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-   -   Amazon Payments (https://www.flyertalk.com/forum/manufactured-spending/1144591-amazon-payments.html)

teammjs Jul 26, 2014 7:46 am


Originally Posted by queensgambit (Post 23257733)
I'm planning to do this with brother and mother (3 accounts total, all same last name). Will use different browser per user and different bank account (and of course different personal info eg DOB / SNN). Will I most likely be fine?

Most likely, yes, assuming you're not sending/receiving money from same physical address directly. That is you're not sending money to the same address you registered with AP.

smoothmunkey Jul 26, 2014 9:58 am


Originally Posted by mastermind85 (Post 23259123)
What periods of time would be good?

Look through the thread. I don't have personal experience with reopening.

bobloblaw Jul 26, 2014 3:53 pm

Question: should I be using AP by directly paying with a 2% cb card, or buy gift cards at 5% cb at a supermarket/drugstore and liquidate via AP?

$1000 via drugstore/supermarket costs $6.95x2 ($500 gcs) and 5% cb = $36.1 profit
$1000 funded directly via 2% CB card is $20 profit

So it seems better to buy the gcs from drugstore/supermarket and use AP that way, unless my logic is wrong?

skibum7732 Jul 26, 2014 4:01 pm


Originally Posted by bobloblaw (Post 23262108)
Question: should I be using AP by directly paying with a 2% cb card, or buy gift cards at 5% cb at a supermarket/drugstore and liquidate via AP?

$1000 via drugstore/supermarket costs $6.95x2 ($500 gcs) and 5% cb = $36.1 profit
$1000 funded directly via 2% CB card is $20 profit

So it seems better to buy the gcs from drugstore/supermarket and use AP that way, unless my logic is wrong?

If you value $36.10 more than $20 and the time invested in obtaining gc's is worth the $16.10. Only you can answer that

tomcanada22 Jul 26, 2014 4:57 pm


Originally Posted by J4Jets (Post 23244319)
Yeah I realized that after reading this thread. Didn't even know this thread existed until yesterday. Was about to open a Serve account so Im doing my complete hw before I dive in to that now though. Any idea if anyone has had any success getting their AP account reopened?


Just some data.
My brother was shut down over a yr ago. At 6 mths, he reapply and was pending which Amz never got back to him so meaning not approved. He then waited another 7 mths ( now over 13 mts) since shutdown and still no go. Others have reported some success so seems to vary. Can't hurt to try as nothing to lose , so report back with results.

mreno43 Jul 27, 2014 2:58 pm

A propo of nothing... Just got an email...

Heart skipped a beat when skimming it I saw the words AMAZON SHUT

DOWN...Luckily, it was an obvious phishing attempt.

Nothing like a good scare.

alanro Jul 27, 2014 7:12 pm

Question: I'm planning to send $2000 in two $1000 payments 14 days apart (on either side of the end of the month) to my wife. We have different bank accounts and credit card numbers on our AP accounts, and I am planning to close the loop by withdrawing the funds into my wife's checking account and then transferring them into mine. AP is not involved in the transfer from my wife's checking account to mine.

Is this likely to get me shut down by Amazon? I'm doing this to meet the minimum spend requirements on a Barclaycard, and have heard mixed reports of whether Barclay counts AP as a cash advance, or as a transaction towards minimum spend. Recent experiences with Barclay would be appreciated...

I apologize if this question has already been answered; I've read through many pages of of this thread without finding this particular way of using AP... Thanks!

SeeksApproval Jul 27, 2014 7:25 pm


Originally Posted by alanro (Post 23267377)
Question: I'm planning to send $2000 in two $1000 payments 14 days apart (on either side of the end of the month) to my wife. We have different bank accounts and credit card numbers on our AP accounts, and I am planning to close the loop by withdrawing the funds into my wife's checking account and then transferring them into mine. AP is not involved in the transfer from my wife's checking account to mine.

Is this likely to get me shut down by Amazon? I'm doing this to meet the minimum spend requirements on a Barclaycard, and have heard mixed reports of whether Barclay counts AP as a cash advance, or as a transaction towards minimum spend. Recent experiences with Barclay would be appreciated...

I apologize if this question has already been answered; I've read through many pages of of this thread without finding this particular way of using AP... Thanks!

That's just a simple A>B process, generally safe. To be safer, you need to consider accessing your wife's AP account with a different IP address. I would suggest using your smart phone and make sure the WIFI is turned off. Might not be totally necessary but is an additional safeguard.

Can't speak about using Barclay cards.

ftomasze Jul 27, 2014 7:32 pm


Originally Posted by alanro (Post 23267377)
Question: I'm planning to send $2000 in two $1000 payments 14 days apart (on either side of the end of the month) to my wife. We have different bank accounts and credit card numbers on our AP accounts, and I am planning to close the loop by withdrawing the funds into my wife's checking account and then transferring them into mine. AP is not involved in the transfer from my wife's checking account to mine.

Is this likely to get me shut down by Amazon? I'm doing this to meet the minimum spend requirements on a Barclaycard, and have heard mixed reports of whether Barclay counts AP as a cash advance, or as a transaction towards minimum spend. Recent experiences with Barclay would be appreciated...

I apologize if this question has already been answered; I've read through many pages of of this thread without finding this particular way of using AP... Thanks!

The limit is 1K/month. I have been doing the A>B>Bank method for months now. I do use my iPhone (no wifi) and desktop (wifi) for the additional safeguard.

alanro Jul 27, 2014 10:44 pm


Originally Posted by SeeksApproval (Post 23267431)
That's just a simple A>B process, generally safe. To be safer, you need to consider accessing your wife's AP account with a different IP address. I would suggest using your smart phone and make sure the WIFI is turned off. Might not be totally necessary but is an additional safeguard.

Can't speak about using Barclay cards.

Thank you. I would not have thought of using different IP addresses, but it seems like a good precaution to take. I am somewhat risk-averse...

vagrants Jul 28, 2014 7:03 am


Originally Posted by SeeksApproval (Post 23267431)
That's just a simple A>B process, generally safe. To be safer, you need to consider accessing your wife's AP account with a different IP address. I would suggest using your smart phone and make sure the WIFI is turned off. Might not be totally necessary but is an additional safeguard.

Can't speak about using Barclay cards.

In this instance thinking too much? So, it's your SO. They already know you and your SO has the same physical address. But, they are accessing from different IPs that may not be close to each other when they track the IPs? Say if your physical address (WiFi) is in CA, but your SO constantly accesses from NE (your phone). What's up with that? That's even more suspicious. If you are gonna do that, make sure your phone's IP is at least in the same state or something.

macdonaldj2 Jul 28, 2014 4:49 pm

... - http://thepointsguy.com/2014/07/amaz...a-credit-card/ it was a matter of time really

smoothmunkey Jul 28, 2014 8:55 pm

That was my thought exactly... He didn't go all out with telling people to form conga lines :rolleyes:

Amazon is clearly aware of people using AP for MS, so it seems unlikely that a blog post is going to put it into lockdown mode (beyond what they already engage in).

I am more worried about the AP hitting the tipping point where Amazon decides that there is no longer an advantage to offering AP for free. The Amazon phone, and the resulting increased AP user base, may be a bigger harbinger of doom than TPG :eek:

skibum7732 Jul 28, 2014 9:08 pm


Originally Posted by alanro (Post 23267377)
I'm doing this to meet the minimum spend requirements on a Barclaycard, and have heard mixed reports of whether Barclay counts AP as a cash advance, or as a transaction towards minimum spend. Recent experiences with Barclay would be appreciated...

Where are these mixed reports that you speak of:confused:

Directly from Wiki:
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.

rrgg Jul 28, 2014 9:27 pm

smoothmunkey and macdonaldj2, Can you please delete those links? Why give him free traffic?


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