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-   Manufactured Spending (https://www.flyertalk.com/forum/manufactured-spending-719/)
-   -   My Vanilla debit (https://www.flyertalk.com/forum/manufactured-spending/1422892-my-vanilla-debit.html)

Artemk Jan 22, 2013 7:44 pm

let's communicate via PMs on this.

zozeppelin Jan 22, 2013 7:57 pm

Quote:

Originally Posted by Artemk (Post 20104185)
You are wrong. You can only load white vanila reload cards to BB. MVD can also be loaded with white vanila reload cards. So, essentially you are looking for white plastic VR cards.


freetravelguys Jan 22, 2013 8:18 pm

Quote:

Originally Posted by troyhouse (Post 20103999)
guys need little help. so i was at cvs today, and they had myvanilla debit cards. so i can just buy one of those, load 500, transfer to bb and continue doing that? or i am wrong. any tips would be useful, or pm if yu would prefer that.

thanks in advance.

Edited.

Nottafatslob Jan 22, 2013 8:25 pm

This is a thread that was almost dead and gone and should be. Please don't be the one to revive it again there is nothing here but more grief like Netspend. Stick to PM's please

member7777 Jan 22, 2013 8:29 pm

Pm is your friend

steventravel Jan 22, 2013 9:09 pm

Feel Free to PM me if you have questions or want to bounce off Ideas.

member7777 Jan 24, 2013 7:37 pm

Disturbing new development
 
Yesterday evening I purchased a VR and MVD with Amex prepaid, no problem.
Let me say I have been to this particular CVS only twice total, $1k each time, never a problem.
Today when I went to register the MVD I got the error message and after speaking to a rep he couldnt figure out why I was -$992 instead of plus $496.
He said he would research and call back.
Of course, my first reaction was "MVD clawback" and immediately drove to the bank while working on my testimony (lol), and drained some funds from my primary deposit bank in case things went south fast.
After adding/partially draining my last few remaining Amex prepaids into Target Amex, I called MyVanilla back and was told that CVS reversed the charges 3 times...3 times.
Now, if this was a regular hangout where I had been warned off before I would think revenge torture, but I hadn't had any problem there before so I am mystified.
I called the CVS in question and the person who I spoke to told me to call the customer care center which is closed of course.
First, I was horrified that My Vanilla was effing me, but it seems either user error or out of spite some CVS j&&&ss tried to kill the transaction on purpose 3x to make sure I never go back again.
Btw, I called to check to see if the amex prepaids had been credited back-no.
Can't wait till tomorrow to hear how it shakes out, but very glad its at CVS and not My Vanilla.
Don't ever throw the prepaids away until funds are safely somewhere else, thankfully I kept them and the receipt, which I don't always do.
Looks like I retired just in time lol.

EDIT
Looks like only the MVD was reversed, the VR went thru, so a clawback is possible on MVD and possibly not on VR.

Vacation time Jan 24, 2013 8:18 pm

So A CVS employee killed the transaction after the fact. If this is so, all I can say is WOW. The story should be interesting what you need to find out was a refund of money given to anyone else after the transaction was killed if so, inside job by store personal.

member7777 Jan 24, 2013 8:27 pm

Quote:

Originally Posted by Vacation time (Post 20118668)
So A CVS employee killed the transaction after the fact. If this is so, all I can say is WOW. The story should be interesting what you need to find out was a refund of money given to anyone else after the transaction was killed if so, inside job by store personal.

will be an interesting ending, I hadn't thought of that angle.
might have to get a job at CVS lol.

Happy Jan 24, 2013 8:48 pm

Quote:

Originally Posted by member7777 (Post 20118496)
Yesterday evening I purchased a VR and MVD with Amex prepaid, no problem.
Let me say I have been to this particular CVS only twice total, $1k each time, never a problem.
Today when I went to register the MVD I got the error message and after speaking to a rep he couldnt figure out why I was -$992 instead of plus $496.
He said he would research and call back.
Of course, my first reaction was "MVD clawback" and immediately drove to the bank while working on my testimony (lol), and drained some funds from my primary deposit bank in case things went south fast.
After adding/partially draining my last few remaining Amex prepaids into Target Amex, I called MyVanilla back and was told that CVS reversed the charges 3 times...3 times.
Now, if this was a regular hangout where I had been warned off before I would think revenge torture, but I hadn't had any problem there before so I am mystified.
I called the CVS in question and the person who I spoke to told me to call the customer care center which is closed of course.
First, I was horrified that My Vanilla was effing me, but it seems either user error or out of spite some CVS j&&&ss tried to kill the transaction on purpose 3x to make sure I never go back again.
Btw, I called to check to see if the amex prepaids had been credited back-no.
Can't wait till tomorrow to hear how it shakes out, but very glad its at CVS and not My Vanilla.
Don't ever throw the prepaids away until funds are safely somewhere else, thankfully I kept them and the receipt, which I don't always do.
Looks like I retired just in time lol.

EDIT
Looks like only the MVD was reversed, the VR went thru, so a clawback is possible on MVD and possibly not on VR.

Enlighten me on what you mean by "MVD claw back" and why the rush to your primary bank to drain funds?

The MVD is newly purchased, so what does it have anything to do with your primary deposit bank? You have not even registered the MVD yet, let alone link it to your bank account.

It is all too confusing reading your post.

Most likely the person at CVS did not know how to load the MVD than anything else.

ddallas Jan 24, 2013 9:15 pm

Quote:

Originally Posted by Happy (Post 20118801)
Most likely the person at CVS did not know how to load the MVD than anything else.

+1
Maybe confused and hitting the wrong key several times trying to clear the register or something.

member7777 Jan 24, 2013 9:17 pm

Quote:

Originally Posted by Happy (Post 20118801)
Enlighten me on what you mean by "MVD claw back" and why the rush to your primary bank to drain funds?

The MVD is newly purchased, so what does it have anything to do with your primary deposit bank? You have not even registered the MVD yet, let alone link it to your bank account.

It is all too confusing reading your post.

Most likely the person at CVS did not know how to load the MVD than anything else.

MVD clawback-maybe CVS/MVD clawback is better-
I loaded $496 to mvd using Amex Prepaid
CVS reversed the charge 3x on the MVD creating a minus $992, verified by MVD.
And the Prepaid Amex has no funds.
And the receipt shows both products activated.
I pulled funds from bank because they were funds deposited using MVD. I don't think they could get at it, better safe than sorry waiting 6 months like with Paypal.

FOX85 Jan 24, 2013 9:22 pm

Quote:

Originally Posted by member7777 (Post 20118974)
MVD clawback-
I loaded $496 to mvd using Amex Prepaid
CVS reversed the charge 3x on the MVD creating a minus $992, verified by MVD.
And the Prepaid Amex has no funds.
And the receipt shows both products activated.
I pulled funds from bank because they were funds deposited using MVD. I don't think they could get at it, better safe than sorry waiting 6 months like with Paypal.

This is why I hate prepaid cards.
If something goes wrong there is virtually no protection that you get.
Once I made a $300+ purchase at target.com for something. Next thing I know they cancel the order but kept giving me the round around about my refund. I filed a protection claim with the prepaid company and called target several occasions.

After two months 20+ hours wasted I got nowhere and gave up.

Happy Jan 24, 2013 9:25 pm

Quote:

Originally Posted by member7777 (Post 20118974)
MVD clawback-maybe CVS/MVD clawback is better-
I loaded $496 to mvd using Amex Prepaid
CVS reversed the charge 3x on the MVD creating a minus $992, verified by MVD.
And the Prepaid Amex has no funds.
And the receipt shows both products activated.
I pulled funds from bank because they were funds deposited using MVD. I don't think they could get at it, better safe than sorry waiting 6 months like with Paypal.

The MVD that has a negative balance is a newly purchased MVD yesterday, right?

How could that have anything to do with your bank account?

Besides, how can you deposit funds directly from MVD to your bank account? Even you use other method(s) to extract funds from MVD then deposit it somewhere, the linkage stopped at the extraction. And those funds would be from your OTHER MVD cards, had nothing to do with the current problematic one.

Illogical thinking and may be time to simplify your web of gigs. Totally not worth it when one thing went wrong then immediately triggers an avalanche of panic attack, it so seems.

member7777 Jan 24, 2013 9:36 pm

Quote:

Originally Posted by Happy (Post 20119020)
The MVD that has a negative balance is a newly purchased MVD yesterday, right?

How could that have anything to do with your bank account?

Besides, how can you deposit funds directly from MVD to your bank account? Even you use other method(s) to extract funds from MVD then deposit it somewhere, the linkage stopped at the extraction. And those funds would be from your OTHER MVD cards, had nothing to do with the current problematic one.

Illogical thinking and may be time to simplify your web of gigs. Totally not worth it when one thing went wrong then immediately triggers an avalanche of panic attack, it so seems.

Ha ha you are pretty funny. On almost all your points.
Maybe you don't understand that if CVS magically made my MVD go $1000 in the hole, which potentially I could be responsible for, that every time you buy an mvd with a prepaid you might have nothing, or owe $1000.
If that is a panic attack, sorry, I think it is something very disturbing to those that scale mvd.


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