1. From January 1, 2021 through June 30, 2021, you will earn one and a half (1.5) Points on the first $2,000 in purchases made at stores or retailers classified under the following merchant category codes (MCC): 5122 Drugs, Drug Proprietors, and Druggists Sundries, 5912 Drug Stores, Pharmacies, 5300 Wholesale Clubs, 5411 Grocery Stores / Supermarkets, 5422 Freezer and Locker Meat Provisioners, 5441 Candy Stores / Confectionery Stores / Nut Stores, 5451 Dairy Products Stores, 5462 Bakeries, 5499 Misc. Food Stores - Convenience Stores and Specialty Markets, 5541 Service Stations, 5542 Fuel Dispenser, 5047 Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies, 5975 Hearing Aids-Sales, Service, Supply Stores, 5976 Orthopedic Goods-Artificial Limb Stores, 8011 Doctors, 8021 Dentists, Orthodontists, 8031 Osteopathic Physicians, 8041 Chiropractors, 8042 Optometrists, Ophthalmologists, 8043 Opticians, Optical Goods, and Eyeglasses, 8049 Chiropodists, Podiatrists, 8050 Nursing and Personal Care Facilities, 8062 Hospitals, 8071 Dental and Medical Laboratories, 8099 Health Practitioners, Medical Services. When you reach the benefit cap (e.g., you spend $2,000 on purchases in Home and Health categories to earn 1.5X Points on these purchases) you will earn 1X Points for future purchases. HSBC is not responsible for 1) the merchant's transaction description, 2) selection of MCC, 3) delays in the merchant submitting the transaction

From January 1, 2021 through June 30, 2021, you will earn two (2) Points on the first $3,000 in purchases made at stores or retailers classified under the following merchant category codes (MCC): 5122 Drugs, Drug Proprietors, and Druggists Sundries, 5912 Drug Stores, Pharmacies, 5300 Wholesale Clubs, 5411 Grocery Stores / Supermarkets, 5422 Freezer and Locker Meat Provisioners, 5441 Candy Stores / Confectionery Stores / Nut Stores, 5451 Dairy Products Stores, 5462 Bakeries, 5499 Misc. Food Stores - Convenience Stores and Specialty Markets, 5541 Service Stations, 5542 Fuel Dispenser, 5047 Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies, 5975 Hearing Aids—Sales, Service, Supply Stores, 5976 Orthopedic Goods—Artificial Limb Stores, 8011 Doctors, 8021 Dentists, Orthodontists, 8031 Osteopathic Physicians, 8041 Chiropractors, 8042 Optometrists, Ophthalmologists, 8043 Opticians, Optical Goods, and Eyeglasses, 8049 Chiropodists, Podiatrists, 8050 Nursing and Personal Care Facilities, 8062 Hospitals, 8071 Dental and Medical Laboratories, 8099 Health Practitioners, Medical Services. When you reach the benefit cap (e.g., you spend $3,000 on purchases in Home and Health categories to earn 2X Points on these purchases) you will earn 1X Points for future purchases. HSBC is not responsible for 1) the merchant's transaction description, 2) selection of MCC, 3) delays in the merchant submitting the transaction or 4), if the transaction date provided by the merchant differs from your actual purchase date.

HSBC is accelerating its “pivot to Asia”, moving top executives from London to Hong Kong, scrapping its US retail banking operation and planning further expansion in Singapore.

On May 1, 2012, Capital One completed its acquisition of the majority of HSBC’s United States credit card business... HSBC is neither selling Capital One the totality of its U.S. credit card business, nor ceasing to issue credit cards in the United States. Prior to the sale, HSBC issued credit cards in the US through two distinct subsidiary companies: HSBC Finance Corp. and HSBC USA. Capital One purchased HSBC Finance Corp., which includes the popular brand names Orchard Bank and Household Bank as well as HSBC’s suite of co-branded cards, such as the Best Buy Credit Card and the GM credit card