That will definitely get you (spouse's acct) shut down quickly.

I don't think so. I think bank withdrawals are the red flag.

Per account. 8K comes from 4K personal account + 4K business account.

I can't see how it wouldn't be... Yeah I have the receipts it appears to be active... It's just a generic error, I don't even think support knows what it means.

I transfer cashback portals' payments to my bank account in exact same amount immediately... Not excessively big amounts though.

It's written in PP payment notification email that I can withdraw to bank account among other options...

This will not get you shut down quickly. Loading and then withdrawing to your own account will get you shut down quickly, but loading, transferring to another paypal account, and then withdrawing will not get you shut down, generally.

I have probably loaded 5 Paypal Cash reloads ever but I haven't experienced an issue in loading it. Since you said you only tried loading $500 it wasn't like you were trying to load more than $500 limit.

So have you tried calling the phone number on the back of paypal cash card to verify if the $500 balance is still there? Your receipt should be clear as day if it is activated it or not. It will say <last few digits of bar code> ACTIVATED on the CVS receipt.

Why do you think that having 2 PP accounts is risky?
I noticed that business account is not linked to SSN.

Thanks to those who responded to my question. For now I'll just be doing one account for each of me and my spouse, and sending in only one direction. So $4k/30 days max for me. If it goes well, perhaps I'll add a second account. I'm aware of the risks PP presents, but gonna give it a try anyway.

If I do get adverse action from PP, any thoughts as to which account is more likely to get warned or shut down -- the sending or receiving account?

No I loaded $500, let it sit for a day or 2 and then withdrew at an atm. I then waited a few days before repeating. I decided to try the MJ card since it was issued by One West Bank, not any of the normal banks that offer these prepaid cards. They seemed to be hyper sensitive though and shut me down after loading the third MP in about 2 weeks. I have 3 MP left and figured I'd use PP because I already have an account and don't have to wait to open another card that will unload the MP for me.

Just to clarify, I was shut down by One West Bank, not by Green Dot as far as I can tell. The first MP loaded just fine to my PP account this morning. I'll wait a few days before I either transfer it out or buy a money order with my PP debit card.

I meant maxing out both PP accounts all the time. Not that having 2 PP accounts is risky. I can see how this could have be misconstrued.

If those people are referring to the Paypal Business Debit Mastercard (and not the Paypal Prepaid Mastercard), then you can theoretically load $4K/month with Paypal MyCash cards, and $4K/month with GD MPs. I don't have any experience with the latter load method though.

Ah, that must be it. I don't have access to GD MPs via CC, so not an option for me anyway.

Bugger. Just got my Paypal Prepaid Mastercard shutdown. It had just over $1k left on it. They are saying they will send me a check within 20 business days but I have already filed a complaint with the FDIC so hopefully will come quicker.

Why can't all these prepaid just be like BB? :(

I've been waiting for my $28 for 26 business days.

Care to elaborate on the circumstances that got you shut down? And this was the regular Mastercard, right? Not the business debit mc?

Hence the FDIC complaint right off the bat. Should see it move along quicker

Sure, just the regular Mastercard correct, loaded ~$7k, drained ~6k mix of MO and BP all at WM. I noticed mint.com wasn't able to update the account which triggered off the suspicion.