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Old Feb 14, 2020, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
HSBC (USA) Premier has eleven airline transfer partners, and two hotel chain partners. Cards issued in other countries may have different partners and transfer ratios

ONE WORLD
British Airways (Avios) 1:1
Iberia (Avios) 1:1
Qantas 1:1
Qatar Airways (Avios) 1.25:1

SKYTEAM
Flying Blue 1.25:1

STAR
Avianca 1.25:1
Eva Air 1.25:1
TAP Portugal 1:1
Turkish 1.25:1

INDEPENDENT
Aer Lingus (Avios) 1:1
Emirates 1:1

HOTELS
Accor 2:1
Wyndham 1.25:1


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HSBC Premier World MasterCard

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Old Sep 19, 2025 | 7:04 pm
  #856  
gudugan
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My AF just hit - is it correct that there is nothing that I can downgrade to? I only use the $5 a month streaming credit, so it's $35 annual fee to hold onto it. Thanks!

Edit: I called in and they said the only other card is the Elite card, which I'm not interested in.
They said they don't do retention offers but they waived the annual fee for a year
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Last edited by gudugan; Sep 20, 2025 at 12:57 pm Reason: answered own question
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Old Feb 2, 2026 | 7:23 am
  #857  
TravelinSperry
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Originally Posted by gudugan
My AF just hit - is it correct that there is nothing that I can downgrade to? I only use the $5 a month streaming credit, so it's $35 annual fee to hold onto it. Thanks!

Edit: I called in and they said the only other card is the Elite card, which I'm not interested in.
They said they don't do retention offers but they waived the annual fee for a year
When I looked at ways to redeem rewards, I see a thing called "Annual Fee Eraser". It's unclear how many points are required to "erase" it, but apparently it is possible
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Old Feb 3, 2026 | 8:01 pm
  #858  
AshleyH
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FYI I called in and requested the AF be waived, they did for the first year, but won't be possible for next year. Welp, I'm gonna keep it until they actually are going to charge me I guess.
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Old Feb 24, 2026 | 3:07 pm
  #859  
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Seems the UK is running a BA Avios transfer special

HSBC Premier Rewards Avios Bonus

Not sure if the transfer applies to HSBC US accounts.
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Old Feb 27, 2026 | 12:25 pm
  #860  
gudugan
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My card was stolen and used for online charges. I found this interesting as the only thing I charge on it is Netflix to get the $5 credit
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Old Feb 27, 2026 | 7:45 pm
  #861  
mia
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Originally Posted by gudugan
My card was stolen
Your physical card, or the account number?
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Old Feb 27, 2026 | 7:45 pm
  #862  
gudugan
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Account number. I still have the physical card
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Old Feb 27, 2026 | 7:51 pm
  #863  
mia
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It's possible that the number was intercepted when you typed it into the form of Netflix's website, but these days card numbers are often compromised in bulk, and it has nothing to do with your individual use.
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Old May 20, 2026 | 12:34 pm
  #864  
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Current transfer rates
Anyone knows if the US version still has a Point Transfers rate of 1 to 1.25?

I'm considering applying for the Elite MC for the 60K sign up bonus.



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Old May 20, 2026 | 2:25 pm
  #865  
mia
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Originally Posted by Blackheath
Anyone knows if the US version still has a Point Transfers rate of 1 to 1.25?
To which partner?
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Old May 21, 2026 | 6:05 am
  #866  
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All airline partners.
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Old May 21, 2026 | 7:50 am
  #867  
mia
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Originally Posted by Blackheath
All airline partners.
Six airlines are 1:1, five are 1.25:1. To be clear, 1.25:1 means that you need to redeem 1,250 HSBC points for 1,000 airline miles. See the Wikipost at the top of this thread for the details.
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Last edited by mia; May 21, 2026 at 7:59 am
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Old May 21, 2026 | 11:17 pm
  #868  
Blackheath
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Thanks. Didn't think that the wiki was up to date. At some point, BA was devalued to 1.25 to 1. So it's good to see that it is back to 1 to 1.
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