May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
Aug 23, 2019, 11:03 pm
#871
Join Date: Sep 2005
Programs: UA gold; WN A; PC plat; Marriott Gold
Posts: 425
The priority pass membership is for 4 visits + 4 guest visits per priority pass membership year. Anyone know what is the definition of priority pass membership year? is it calendar year, or is it 12 month from the date you enroll in priority pass (which would be basically the same as the USB AR card member year)?
Aug 24, 2019, 10:51 pm
#872
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Got the card in beginning of May and now already racked 100k points (including 50 sign up points) having $18k spent in last four months entirely on mobile wallet (90% of spent via Apple/Samsung pay) and travel (the rest). From $400 annual fee I got $325 automatically credited back from travel related purchases ( two stays at hotels).
Just redeemed three plane tickets SIN-LQP-HAN-SIN with VN, which otherwise via revenue would cost $1250. So, not bad...
I think people who travel internationally and spend in Europe/Asia where contactless payments are norm would be of one of main beneficiaries of the card. Not sure what US reality in this term would look like.
Just redeemed three plane tickets SIN-LQP-HAN-SIN with VN, which otherwise via revenue would cost $1250. So, not bad...
I think people who travel internationally and spend in Europe/Asia where contactless payments are norm would be of one of main beneficiaries of the card. Not sure what US reality in this term would look like.
Aug 25, 2019, 11:07 am
#873
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
Got the card in beginning of May and now already racked 100k points (including 50 sign up points) having $18k spent in last four months entirely on mobile wallet (90% of spent via Apple/Samsung pay) and travel (the rest). From $400 annual fee I got $325 automatically credited back from travel related purchases ( two stays at hotels).
Just redeemed three plane tickets SIN-LQP-HAN-SIN with VN, which otherwise via revenue would cost $1250. So, not bad...
I think people who travel internationally and spend in Europe/Asia where contactless payments are norm would be of one of main beneficiaries of the card. Not sure what US reality in this term would look like.
Just redeemed three plane tickets SIN-LQP-HAN-SIN with VN, which otherwise via revenue would cost $1250. So, not bad...
I think people who travel internationally and spend in Europe/Asia where contactless payments are norm would be of one of main beneficiaries of the card. Not sure what US reality in this term would look like.
That said, NFC acceptance in the US is definitely much better than it was a couple of years ago.
Aug 25, 2019, 12:03 pm
#874
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,606
The priority pass membership is for 4 visits + 4 guest visits per priority pass membership year. Anyone know what is the definition of priority pass membership year? is it calendar year, or is it 12 month from the date you enroll in priority pass (which would be basically the same as the USB AR card member year)?
Aug 25, 2019, 4:57 pm
#875
Join Date: Sep 2005
Programs: UA gold; WN A; PC plat; Marriott Gold
Posts: 425
Aug 26, 2019, 2:42 am
#876
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
This year with iphone success rate was higher but still - there were number of terminals where only physical card insert was an option.
I wonder at which point US Bank will remove 3x mobile payment bonus, acknowledging that acceptance of mobile payments is that widespread that they are incurring losses.
Aug 26, 2019, 2:49 am
#877
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Separate question about redeeming points using Traver Center. What travel agency US Bank uses for booking flights and hotels?
I am asking because hotels availability and prices using their booking engine in different part of the world is way different, if you compare to other OTA. I was checking hotels at Luang Prabang, Laos and what is shown is like 1/5 of what Agoda/Booking are displaying and some really weird prices - like $800/night. If anyone has been in Laos, you will know that for $800 you can get 4br villa with pool for a month and I doubt that there is a single hotel in the whole country justifying that price for a room per night.
So the question to be asked differently - what do you think is the best value of points when redeeming them for travel?
I am asking because hotels availability and prices using their booking engine in different part of the world is way different, if you compare to other OTA. I was checking hotels at Luang Prabang, Laos and what is shown is like 1/5 of what Agoda/Booking are displaying and some really weird prices - like $800/night. If anyone has been in Laos, you will know that for $800 you can get 4br villa with pool for a month and I doubt that there is a single hotel in the whole country justifying that price for a room per night.
So the question to be asked differently - what do you think is the best value of points when redeeming them for travel?
Aug 26, 2019, 4:52 am
#878
Join Date: Aug 2009
Posts: 662
I has Samsung S7 during my travel in California last year. I tried to use it everywhere where I had to use credit card payment and even with MST mode success rate was, let's say - not great. MST never worked at Herz, Office Depot, and after failed at Starbucks (!) and couple of gas stations - I had to fill up only at Shell where NFC was enabled.
This year with iphone success rate was higher but still - there were number of terminals where only physical card insert was an option.
I wonder at which point US Bank will remove 3x mobile payment bonus, acknowledging that acceptance of mobile payments is that widespread that they are incurring losses.
This year with iphone success rate was higher but still - there were number of terminals where only physical card insert was an option.
I wonder at which point US Bank will remove 3x mobile payment bonus, acknowledging that acceptance of mobile payments is that widespread that they are incurring losses.
Aug 26, 2019, 5:53 am
#879
Join Date: Jun 2015
Posts: 52
I’m considering applying for this card soon. I have a trip coming up with about $580 in hotel charges. Will I be able to use the statement credit and the mobile immediate rewards? I understand there’s a $500 minimum on the immediate mobile rewards. Or will the statement credit hit first, leaving me with $255 ($580-$325) and not eligible for the immediate mobile rewards?
Aug 26, 2019, 9:06 am
#880
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
Whether the latter will happen any time soon, OTOH? I'm guessing no. There are a lot of merchants (and even entire merchant categories) that heavily frown on customers touching payment terminals and insist on running cards for them. Not to mention the significant minority who refuse to even enable it for various reasons.
Aug 26, 2019, 10:43 am
#881
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
3% is still within reason given Visa Infinite's higher interchange, so I don't think they'd lose money even if NFC became 100% accepted.
Whether the latter will happen any time soon, OTOH? I'm guessing no. There are a lot of merchants (and even entire merchant categories) that heavily frown on customers touching payment terminals and insist on running cards for them. Not to mention the significant minority who refuse to even enable it for various reasons.
Whether the latter will happen any time soon, OTOH? I'm guessing no. There are a lot of merchants (and even entire merchant categories) that heavily frown on customers touching payment terminals and insist on running cards for them. Not to mention the significant minority who refuse to even enable it for various reasons.
Aug 28, 2019, 9:09 pm
#882
Join Date: Aug 2010
Posts: 39
I need to purchase about 2k in disney gift cards at Sam's Club to pick up an annual pass....if I use samsung pay with this card, will that still cause a shutdown? I know when I first got the card they were shutting people down all the time for GC/SPay purchases-
Aug 29, 2019, 8:00 am
#883
Join Date: Oct 2015
Posts: 59
I’m considering applying for this card soon. I have a trip coming up with about $580 in hotel charges. Will I be able to use the statement credit and the mobile immediate rewards? I understand there’s a $500 minimum on the immediate mobile rewards. Or will the statement credit hit first, leaving me with $255 ($580-$325) and not eligible for the immediate mobile rewards?
.
Aug 29, 2019, 9:11 am
#884
Join Date: Aug 2019
Posts: 30
I wouldn't do it. US Bank is pretty tight with gift cards, especially mobile wallet purchases. At $2k, that purchase is very likely to be flagged.
Aug 30, 2019, 8:00 am
#885
Join Date: Aug 2018
Posts: 206
Any luck on this with plastic now that new Visa rules?