Thank you for the quick reply, now I can finally finish setting it up. No, definitely not worth the 3% to me, but I can see where it would be for someone chasing a certain balance for a bonus.

We had scheduled a trip on TAP that we paid cash for (against all the rules of FT, I'm sure :P ) and then Covid hit so we had to cancel. Was like pulling teeth trying to get our money back even though most places were letting even non-refundable tickets get refunded. I found their customer service to be awful...though, it could have just been the person I dealt with.
I'm meh as well on Accor (the program) though we like some of their hotels.

The fact that they are still adding partners gives me a little (very little) hope that they will stay around for a while longer (meaning Bilt).

I may not be understanding the question correctly and I’m not sure if the question refers to a Bilt Rewards Mastercard Credit Card account or only a Bilt rewards account (without Bilt Credit Card).

If the question is referring to the (as per WikiPost) “Bilt Rent Account, which is a transaction bank account that can be used by you solely to make rent payments”, the account and routing numbers for which are assigned upon approval for a Bilt Credit Card, then upon sending those account and routing numbers for payment of HOA fees via ACH pull, the charge for those fees will appear like any other charges on one’s Bilt Credit Card activity and if 4 other transactions are made during the statement period will earn 1x Bilt points.

I believe Bilt Protect only applies to those who have a Bilt Rewards account WITHOUT an associated Bilt Rewards Credit Card or those who opened a Bilt Rewards account well BEFORE opening a Bilt Rewards Credit Card. I don’t have either of those uncommon experiences, maybe someone(s) who does can confirm if my understanding is correct.

No, Bilt Protect just bypasses the Bilt Credit limit. E.g. if my Bilt credit limit is 5000 but my rent is 4500, I don't want my rent payment to eat up 90% of my credit limit every month, so it comes straight from my bank account instead without affecting my credit limit, and I still get points. While also having the card.

I recall a number of horror studies about TAP refunds. I have stayed at a number of Accor brands and generally found them to be decent quality and consistent, but I don’t need another hotel program, and from what I recall hearing, it seems to not be a very rewarding program. So for future Accor stays I would probably try to earn something in other programs with AA Hotels or more broadly RocketMiles.

Richard Kerr, in recently discussed podcast, mentioned that they had several new partners coming this fall. Hopefully (for Bilt loyalists, which I am not) this wasn’t all.

yes, this is what I have. Unfortunately my rent is more than my credit limit, but that's a different story...

Question about Bilt Blade flight benefit
 

I am platinum level with Bilt effective early in 2024 with a question about the Blade helicopter flight benefit. I understand that the benefit is supposed to be one free Blade flight each year that I am have Platinum status. There is currently one free Blade flight showing in my Bilt rewards. My Platinum status expires 12/2025 and that is also the expiration of the one free Blade helicopter flight. Will I receive a second free flight (for a total of two flights) in January 2025 since I will be a Platinum member for all of 2025?

Nope. Once for each time you earn Platinum. You earned it once, in 2024, so you get it once, so far.

Well, card was hacked/tried to use to buy Farm supplies in NC so had to call and have account closed and new account number issued etc. What is with this card?

From my statement

Changes to the Guide to Benefits for Attune Mastercard®, Bilt Mastercard®, Choice Privileges®
Mastercard®, Choice Privileges® Select Mastercard®, One Key™ Mastercard®, and One Key+™
Mastercard® credit cards

Effective January 1, 2025

1. The Mastercard Airport Concierge™ section will be removed in its entirety. This benefit is still
available, and you can call 1-800-Mastercard (1-800-627-8372) for the latest benefit information.

2. In the Mastercard Travel and Lifestyle Services section, the following language has been modified:

In the first paragraph, the sentence “As a Mastercard® cardholder, you have access to a lifestyle
manager that will help you plan your vacation — complimentary, at your convenience, 24 hours
a day, 7 days a week.” has been replaced with:

— “Asa Mastercard® cardholder, you have access to a lifestyle concierge that will help you
plan your vacation — complimentary, at your convenience, 24 hours a day, 7 days a week.”

In the second paragraph, the sentence “*Travel and Lifestyle Services are provided by Ten
Lifestyle Group plc.” has been replaced with:

— “*Travel and Lifestyle Services are provided by a third party.”

In the third paragraph, the sentence “**Mastercard Lowest Hotel Rate Guarantee: If you book
a qualifying ‘prepaid hotel rate’ or ‘pay at local hotel rate’ hotel stay through the Mastercard
Travel and Lifestyle Services program either online or through an authorized program agent
using your Mastercard and then find the same hotel room type, in the same hotel, for the same
dates, the same number of children and adults, at a lower price online, before taxes and fees,
we'll refund you the difference.” has been replaced with:

— “**Mastercard Lowest Hotel Rate Guarantee: If you book a qualifying ‘prepaid’ rate or
‘postpaid’ rate hotel stay through the Mastercard Travel and Lifestyle Services program
either online or through an authorized program agent using your Mastercard and then
find the same hotel room type, in the same hotel, for the same dates, the same number
of children and adults, at a lower price online, before taxes and fees, we'll refund you
the difference.”

In the fourth paragraph, the sentence “***Mastercard Hotel Stay Guarantee: The Mastercard
Travel and Lifestyle Services Hotel Stay Guarantee is simple — if you book your three-star
or higher hotel stay through the Mastercard Travel and Lifestyle Services program and
you encounter problems with the hotel, contact Ten Lifestyle Group plc, the designated
travel agent for the Mastercard Travel and Lifestyle Services program at Toll-free (US)
1-855-802-1387 during your stay and a Ten lifestyle manager will attempt to make it right for
the remainder of your stay by working directly with the hotel to try to resolve your issue or will
make efforts to find you comparable accommodations.” has been replaced with:

“*** Mastercard Hotel Stay Guarantee: The Mastercard Travel and Lifestyle Services Hotel
Stay Guarantee is simple — if you book your three-star or higher hotel stay through the
Mastercard Travel and Lifestyle Services program and you encounter problems with the
hotel, contact Mastercard Travel and Lifestyle Services Toll-free (US) 1-855-802-1387
during your stay and a lifestyle concierge will attempt to make it right for the remainder of
your stay by working directly with the hotel to try to resolve your issue or will make efforts
to find you comparable accommodations.”

As of the above effective dates, your updated Guide to Benefits can be located at:

wellsfargo.com/attunebenefits for Attune Mastercard;
wellsfargo.com/biltbenefits for Bilt Mastercard;
wellsfargo.com/choicebenefits for Choice Privileges Mastercard;
wellsfargo.com/choiceselectbenefits for Choice Privileges Select Mastercard;
wellsfargo.com/onekeybenefits for One Key™ Mastercard;
wellsfargo.com/onekeyplusbenefits for One Key+™ Mastercard.

You can also call the number on the back of your card to request a paper copy of the updated terms.
We accept relay calls, including 711.

iirc its not a bilt issue, its a Wells Fargo issue. I think it was something that the card numbers and cvc numbers arnt random and can easily be guessed or something to that effect.

I actually do think that was Bilt's fault. They wanted to be able to present a number immediately upon approval so customers could use these online right away and add them to their digital wallets. But the algorithm they used was either hacked or guessed or something and people seem to be able to replicate some part of it. Wells Fargo clearly has much, much more experience producing card numbers.

From today’s Bilt rent day email:

How to make the most of your points this month:

• You can now redeem your Bilt Points with two new travel partners - TAP Air Portugal and Accor (which can be used for stays at Fairmont, Raffles, SLS, Mondrian, and more!).
• Enjoy a 50% transfer bonus when transferring points to British Airways Avios this Rent Day.
• Upgrade your holiday gatherings by redeeming points on our home collection collab with Martha Stewart, which includes her new signature cookbook (her 100th book!). To celebrate this milestone, 15 lucky Bilt Members who purchase the book will receive a signed copy.

50% bonus to BA isn’t bad, but I don’t have enough points to allow for a transfer, and I still have a ton of BA points.

What is Bilt’s core target audience going to think about the Martha Stewart promotion?

I got 100% in my email (Platinum).

I am a Bilt Dirt member, so I guess it’s a 50% minimum.