True, but I bet the PP CC overage charges would be more scrutinized that PP DC charges. The DC charges are prepaid, while the CC charges are not. Wouldn't be surprised to see a lot of the charges denied at POS. Guess we will see.

Does anyone have an answer to my questions?

1) What stores can you buy Paypal cards with credit card? Would CVS be ok?
2) I assume if you buy a prepaid Paypal card you can load it into your Paypal account as cash and transfer money like a bank account with no fees?

The reason I am asking this is because I need to pay back my cousin for expenses on a trip via Paypal and I would like to earn credit card points. I don't even plan to abuse this and will only use this MS if I need to pay back folks via Paypal.

One time should be okay, but don't hold me to it. Don't make a habit of it.

I know but I guess my question is what does those prepaid Paypal cards do that I see at stores? I assume it allows you to load one of those prepaid Paypal cards with money and you can use it to dump money into your Paypal account just like how VR's are use to dump money into your BB account. Can you confirm if this is true?

The only reason why I am thinking about doing this is because the fees to send $500 via credit card on Paypal website is currently is 2.9% + $0.30 so that is ($500 x 2.9%) + $0.30 = $14.80 in fees. I know prepaid Paypal gift cards that I see at CVS allow you to load from $20-$500 for a $4.95 processing fee which to me is still at least $10 cheaper than going through Paypal website directly since Paypal allows you to send money in your Paypal account balance or checking account for Free to family/friends.

https://www.paypal.com/us/webapps/mpp/paypal-fees

That does basically work, and the fees are certainly lower, but, again, as has often been said in this thread, PayPal likes to shut people down for all sorts of abuse. They see it from all angles and they have a lot of experience with it, and no tolerance for it.

If you value your PayPal account (some do, some don't) then be extra careful.

Good to know that I can buy a prepaid Paypal card to fund my Paypal account. I thought what people were doing was buying a grip of prepaid Paypal cards and loading them to their Paypal account and then withdrawing the money to their checking account immediately vs. using the funds to pay others/send to family? I would think the former is very looked down upon vs. the latter. That is not to say the latter is still not looked down upon but at least the money is not being sent to yourself.

But like I said, I am going to do this only if I need to pay someone through Paypal. In this case, its just 1 time and certainly will not be a monthly thing. As you can tell, I have never done Paypal before to send money from prepaid Paypal accounts or via credit card. Otherwise 99% of the time I will be continuing to buy VR's to load my BB account. I just figured if there was a way to earn some CC points by doing this method vs. just sending him money via bank account which gives me zero I am definitely up for that.

If your cousin has a paypal account, why not just buy paypal cash cards at CVS or a gas station for $3.95/$500 value, and hand the cards to him? Or Moneypaks for $4.95/$500 value? He can load them to his own account. Lousy freeloader wants you to do all the work! :)

It seems that PayPal (prepaid MC) shutdown a BP feature for me - all payments now returned (and Citi charged me $20 for returned payment). Well, it was so promising...

Guess I'll be keeping an eye on it. Worst case is I go liquidate with CA or MO.

I experimented to use the DC without balance but with linked checking account.
(To kind of season it a bit before use with reloads.)
My first transaction went through. About $200.
The other day the second transaction for just a coffee was denied on their side. I was explained when called (I talked to a knowledgeable and adequate person. Further that front line customer service, I believe.) that they don't have history of payments from that account yet. (They pay their own money first. Then take from your account. Such it's risk for them.) And it's not SUPPOSED to work in such fashion. It is a back up source of funding. But not day to day source of funding. For such is your balance...

PayPal has dealt with the Nigerian scams, eBay scams, the "I paid you too much via PayPal, just send me back the extra with a certified check with the merchandise" scams, and many, many others.

If you think that loading, sending money to another account, then unloading is very different to them from loading and then unloading, I think you're underestimating them.

That would be awesome if he lived near me and I had the money to give it to him at the time. I am in Los Angeles and he is in San Diego. Driving down to San Diego doesn't makes sense to me just to hand him a Paypal Cash card. Besides it was just something I just thought of for a way to pay him back.

Besides its not that much work for me since I am the one that wants points. I just want to maximize every dollar I spend to get points if possible.

Dude calm down. I have not said anything about underestimating Paypal. You think I don't know that Paypal has dealt with Nigerian scams or eBay scams. Please...I do my research well before I do anything. Did you not even read a single word I said before about my situation? No one said anything about sending money and asking people to send money back. If you can't understand my situation then please don't try to patronize me.

Again I am only planning to do this if I need to owe someone money on Paypal on an as needed basis if they prefer Paypal. Please do not mix me up with the regulars who try to max out their $4K a month by treating Paypal like Amazon Payments and getting themselves banned.

This would my first time EVER of attempting to do this. Even when I am buying a $500 card, I am not even planning to send him the entire $500 amount. I owe him less than $500. I just used $500 as an easy example.

My one concern is that you refer to $4.95 fee for the paypal card. That is the fee for the paypal prepaid mastercard. I think (but I could be wrong) you're talking about the paypal cash card $3.95. if not, you should be as it's a dollar cheaper.

Dude, who is not reading whom?