Yes, for dining there is 5x on Citi Prestige and Custom Cash, there is 4x on Cap1 Savor, 4x on Amex Gold and Business Gold, and I'm usually getting 10x on GGR on Sears card all the time.
2x on travel? Meh!

“GGR”?

Agreed. It’s difficult to find applicable statistics but it’ obvious the vast majority of people have zero interest in all aspects of loyalty programs, including credit cards (rewards). Most people think it’s all a scam and or it’s (all) “not worth it”.

We here, who undoubtedly think they’re all leaving money on the table, are barely a blip on the radar (of number of customers) of banks and credit card issuers. We might possibly have disproportionate influence, but our numbers are most likely (relatively) small.

Gas, Grocery, Restaurants

Edit: yugi beat me to it... :)

GGR = Gas, Groceries, and Restaurants

This is definitely true, and card issuers have taken action based on the activities of churners. From a business process perspective, it's generally a bad idea to change a process due to outliers. While churners (or optimizers if you prefer) have the appearance of an outsized impact, we typically don't have a visible impact in the aggregate. In the case of Bilt, I imagine that one of the reasons why churners do have a material impact is because there are likely few non-churners applying for the Bilt card. Even without the Rent Day bonus, it's still a great card considering that there is no annual fee and there are some great transfer partners.

Cool, 10x (ongoing) on anything, I’m impressed :tu:, color me envious*.

With my credit card holdings, based in good part on maintaining 4/24 (or lower), 80-90% Biz cards these days, and carrying as few cards as possible in my wallet, it’s challenging for me to get more than 2x on GG. I’d be tickled pink** to get more than 2x (ongoing) on GG, trying to eat healthy lately so the R isn’t as significant ;).

(* Envy: Involves wanting something that someone else has, such as a quality, privilege, or luck. It can also involve feeling pain at seeing someone else have something desirable. Jealousy: Involves fearing that you might lose something you have, such as a relationship or possession. It can also involve resentment that someone has achieved something you want, or being protective of something you have. Jealousy can lead to feelings of anger, resentment, or sadness. Although many people consider “envy” and “jealousy” synonymous, they actually have distinct meanings. Envy is “the painful feeling of wanting what someone else has, like attributes or possessions.” If you're jealous, you feel “threatened, protective, or fearful of losing one's position or situation to someone else.”)

(**"Tickled pink" is an informal idiom that means to be very happy or amused.)

It's actually 11x.

Thanks for rubbing it in :D.

But you need to spend either $1000 or $2000 per month in a combination of those categories.
And sometimes there is an overlapping category like online, which can add another 5-10x on top of that.

Yeah yeah yeah, now you’re just showing off :D :D :D.

Some credit cards offer more than 1% for rent.
(a) My landlord charges a flat 3% (was 2.95% + $3.50). So any credit card which pays >4% might be better than BILT (only looking at cashback).
(b) Rent can be used for SUBs (new account or upgrade bonuses) which may be 10-40+% (as cash), and higher as transferred points.
(c) Bonus days (e.g. all purchases on day X receive an extra Y%) or special offers

My current rent setup gives 2.76% (without SUBs, 5.76% - 3% fee = 2.76%), higher with SUBs.

Well don't leave us hanging... how do you do it?

Bilt is more than 1% based on your valuations of Alaska or Hyatt points

Discussion here: https://www.flyertalk.com/forum/citi...syw-cards.html

Wonder how much money Bilt saves by truncating (rounding down) number of points instead of rounding off or rounding up?

Examples: $5.99 charge = 5 Bilt points, not 6. $5.01 charge = 5 Bilt points, not 6.

That's why I go back to Chase Sapphire Reserve after hitting Platinum with Bilt.

And next year, I have no chance for Platinum, so all dining will go on CSR. Given that it's 3x, Bilt won't miss me.

Bilt drops Hawaiian transfer partner.
https://viewfromthewing.com/bilt-rew...aska-airlines/