When this happens, I just call up the phone number on the back of the cards, and they'll remove the $1 charge. It's annoying, but it's pretty quick and easy.

Why not just wait a week and drain it after the test charge falls off?

I've been doing A -> B -> C for over a year with no problems. I'd like to close the loop and go A -> B -> C -> A. I see that's considered ok in the Wiki above, but it looks to be based on just one report. I'm curious if anyone else is doing this kind off circled payment successfully?

Like it's been mentioned before.
No one knows what causes a shutdown. They just happen.

If you're willing to give it a chance. Do so.

Yes, exactly this.

Newbie question
 

If I open an account for me and spouse - then transfer from me to spouse - next month transfer back from spouse to me - will it work as long is it is no more than 1k?

After I transfer the money from me to spouse - can my spouse transfer it back to her checking a/c? All these for no fees?

we have same last name - I usually only use initial for the first name - will this be ok?

But use different IP for each of this accounts mentioned?

Are there any other interesting things people are doing?

I generally prefer to have as little money laying around on gift cards as possible, so I want to liquidate as soon as I can.

Does shut down=banning via SSN? Has anyone who has been shutdown signed up again with the same SSN?

No. Yes.
But with different bank account and CC numbers.

Thank you!

Just wondering, how long does it normally take for you guys to get a withdrawal from AP to Serve? I did the two test deposits and they arrived the next day. How about regular withdrawals?

My first one took 4 biz days. The test deposits were much faster (1-2 days)

4 business days? My AP to BB took a day.

Transfers to BB take way less time than transfers to other bank accounts.

BB and Serve are almost identical products though?