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-   -   My Vanilla debit (https://www.flyertalk.com/forum/manufactured-spending/1422892-my-vanilla-debit.html)

Mrgolfer21 Jan 27, 2013 11:05 am

POS PIN transactions Monthly limit?
 
So, just tried to use MVD and it declined, but i had plenty of money on it. Called and they said i've exceeded the monthly POS limit, which is $8k. 1) If you get your account credited back, it does not subtract from your POS monthly spend, as I had a couple transactions that didn't go through but were debited, then credited back a few days later, and 2) has anybody heard of this limit? I see nothing in the terms and conditions, i explained to them i didn't see it anywhere online and they said they were sorry, they will get their developers to update it.

Anybody exceed that amount in POS and still good to go? POS being PIN transactions, supposedly credit transactions still work no matter how much you spend per month.

You may PM me if necessary.

liw5215 Jan 27, 2013 11:20 am


Originally Posted by member7777 (Post 20133578)
mine is $.55/$1000 limit

I mean the MVD card limit on POS purchase. tried to buy MO for a random amount in $9xx.xx, all got declined by MVD, but Ok with any amount under $800.

member7777 Jan 27, 2013 2:31 pm


Originally Posted by liw5215 (Post 20133690)
I mean the MVD card limit on POS purchase. tried to buy MO for a random amount in $9xx.xx, all got declined by MVD, but Ok with any amount under $800.

Thanks for update.

oozze Jan 27, 2013 6:20 pm

can someone enlighten me on this trick via pm please?
late starter, have been successfully working with VR, but not much going on after OD stopped it.

Thks some much.

BAK Jan 27, 2013 8:55 pm

Is it possible to load the MVD without buying VR ?
 
Is it possible to load the MVD without buying the VR cards (none available at my CVS) ? Can this be done at CVS ?

Nottafatslob Jan 27, 2013 9:45 pm


Originally Posted by BAK (Post 20136416)
Is it possible to load the MVD without buying the VR cards (none available at my CVS) ? Can this be done at CVS ?

Yes they will be happy to load one or two for you at CVS NOW PLEASE let's let this thread die before the blogs destroy it.

gpapadop Jan 27, 2013 10:31 pm

Please on more question, I accept answers by PM:)

What is the highest amount that anyone has used this to pay Federal Estimated tax payments....and did not get shut down?

My $3k payment went through fine but...ran out of time and did more by check (oh no!!!). I would love to use this baby to pay my Federal estimated taxes like the outstanding citizen that I am!^

SoxIn7 Jan 29, 2013 3:07 pm

I made a mistake and purchased a MVD rather than VR card.

Is it possible to just pay the $1.95 fee and get an ATM withdrawal? Are people really going out of their way to pay $0.50 instead? I just want to get my money off of this card.

steventravel Jan 29, 2013 3:13 pm


Originally Posted by SoxIn7 (Post 20148252)
I made a mistake and purchased a MVD rather than VR card.

Is it possible to just pay the $1.95 fee and get an ATM withdrawal? Are people really going out of their way to pay $0.50 instead? I just want to get my money off of this card.


The easy answer is yes, you will need to register the card.

Please feel free to PM me with any questions. Or to bounce off ideas :D

drdrew450 Jan 29, 2013 3:32 pm

will a cash advance at a bank work with one vanilla prepaid cards, seems pretty similar to my vanilla debit.

ddallas Jan 29, 2013 3:46 pm


Originally Posted by drdrew450 (Post 20148396)
will a cash advance at a bank work with one vanilla prepaid cards, seems pretty similar to my vanilla debit.

Probably not, unless you can find a bank that will give you a CA on any visa or mastercard that you would buy at OD or a grocery store. The OneVanilla is similar to those cards. Most banks won't CA on those.

steventravel Jan 29, 2013 3:48 pm


Originally Posted by drdrew450 (Post 20148396)
will a cash advance at a bank work with one vanilla prepaid cards, seems pretty similar to my vanilla debit.

Try it out and let us know:

Please feel free to PM me with any questions. Or to bounce off ideas.

Andy2 Jan 29, 2013 3:51 pm


Originally Posted by gpapadop (Post 20136788)
Please on more question, I accept answers by PM:)

What is the highest amount that anyone has used this to pay Federal Estimated tax payments....and did not get shut down?

My $3k payment went through fine but...ran out of time and did more by check (oh no!!!). I would love to use this baby to pay my Federal estimated taxes like the outstanding citizen that I am!^

Your post seems to indicate that shut down activity has occurred for this card? Any actual reports of shut downs? I know there are plenty for NetSpend (including me) and they were jerks. But this card and the issuer seems different.

msp2anywhere Jan 29, 2013 4:18 pm


Originally Posted by Mrgolfer21 (Post 20133604)
So, just tried to use MVD and it declined, but i had plenty of money on it. Called and they said i've exceeded the monthly POS limit, which is $8k.

I've been declined for purchases after $8900... Would certainly like to do more.

PMs gladly accepted.

member7777 Jan 30, 2013 8:29 pm

Resolution of -$1000 balance on MVD/Amex Prepaid transaction reversed 3 times @ CVS-
Check prior post(s) in this thread for details of issue-
Called today by CVS store mgr. where transaction occurred.
Asked me to come in and get cash refund. Refund given.
Claims no knowledge of incident/what happened.
Promised to call me with details if possible.


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