Feb 9, 2017, 10:56 pm
Last edit by: MDtR-Chicago
US Bank Flexperks credit cards
U.S. Bank FlexPerks® Gold American Express® Card
U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card
U.S. Bank FlexPerks® Select+ American Express® Card
__________________________________________________ _________
Flexperks FAQ: http://www.flexperks.com/credit/rewardsRedemption.do
application page: http://www.flexperks.com/credit/welc...w&lang=en&exp=
Flexperks Real-Time Rewards Confirmed Merchants:
Flexperks listed examples: "United, American, British Airways, Emirates, JetBlue, Southwest, Delta, Sun Country", however BEWARE that "non U.S. merchants" are not supposed to work (i.e. British Airway & Emirates). Supervisor has said that this list hasn't been updated to exclude non-US airlines. Note that it will be difficult to get any transactions covered if Real-time Rewards do not work automatically.
Airlines:
Lodging:
Other:
U.S. Bank FlexPerks® Gold American Express® Card
U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card
U.S. Bank FlexPerks® Select+ American Express® Card
__________________________________________________ _________
Flexperks FAQ: http://www.flexperks.com/credit/rewardsRedemption.do
application page: http://www.flexperks.com/credit/welc...w&lang=en&exp=
Flexperks Real-Time Rewards Confirmed Merchants:
Flexperks listed examples: "United, American, British Airways, Emirates, JetBlue, Southwest, Delta, Sun Country", however BEWARE that "non U.S. merchants" are not supposed to work (i.e. British Airway & Emirates). Supervisor has said that this list hasn't been updated to exclude non-US airlines. Note that it will be difficult to get any transactions covered if Real-time Rewards do not work automatically.
Airlines:
- American Airlines
- Delta
- Southwest
- Sun Country
- United Airlines
Lodging:
Other:
- Uber
U.S. Bank FlexPerks
Mar 12, 2015, 1:01 pm
#1081
Join Date: Jan 2006
Location: Seattle
Programs: AAdvantage Plat+, FoundersCard, Amex Plat, TR Diamond, Marriott Gold, Wyndham Dia, HH Gold, Hertz 5*
Posts: 785
There's no problem with booking one RT plus half of another as a multi-segment trip, right? I can get SMF-SEA/SEA-SMF/SMF-SEA for just under $400, so I'm hoping to do that & just buy the last leg separately.
Mar 12, 2015, 3:34 pm
#1082
Join Date: May 2013
Location: LHR
Programs: AA EXP, DL DM, Marriott Titanium
Posts: 1,033
Mar 14, 2015, 12:53 pm
#1083
FlyerTalk Evangelist
Join Date: May 2006
Location: SEA or BGR, Lower Earth Orbit
Programs: UA 1K
Posts: 17,217
The Golfer just got an app for an AmEx edition of the Flex Perks card. 10k bonus with $500 spend in the first 90 days. It doesn't seem to have any appreciable differences between it and the Visa.
Mar 14, 2015, 7:46 pm
#1084
Join Date: Feb 2006
Posts: 203
What is The Golfer? Is there another way to get this signup offer? Thanks!
Mar 14, 2015, 8:09 pm
#1085
FlyerTalk Evangelist
Join Date: May 2006
Location: SEA or BGR, Lower Earth Orbit
Programs: UA 1K
Posts: 17,217
Mar 16, 2015, 7:30 am
#1086
Join Date: Apr 2006
Location: LIS/ATL/other
Programs: UA 1K, Avis PC, Hertz PC, Sixt Plat, Marriott Gold, HH Silver
Posts: 1,983
- You only pay the annual fee on one. So if you have the VISA and add the Amex, or vice versa, there is no additional annual fee.
- Both VISA and Amex have a rewards reduction after the first $120,000/year. But that is per account. So if you get both you can take the full rewards up to 2x$120,000/year.
- VISA works with Apple Pay, Amex does not.
- Amex gets 2x Flexpoints on restaurants, VISA gets 1x
- My Amex offer came with 15 months of 0% interest on purchases. Don't know about the The Golfer's offer, but mine did.
- The insurance coverages are significantly different. They have similar names, but the devil is in the details, and you have to read the fine print carefully. For example, VISA car rental coverage is worldwide (with a few countries excluded), Amex is only US and Canada. There are plenty of differences in the other coverages too, and there is no clear winner but they are different and caveat emptor applies.
Mar 16, 2015, 10:13 am
#1087
Join Date: Apr 2014
Location: UES/MWC
Programs: Braniff, TWA, Eastern, Midwest, AA Exec, Club Carlson Gold
Posts: 270
The offer I got also included an annual statement credit to offset the AF. Even with that and my very positive experience above, I'm not sure that the 10k bonus is worth the hard pull, to be honest. They pull TU for me, and I have quite a few pulls there recently. If they pulled from EQ or EXP I might think differently. YMMV.
Mar 17, 2015, 2:03 pm
#1089
FlyerTalk Evangelist
Join Date: May 2006
Location: SEA or BGR, Lower Earth Orbit
Programs: UA 1K
Posts: 17,217
Mar 17, 2015, 4:19 pm
#1090
Join Date: Feb 2011
Posts: 751
Mar 17, 2015, 7:43 pm
#1091
Join Date: Jan 2013
Location: NYC
Posts: 538
A few days ago, I received the following snail mail offer for the Amex:
I have no other US Bank accounts.
- 20K points after $500 spend in 90 days
- 0% interest on purchases for first 18 billing cycles
- 0% fee on balance transfers in first 30 days
- $49 annual fee waived for first year
I have no other US Bank accounts.
Mar 23, 2015, 9:48 pm
#1092
Join Date: Aug 2013
Posts: 240
However, in re-reading their terms now, it seems a little less clear. It seems that the bonus spend categories would still be applicable above 120,000 in spend but the terms are a little unclear. The bonus category paragraph does not contain verbiage regarding the above 120,000 in spend.
Are you able to clarify at all?
Mar 24, 2015, 6:36 am
#1093
Join Date: Apr 2011
Programs: UA Gold, AA Gold, Hyatt Plat, SPG Gold, Marriott Plat, Hilton Gold, Hertz Pres Circle, etc etc
Posts: 382
I always thought that you can earn as much above that cap as you want. But, in order to do so, you need to have auto payment set up in a specific way, according to their terms.
However, in re-reading their terms now, it seems a little less clear. It seems that the bonus spend categories would still be applicable above 120,000 in spend but the terms are a little unclear. The bonus category paragraph does not contain verbiage regarding the above 120,000 in spend.
Are you able to clarify at all?
However, in re-reading their terms now, it seems a little less clear. It seems that the bonus spend categories would still be applicable above 120,000 in spend but the terms are a little unclear. The bonus category paragraph does not contain verbiage regarding the above 120,000 in spend.
Are you able to clarify at all?
Mar 24, 2015, 7:40 am
#1094
FlyerTalk Evangelist
Join Date: May 2006
Location: SEA or BGR, Lower Earth Orbit
Programs: UA 1K
Posts: 17,217
This may sound dumb. But does the autopay need to cover the entire amount? Or just the minimum balance? We tend to make a weekly payment on the account so it is paid off by the end of the month. I wouldn't mind recapturing the missing/lost points in the future.
Mar 24, 2015, 2:58 pm
#1095
Join Date: Aug 2013
Posts: 240