Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
Oct 29, 2013, 11:59 am
#1651
Join Date: Dec 2010
Posts: 1,516
I was also prev shutdown by GD and tried but was not able to get a WM Moneycard Preferred personalized card.
I bought it at WM. When tried to register online it said it could not verify my personal info and no personalized card would be sent. Called in , got automated message saying my personal info could not be verified so my card can only be used for purchases and cannot be reloaded, and that a CSR will have no further info on why this is the case.
I bought it at WM. When tried to register online it said it could not verify my personal info and no personalized card would be sent. Called in , got automated message saying my personal info could not be verified so my card can only be used for purchases and cannot be reloaded, and that a CSR will have no further info on why this is the case.
Nov 1, 2013, 7:25 am
#1652
Original Poster
Join Date: Apr 2011
Programs: UA Gold, AA Gold, Hyatt Plat, SPG Gold, Marriott Plat, Hilton Gold, Hertz Pres Circle, etc etc
Posts: 382
Nov 1, 2013, 2:39 pm
#1653
Join Date: Apr 2013
Posts: 64
Can someone please tell me how to load moneypak onto GB? Not initial load. I couldn't find this info anywhere. Thank you
Nov 1, 2013, 3:03 pm
#1655
Join Date: Apr 2013
Posts: 64
thanks... guess i should jump on other ship like emerald
Nov 1, 2013, 7:38 pm
#1656
Join Date: Dec 2010
Posts: 1,516
I was able to set up a PIN by the phone. As you, I wasn't able to get a petsonalized card because of closed gobank account. These morons even asked me to fax them DL and SSN in order to unfroze temp card. Anyway, I was able to use this temp card to load BB today at WM.
Nov 1, 2013, 11:17 pm
#1657
Join Date: Mar 2007
Posts: 375
My understanding that Rapid Reload is WM's system that loads prepaid cards - many different cards (HR Block, Account Now, MyVanilla, etc. etc.) for 3.74 fee. My guessing that GB is also gets loaded via that system, but fees are 0.
So again beauty of the Preferred card is that load fees are 0. Compared to any other version - about $3+ for reload.
So again beauty of the Preferred card is that load fees are 0. Compared to any other version - about $3+ for reload.
Nov 2, 2013, 5:12 am
#1658
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
You should at WM. Same as GB or BB. For free.
I mean permanent version of it. For those who is not blacklisted by GD and can get it.
Also temp card could be loaded initially on purchase.
Anyway your risk is $6. Write it off to your entertaining budget.
I mean permanent version of it. For those who is not blacklisted by GD and can get it.
Also temp card could be loaded initially on purchase.
Anyway your risk is $6. Write it off to your entertaining budget.
Nov 2, 2013, 6:39 am
#1659
Original Poster
Join Date: Apr 2011
Programs: UA Gold, AA Gold, Hyatt Plat, SPG Gold, Marriott Plat, Hilton Gold, Hertz Pres Circle, etc etc
Posts: 382
Thanks for the info. I saw there was an option to just close the account online and get a check for balance, so I did that instead. Check supposed to come in 10 biz days.
Nov 2, 2013, 7:24 am
#1660
Join Date: Nov 2009
Posts: 1,060
So it seems that everyone is reporting that GB will pull the plug eventually.
Does anyone have a working GB for MF that is still open after many months??
Does anyone have a working GB for MF that is still open after many months??
Nov 2, 2013, 9:59 am
#1663
Join Date: Dec 2012
Posts: 498
has anyone gotten an account closure check from greendot before? It appears that a check from northern trust is from them....not sure though. they are closed right now.
this was a greendot prepaid but I assume it is all the same when accounts are closed. the amount matches up to a pending payment that was going to go thru when the closed the account.
this was a greendot prepaid but I assume it is all the same when accounts are closed. the amount matches up to a pending payment that was going to go thru when the closed the account.
Nov 2, 2013, 10:12 am
#1664
Join Date: Aug 2013
Posts: 240
I purchased some groceries and asked for cash back (Green Dot card). On my statement, GD doesn't seem to indicate that I got cash back. Maybe this is a better way to unload (although it is painfully slow)?
I searched the thread but couldn't find anything. Sorry if repost.
I searched the thread but couldn't find anything. Sorry if repost.
Nov 2, 2013, 12:22 pm
#1665
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
I purchased some groceries and asked for cash back (Green Dot card). On my statement, GD doesn't seem to indicate that I got cash back. Maybe this is a better way to unload (although it is painfully slow)?
I searched the thread but couldn't find anything. Sorry if repost.
I searched the thread but couldn't find anything. Sorry if repost.