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-   -   Amazon Payments (https://www.flyertalk.com/forum/manufactured-spending/1144591-amazon-payments.html)

iruvmattree Nov 11, 2013 10:56 pm

I haven't read the past 190ish pages, but my question isn't asked in the wiki.
Last month I started a 5 person circle, all different bank accounts, ssns, address etc. but I used the exact same card for them: my UA Club
I didn't have a problem this time transferring 5k total (split up with random values) but am wondering if there's anyone who has experience doing this themselves, and if it's working out.

If I can continue doing this, I'll keep the card; otherwise I'll cancel it.

encephalopathy Nov 11, 2013 11:00 pm


Originally Posted by iruvmattree (Post 21769065)
I haven't read the past 190ish pages, but my question isn't asked in the wiki.
Last month I started a 5 person circle, all different bank accounts, ssns, address etc. but I used the exact same card for them: my UA Club
I didn't have a problem this time transferring 5k total (split up with random values) but am wondering if there's anyone who has experience doing this themselves, and if it's working out.

If I can continue doing this, I'll keep the card; otherwise I'll cancel it.

If you're using the same exact card, how are you entering a different address?

and with the UA deval, the card is worth tossing away anyway even if you could do 5K a month on AP long term

iruvmattree Nov 11, 2013 11:16 pm


Originally Posted by encephalopathy (Post 21769078)
If you're using the same exact card, how are you entering a different address?

and with the UA deval, the card is worth tossing away anyway even if you could do 5K a month on AP long term

Each person has a different address on file, but when entering credit card info I just put in my own for everyone. So I guess I do use my own address for all at the last step.

I mean I can have everyone in my family use their own cards/ addresses then I just wouldn't get all those points :/

hightide Nov 12, 2013 2:04 am


Originally Posted by iruvmattree (Post 21769065)
I haven't read the past 190ish pages, but my question isn't asked in the wiki.
Last month I started a 5 person circle, all different bank accounts, ssns, address etc. but I used the exact same card for them: my UA Club
I didn't have a problem this time transferring 5k total (split up with random values) but am wondering if there's anyone who has experience doing this themselves, and if it's working out.

If I can continue doing this, I'll keep the card; otherwise I'll cancel it.

Yes, I have used the same card (Discover, Citi, Chase) in a 3 person circle without problems.

Aeon Nov 12, 2013 5:18 am

How risky is A (two year old) - > B (will be created) - > A?

Or would A - > B - > Newly created bank account be better?

Not looking to do anything crazy, just want my $150 bonus from my new Discover IT card.

iruvmattree Nov 12, 2013 10:09 am


Originally Posted by hightide (Post 21769529)
Yes, I have used the same card (Discover, Citi, Chase) in a 3 person circle without problems.

Thanks! 1 more question now, do you just do a 1k transaction, or multiple transactions to amount to 1k?

ramamosn Nov 13, 2013 6:00 am

No 5% CB from Chase Freedom
 

Originally Posted by AscorbylPalmitate (Post 21765336)
which Discover cards are you using? (e.g. Discover More, Discover Open Road, Discover It, etc)

also, do you have to proactively sign up for the 5% CB?

I used Chase Freedom for Amazon payments. My statement was due yesterday and I don't see 5% CB for Amazon payments transaction. Did anyone see 5% CB from Chase Freedom?

jamesteroh Nov 13, 2013 7:25 am


Originally Posted by ramamosn (Post 21776706)
I used Chase Freedom for Amazon payments. My statement was due yesterday and I don't see 5% CB for Amazon payments transaction. Did anyone see 5% CB from Chase Freedom?

I don't think it will work with the Chase Freedom card. The Chase Freedom cash back bonus clearly states AMAZON.com not Amazonpayments. Amazon.com and amazonpayments are two different companies. Discover is for any online purchases, so someone could easilly be paying for an online purchase with Amazon Payments. You should still get the 1% with chase though.

If you shop at Amazon a lot like I do, I would just buy a gift card on their site and send it to yourself and apply it to your account. I spend between $200 to $500 a month on amazon so I did that. I figure it's a 5% savings and I'll use it up before April.

alik99 Nov 13, 2013 8:24 am


Originally Posted by jamesteroh (Post 21777042)
I don't think it will work with the Chase Freedom card. The Chase Freedom cash back bonus clearly states AMAZON.com not Amazonpayments. Amazon.com and amazonpayments are two different companies. Discover is for any online purchases, so someone could easilly be paying for an online purchase with Amazon Payments. You should still get the 1% with chase though.

If you shop at Amazon a lot like I do, I would just buy a gift card on their site and send it to yourself and apply it to your account. I spend between $200 to $500 a month on amazon so I did that. I figure it's a 5% savings and I'll use it up before April.

exactly right... AMZ payment never counted towards Freedom bonus.
Another option is to buy several gift cards in lower denominations, so that you can give them out as gifts for holidays ;)

jamesteroh Nov 13, 2013 8:34 am


Originally Posted by alik99 (Post 21777377)
exactly right... AMZ payment never counted towards Freedom bonus.
Another option is to buy several gift cards in lower denominations, so that you can give them out as gifts for holidays ;)

Something else you can do is buy gift cards for other places for people for holiday gifts or buy place you shop at on Amazon and and use them yourself when you shop, it's like a 5% savings as well:)

Amazon has gift cards for a lot of places I shop at like Whole Food and Subway at cost with prime shipping.

Fortunately Amazon still isn't charging sales tax in the state I live in, so that is another big savings for me.

cowboyguy Nov 13, 2013 8:37 am

I am an infrequent shopper on Amazon. For those who shop at Amazon.com a lot, do you know what is the "best" thing to be purchased on amazon? It could be a gift card or anything.

busymike Nov 13, 2013 9:13 am

cowboy guy - diapers and formula, for me, offer the most savings over store prices when you do the amazon mom 20% off.

i also stock up on TP, paper towels, soap, detergent, etc with subscribe and save.

hightide Nov 13, 2013 10:38 am


Originally Posted by iruvmattree (Post 21771601)
Thanks! 1 more question now, do you just do a 1k transaction, or multiple transactions to amount to 1k?

I usually do multiple transactions amounting to 1k, but this month I did a lumpsum 1k transaction without problems (to take advantage of the $30 credit for every $1k or more transaction I make in Nov and Dec- it's a targetted offer from Discover).

cowboyguy Nov 13, 2013 10:42 am


Originally Posted by busymike (Post 21777722)
cowboy guy - diapers and formula, for me, offer the most savings over store prices when you do the amazon mom 20% off.

i also stock up on TP, paper towels, soap, detergent, etc with subscribe and save.

Diapers are cheap on Amazon - but not cheaper than Costco. I signed up for Amazon Mom a couple of weeks ago and found that Costco still offers lower prices.

Costco:

180 Diapers for $38.99
Price per each: 0.22 cents

http://www.costco.com/Huggies%C2%AE-....11761477.html

Amazon Mom

192 Diapers for $44.94
Price per each: 0.23 cents

http://www.amazon.com/gp/product/B00...e_epc__1p_4_lm

-------------------

Although the difference is only a cent but just wanted to show you that without the Freedom 5% category, you'll still be better off in Costco.

cowboyguy Nov 13, 2013 10:44 am


Originally Posted by cowboyguy (Post 21778335)
Diapers are cheap on Amazon - but not cheaper than Costco. I signed up for Amazon Mom a couple of weeks ago and found that Costco still offers lower prices.

Costco:

180 Diapers for $38.99
Price per each: 0.22 cents

http://www.costco.com/Huggies%C2%AE-....11761477.html

Amazon Mom

192 Diapers for $44.94
Price per each: 0.23 cents

http://www.amazon.com/gp/product/B00...e_epc__1p_4_lm

-------------------

Although the difference is only a cent but just wanted to show you that without the Freedom 5% category, you'll still be better off in Costco.

My bad. I wasn't taking into account the 20% off that Amazon Mom provides. That proves you right :)


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