Originally Posted by
gudugan
My AF just hit - is it correct that there is nothing that I can downgrade to? I only use the $5 a month streaming credit, so it's $35 annual fee to hold onto it. Thanks!
Edit: I called in and they said the only other card is the Elite card, which I'm not interested in.
They said they don't do retention offers but they waived the annual fee for a year

When I looked at ways to redeem rewards, I see a thing called "Annual Fee Eraser". It's unclear how many points are required to "erase" it, but apparently it is possible