New AY co-branded Diners Club card
Sep 19, 2018, 6:26 am
#376
Join Date: Jan 2014
Location: Helsinki
Programs: AY Platinum
Posts: 303
For what it's worth, the link to the AY MC application seems to be still working: https://www.finnair.com/fi/gb/finnai...stercard#logIn
Sep 19, 2018, 6:45 am
#377
FlyerTalk Evangelist
Original Poster
Join Date: Jan 2008
Location: HEL
Programs: lots of shiny metal cards
Posts: 14,107
Yeah, it's not that SEB Kort is leaving Finland, but (if the rumours are true) it's DC that does, so obviously other SEB products are not effected.
Sep 19, 2018, 9:27 am
#379
Join Date: Aug 2007
Location: KUO
Programs: HH Diam, AY/AX/KQ/IHG/VISA Plat, SK/Bonvoy/Melia/Strawberry Gold, Radisson Prem, PP Prest
Posts: 2,266
Now it is also on the Finnish web that no Diners cards can be applied for any longer. I have not received a reply on how long the current cards will be functional and if they will be renewed. To me this seems silly business.
However, SEB will carry on Finnair Plus MC deal. I asked also if the rules are about to change but have not received yet a reply to that. With the MC, SEB has a problem of not enabling e-billing to the bank, and instead they prefer to send paper bills.
However, SEB will carry on Finnair Plus MC deal. I asked also if the rules are about to change but have not received yet a reply to that. With the MC, SEB has a problem of not enabling e-billing to the bank, and instead they prefer to send paper bills.
Sep 19, 2018, 11:27 am
#381
FlyerTalk Evangelist
Original Poster
Join Date: Jan 2008
Location: HEL
Programs: lots of shiny metal cards
Posts: 14,107
Sep 19, 2018, 12:51 pm
#383
Join Date: Jun 2015
Programs: AY+, SK EB
Posts: 2,962
Am I the only one who thinks that just pulling out of the Nordics and closing the operations is weird? I mean if you don't earn the required money for what you offer, wouldn't you try to adjust your offer (given that there is a lot of pressure on the CC fees which will unlikely go up)?
DC has operations in other countries in Europe where they are way weaker than Finland. I don't get it.
DC has operations in other countries in Europe where they are way weaker than Finland. I don't get it.
Sep 19, 2018, 1:10 pm
#384
Join Date: Jul 2012
Location: Helsinki
Programs: A3 Gold, BA Silver
Posts: 1,014
Am I the only one who thinks that just pulling out of the Nordics and closing the operations is weird? I mean if you don't earn the required money for what you offer, wouldn't you try to adjust your offer (given that there is a lot of pressure on the CC fees which will unlikely go up)?
DC has operations in other countries in Europe where they are way weaker than Finland. I don't get it.
DC has operations in other countries in Europe where they are way weaker than Finland. I don't get it.
Sep 19, 2018, 1:12 pm
#385
Moderator, Finnair
Join Date: May 2011
Location: MMX (CPH)
Programs: Eurobonus Diamond, QR Gold, AY+ Platinum, A3*G, Nordic Choice Lifetime Platinum, SJ Prio Black
Posts: 14,180
Am I the only one who thinks that just pulling out of the Nordics and closing the operations is weird? I mean if you don't earn the required money for what you offer, wouldn't you try to adjust your offer (given that there is a lot of pressure on the CC fees which will unlikely go up)?
DC has operations in other countries in Europe where they are way weaker than Finland. I don't get it.
DC has operations in other countries in Europe where they are way weaker than Finland. I don't get it.
Perhaps SEB kort is not willing to house them anymore, and setting up an entirely new financial entity with all the permits needed could be a too large bump in the road. Who knows.
But they have tried to change their offer. All to the worse. And they have lost ≈30% of their turnover the last couple of years.
Last edited by intuition; Sep 19, 2018 at 1:18 pm
Sep 19, 2018, 1:23 pm
#386
Join Date: Dec 2013
Programs: AY+ Plat, A3*G
Posts: 672
And they also exited Baltics some time ago IIRC. At least DC doesn't work in those countries (anymore).
By the way.. I just got my new card today in the post. Expiry 10/19 as per the tracking period + 2 months - still no contactless chip. AY MC also arrived, it finally has a contactless chip (wohoo!)
By the way.. I just got my new card today in the post. Expiry 10/19 as per the tracking period + 2 months - still no contactless chip. AY MC also arrived, it finally has a contactless chip (wohoo!)
Sep 19, 2018, 5:53 pm
#388
Join Date: May 2012
Location: HEL
Programs: AY+ Platinum (OWE), HH Diamond, Marriott Platinum, AX
Posts: 190
Of course this happens just when I was seriously contemplating to give the AY Diners a try 
What remains to be seen is whether any equal ways to earn AY points emerge compared to AY Plat DC. As mentioned earlier in the thread, we can always hope a new SAS Amex type AY co-branded card. However, the Finnish credit card market is yet in many ways far behind Sweden so I'm not overly optimistic about that.
Would also be interested to know what triggered the pull-out from the Nordics. I haven't had a DC in card in some years but I would generally say that the card has been on decline, not just in Finland, for quite some time. Perhaps the agreement term between SEB and DC was coming to an end and SEB felt that they can make the money out through their own offerings or by some other way. Who knows.
What remains to be seen is whether any equal ways to earn AY points emerge compared to AY Plat DC. As mentioned earlier in the thread, we can always hope a new SAS Amex type AY co-branded card. However, the Finnish credit card market is yet in many ways far behind Sweden so I'm not overly optimistic about that.
Would also be interested to know what triggered the pull-out from the Nordics. I haven't had a DC in card in some years but I would generally say that the card has been on decline, not just in Finland, for quite some time. Perhaps the agreement term between SEB and DC was coming to an end and SEB felt that they can make the money out through their own offerings or by some other way. Who knows.
Sep 20, 2018, 12:34 am
#390
Join Date: Apr 2005
Location: The Baltic Sea
Programs: AY, BT, DY and SK. Scandic, Radisson, Marriott and HHonors. ClubONE
Posts: 5,890
Credit card companies have to live from something. Merchant fees, I guess, are being regulated, the euro means there are less currency exchange fees and online banks take away the rest.