|
Originally Posted by dcpilgrim
(Post 22490851)
I just do A>B>A between my wife and I, I have used my card in my wife's account, though never one I have used in my account. One option for your C could be prepaid gift cards. You could buy Amex gift cards through big crumbs or Topcash back with a rebate that offsets fees, then drain them via C's account. Alternatively, with a promo like OM ran last week you could stock up and drain.
|
Originally Posted by birdhands
(Post 22491372)
As handy as this sounds, I am a little worried, here's why:
Why in the world would someone (in this case my mother, C, the authorized user) use a CC to send money to the owner (and therefore the payer) of that same CC? It's a zero-sum game. Wouldn't that raise flags? |
Good question. I guess I assumed they had some kind of eye-in-the-sky omniscience.
|
Originally Posted by birdhands
(Post 22492960)
Good question. I guess I assumed they had some kind of eye-in-the-sky omniscience.
|
Originally Posted by jhuck
(Post 22493463)
Some cards, such as the United Explorer card, have the same credit card number on the authorized users card. I would assume this is the only way they could know. That's the only AU card my wife and I have that does this, though. It seems most have unique numbers, in which case I'm not sure how AP could possibly know.
|
Originally Posted by PainCorp
(Post 22493490)
I've seen this on a few cards from Chase, my Freedom is the same way.
|
I believe only Amex gives a different card number for AUs.
|
Originally Posted by MaineCoon
(Post 22494427)
I believe only Amex gives a different card number for AUs.
|
Originally Posted by turnpike13
(Post 22494836)
time to switch religions.
|
Yet another bank does virtually the same thing. :cool:
Originally Posted by MaineCoon
(Post 22494427)
I believe only Amex gives a different card number for AUs.
|
Originally Posted by birdhands
(Post 22486252)
Please have mercy if this is a silly question, I really have read the entire thread (as well as 8 hours worth of others). If I am A and my wife is B and my mother is C, how do I get the $1k spend from C onto a rewards card that benefits A and B? Can I load a card in my own name onto my mother's ap account? Or do I somehow transfer her points/miles to myself after the fact? Thanks for your time,
Sam
Originally Posted by dcpilgrim
(Post 22490851)
I just do A>B>A between my wife and I, I have used my card in my wife's account, though never one I have used in my account. One option for your C could be prepaid gift cards. You could buy Amex gift cards through big crumbs or Topcash back with a rebate that offsets fees, then drain them via C's account. Alternatively, with a promo like OM ran last week you could stock up and drain.
Originally Posted by MarcusBWI
(Post 22491395)
Kind of a basic question, but I checked out CashBackMonitor.com to see which sites have the best rebates for Staples. Apparently ShopAtHome is the best right now, with 5% rebates. But do all these places listed give those rebates for buying gift cards through Staples? Or do you need to get them another way?
|
Originally Posted by cdancer20
(Post 22496298)
Unless you are using an Ink Bold, the fee that you will pay Staples for the GC will outweigh the reason for doing it. The max for a GC online is $100 and it costs $6.95 per card. Cashback will only be $6.41 if you are using a 1% rewards card and $7.49 if you are using a 2% card. If you are doing the GC route, it would be cheaper to go the Amex GC route as described above. Normally, if you purchase large enough, the cashback for Amex GC will more than cover the shipping and purchase fee.
2x$100 gift cards is $13.90 in fees. For two more days, you get $3 in Plink money Using Visa Savings, you get $2.2 Using SaH, you get $10.70. That's $15.90 in rebates for $13.90 in fees. Add that to 1,070 UR points for using the Ink card, and things are going pretty well. Provided all the rebates are in working order, and they definitely seem to be. It's just a challenge cashing out all the $100 GCs. |
Originally Posted by MarcusBWI
(Post 22497745)
True, but stacking rewards seems like it could be very beneficial.
2x$100 gift cards is $13.90 in fees. For two more days, you get $3 in Plink money Using Visa Savings, you get $2.2 Using SaH, you get $10.70. That's $15.90 in rebates for $13.90 in fees. Add that to 1,070 UR points for using the Ink card, and things are going pretty well. Provided all the rebates are in working order, and they definitely seem to be. It's just a challenge cashing out all the $100 GCs. |
Would it be crazy to get the SS# and DL# of a trusting older relative to be the C account? Three different bank accounts (all mine), three different credits cards, all banks linked to the A account bank? And two laptops to mix in a different IP address?
Looking to keep the risk as low as possible. |
Originally Posted by SeeksApproval
(Post 22508404)
Would it be crazy to get the SS# and DL# of a trusting older relative to be the C account? Three different bank accounts (all mine), three different credits cards, all banks linked to the A account bank? And two laptops to mix in a different IP address?
Looking to keep the risk as low as possible. |
| All times are GMT -6. The time now is 9:27 pm. |
This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.