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let's communicate via PMs on this.
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This is a thread that was almost dead and gone and should be. Please don't be the one to revive it again there is nothing here but more grief like Netspend. Stick to PM's please
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Pm is your friend
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Feel Free to PM me if you have questions or want to bounce off Ideas.
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Disturbing new development
Yesterday evening I purchased a VR and MVD with Amex prepaid, no problem.
Let me say I have been to this particular CVS only twice total, $1k each time, never a problem. Today when I went to register the MVD I got the error message and after speaking to a rep he couldnt figure out why I was -$992 instead of plus $496. He said he would research and call back. Of course, my first reaction was "MVD clawback" and immediately drove to the bank while working on my testimony (lol), and drained some funds from my primary deposit bank in case things went south fast. After adding/partially draining my last few remaining Amex prepaids into Target Amex, I called MyVanilla back and was told that CVS reversed the charges 3 times...3 times. Now, if this was a regular hangout where I had been warned off before I would think revenge torture, but I hadn't had any problem there before so I am mystified. I called the CVS in question and the person who I spoke to told me to call the customer care center which is closed of course. First, I was horrified that My Vanilla was effing me, but it seems either user error or out of spite some CVS j&&&ss tried to kill the transaction on purpose 3x to make sure I never go back again. Btw, I called to check to see if the amex prepaids had been credited back-no. Can't wait till tomorrow to hear how it shakes out, but very glad its at CVS and not My Vanilla. Don't ever throw the prepaids away until funds are safely somewhere else, thankfully I kept them and the receipt, which I don't always do. Looks like I retired just in time lol. EDIT Looks like only the MVD was reversed, the VR went thru, so a clawback is possible on MVD and possibly not on VR. |
So A CVS employee killed the transaction after the fact. If this is so, all I can say is WOW. The story should be interesting what you need to find out was a refund of money given to anyone else after the transaction was killed if so, inside job by store personal.
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might have to get a job at CVS lol. |
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The MVD is newly purchased, so what does it have anything to do with your primary deposit bank? You have not even registered the MVD yet, let alone link it to your bank account. It is all too confusing reading your post. Most likely the person at CVS did not know how to load the MVD than anything else. |
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Maybe confused and hitting the wrong key several times trying to clear the register or something. |
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I loaded $496 to mvd using Amex Prepaid CVS reversed the charge 3x on the MVD creating a minus $992, verified by MVD. And the Prepaid Amex has no funds. And the receipt shows both products activated. I pulled funds from bank because they were funds deposited using MVD. I don't think they could get at it, better safe than sorry waiting 6 months like with Paypal. |
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If something goes wrong there is virtually no protection that you get. Once I made a $300+ purchase at target.com for something. Next thing I know they cancel the order but kept giving me the round around about my refund. I filed a protection claim with the prepaid company and called target several occasions. After two months 20+ hours wasted I got nowhere and gave up. |
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How could that have anything to do with your bank account? Besides, how can you deposit funds directly from MVD to your bank account? Even you use other method(s) to extract funds from MVD then deposit it somewhere, the linkage stopped at the extraction. And those funds would be from your OTHER MVD cards, had nothing to do with the current problematic one. Illogical thinking and may be time to simplify your web of gigs. Totally not worth it when one thing went wrong then immediately triggers an avalanche of panic attack, it so seems. |
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Maybe you don't understand that if CVS magically made my MVD go $1000 in the hole, which potentially I could be responsible for, that every time you buy an mvd with a prepaid you might have nothing, or owe $1000. If that is a panic attack, sorry, I think it is something very disturbing to those that scale mvd. |
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