ........ Piece of cake.
Then straight to CS and purchased a $500. MO
Price of GC was $5.95....MO was $.75
Bought a $500. Variable Rate Visa Card at Fred Meyer (Kroger) in Seattle.
The receipt included a statement to call 1-866-952-5653 to establish a PIN.
The responses are: 1. "English" then 2. "other inquiries" then 3. "set PIN"
All done on iPhone in store ........ Piece of cake.
Then straight to CS and purchased a $500. MO
Price of GC was $5.95....MO was $.75