estnet

Yes their csr leave a lot to be desired. I spent 15 minutes on the phone today with a csr insisting that a hold that had been placed on a PAYMENT which lowered my available credit was a PURCHASE! After insisting I made no such purchase she finally found out it was a hold on funds I had paid, (eg I have a credit balance on my account but my available credit is lowered - until the check that was sent by my BANK because they won't accept ach transfer payments cleared).
So
1 No I couldn't get them to eliminate or lower the cash advance
2 If you prepay you lower your credit limit
3 You cannot do an online payment (maybe unless you have a barclays account) so - Fidelity has to send a check - which takes a week for them to receive, then barclays puts a hold on it for 8 BUSINESS DAYS which lowers your available credit by the amount you have paid! I guess the only way to cut off a few days would be for me to mail a check myself? maybe decreasing by a day or two.
Conclusion: Good for the bonus only I think. No way to increase credit limit (which is low compared to others) by paying in advance and this, in fact, LOWERS your credit limit.
Will cancel shortly after bonus hits - other cc have better csr, will allow me to set cash advance to 0, post payment to my account within a day or two, etc.

JJ804

I applied being just barely 6/24 and having closed this card in Aug 2020. Got a pending message. Less than an hour later, missed a call from 302 area code. Called the first number listed above and was told the credit team had called me, but upon not reaching me, approved me with a $900 CL. It will be interesting to see whether that is accurate, as last time I had the card, I had a $10,000 CL. Maybe she meant $9,000. Shortly thereafter, I got the "Thanks for going paperless" email, although I don't even remember selecting that as an option.

tassojunior

My miles posted as soon as I made the spend. Before statement. I tried several routes to getting the 10K increased bonus with $99 credit. No way, no how.

Filler03

Tried to apply as sole prop...but website wouldnt let me because they saw I had an application submitted within the last thirty days. Received a letter in the mail asking for proof of LLC ownership, faxed it on June 1st, then randomly got an email yesterday thanking me for enrolling in paperless billing. Approved. Called customer service and had them expedite me the card and asked that they waive the $29 fee because of this delay.

tassojunior

I'm wondering if there are any recent churning datapoints on this biz card.

9thSense

I activated my new card today and signed up for online account. I am not seeing the AAdvantage number either on the card or online account. I did not enter AAdvantage number while applying for the card thinking that one will be assigned when card is approved. Do I need to call Barclay's to find my AAdvantage number or it takes some time to show up on my online account? TIA!

sdsearch

You need to call to find out if they can even assign an AAdvantage number. Perhaps only AA itself can assign it, and if so you'll have to get one from AA and then you might have to give it to Barclays.

With two different banks (Citi and Barclays) issuing AA cards, I could imagine that AA might not let either of them assign AAdvantage numbers, because otherwise one bank would check with the other bank to make sure they didn't assign the same number to two different people!

Or, perhaps Barclays has to request a new number from AA, and who knows how long that takes.

So either way, you need to call and find out what the procedure and timing are.

mia

A number can be assigned, this is explained on the application:

I would expect to see it on the first paper/PDF statement.

84fiero

I called that same number since it's been 23 days for me with no mailing, no phone call, and the website status still returning the same boilerplate "...in the process of reviewing...". There is an option for checking application status, but at least now, it just leads to a recording which states the automated system has no information about applications and directing you to the website for status. So I asked the voice response system for a representative. Talked to someone twice. Both said they don't have any ability to see any information about application statuses and told me to call the application department at 1-800-308-6008. So that number's phone menu has of course an option to apply and also an option to check your application status. Pressing the check status option sends you back to the same phone menu as when you call the -0478 number...with the same automated recording directing you to the website for application status...and the same bank of CSRs that can't help. So I recalled the -6008 number and chose the option to apply so I could at least talk to someone. Not surprisingly, the "new applications" CSRs can't see submitted application status and can't provide any other number to contact.

detony

To speak to a rep about App Status- I found 866 710-2688 to be somewhat helpful. They at least could see when I sent in documentation and if it was received. I will add this has still been a very painful process applied 5/17, two faxes later, still no final decision. The 2nd fax was sent 6/20, today is 6/27, so still within the 7-10 biz days it takes them to do anything. I called this # at 8am Eastern and got right through...once. But don't call before 8 as they are closed.

84fiero

Thanks! Turned out not to need to try calling...at 2 AM today, almost 4 weeks after application, I received an email from Barclay's thanking me for my application and simultaneously an alert that I have a new TU inquiry (I hadn't noticed there had not been a Barclay's inquiry the day I applied). This afternoon I then received an email thanking me for enrolling in paperless statements. The card shows up now in my Barclay's online. $5K CL. What a slow and clunky organization/process. But all's well that ends well!

estnet

Barclays doesn't accept ACH or other electronic payment (at least from one major brokerage) so, they have to send a check. First payment - overpayment in the hopes that I could temp increase credit limit for a large purchase (it doesn't).
Make payment - takes 7 days until it appears online THEN my credit limit is DECREASED by the amount of the payment b/c "they put a 10 day hold on the payment". So a total of 17 days before payment is credited.
Second payment - takes 15 days to appear in my account but no hold on the check this time. Could be the mail but also could be that they just process slowly. Both are official bank checks not personal checks.
So the only way to make sure your payment is done quickly is to debit it from your account by giving Barclay all your bank info - something I didn't want to do (too many hacks into major systems so I do all my payments FROM by bank to debtors)
I've never had any bank make it so hard to pay bill. Yes, if there was a physical location near me I could have paid there but there is not any near me.

tassojunior

Got Bonus Matched

I applied under the 70K with less spend and had asked by messages several places that it be matched to the 80K +$100 with 2K spend. I got two message rejections. Today out of the blue I got a letter saying my bonus would be adjusted to +10,000 miles (no $100 credit mentioned). So if the same boat ask for the match !

frank_10b

I applied june 23
got call from 302 was told they approved
they transferred me to another dept who told me that the app was subject to their approval
was told I’d get decision in 14 days or so.
nothing yet.
had card before but more than 5-7 years.

stats website says decision in 10 days

applied for aviator with same biz as my current Wyndham earner biz card constant small spend but mostly gas purchases

any thoughts

Ijones027

The 80k link is working will I get it even though it says 70k on the website?