May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
Jul 28, 2019, 11:21 pm
#841
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Strange, is not it - something is not in travel category when it has word 'travel' in it... So, it means that all bookings at hotels should be done directly? Not a wise option considering that I've seen prices directly at hotel websites which were 2x more than offered by OTAs...
Which OTAs' mobile app support Apple/Samsung/Google Pay? Agoda is one of such and if I remember, Expedia offers as Apple Pay as well. Also related question - is AirBnB 'travel' or not?
As the second part of the question - if booked via OTA, will I be covered by Trip Cancellation and Trip Interruption coverage?
Which OTAs' mobile app support Apple/Samsung/Google Pay? Agoda is one of such and if I remember, Expedia offers as Apple Pay as well. Also related question - is AirBnB 'travel' or not?
As the second part of the question - if booked via OTA, will I be covered by Trip Cancellation and Trip Interruption coverage?
Last edited by invisible; Jul 28, 2019 at 11:47 pm
Jul 29, 2019, 5:44 am
#842
Join Date: Jan 2006
Location: MSP
Programs: SAA, DL, BA, UA, IHG, SPG
Posts: 162
Jul 29, 2019, 10:11 am
#843
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
As the second part of the question - if booked via OTA, will I be covered by Trip Cancellation and Trip Interruption coverage?
The Visa(r) benefits on your account are managed by Visa(r). To ensure you receive the most accurate and up-to-date information regarding the coverage, contact Visa(r) directly by calling 844-357-2015 (collect at 701-461-1126).
Please contact us again if we can be of further assistance.
Please contact us again if we can be of further assistance.
BTW, question about OTAs got the similar type of reply as well:
You receive travel credits for transactions directly with airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise lines. Since U.S. Bank cannot control how merchants choose to classify their transactions, we cannot guarantee that a specific transaction will qualify.
Transactions to Travel Agencies and Tour Operators do not qualify for the Travel Statement Credit.
Jul 29, 2019, 3:37 pm
#844
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Strange, is not it - something is not in travel category when it has word 'travel' in it... So, it means that all bookings at hotels should be done directly? Not a wise option considering that I've seen prices directly at hotel websites which were 2x more than offered by OTAs...
Which OTAs' mobile app support Apple/Samsung/Google Pay? Agoda is one of such and if I remember, Expedia offers as Apple Pay as well. Also related question - is AirBnB 'travel' or not?
As the second part of the question - if booked via OTA, will I be covered by Trip Cancellation and Trip Interruption coverage?
Which OTAs' mobile app support Apple/Samsung/Google Pay? Agoda is one of such and if I remember, Expedia offers as Apple Pay as well. Also related question - is AirBnB 'travel' or not?
As the second part of the question - if booked via OTA, will I be covered by Trip Cancellation and Trip Interruption coverage?
For OTA, I suggest you to get another card, such as Citi Prestige (5x), Premier (3x), CSR (3x), CSP (2x), Priceline (5x, Priceline only). Ebates has introduced Ebates Hotels recently, so you can use their Ebates Visa, and get 3x MR in addition to portal payout. But this is limited to Ebates purchases only. Otherwise it's 1x.
Jul 30, 2019, 10:06 am
#845
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Considering that my hotel expenses yearly won't exceed like $300-400 (got recently grounded at work and from 30 round trip flight per year now I will have 1 (one), if lucky) I won't have a problem going with OTAs which offer Apply Pay support on their mobile apps.
As far as getting another card - too much hassle if you live overseas.
As far as getting another card - too much hassle if you live overseas.
Jul 30, 2019, 10:16 am
#846
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,606
Considering that my hotel expenses yearly won't exceed like $300-400 (got recently grounded at work and from 30 round trip flight per year now I will have 1 (one), if lucky) I won't have a problem going with OTAs which offer Apply Pay support on their mobile apps.
As far as getting another card - too much hassle if you live overseas.
As far as getting another card - too much hassle if you live overseas.
Jul 30, 2019, 10:51 am
#847
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Jul 30, 2019, 1:31 pm
#848
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
My previous online non-mobile app booking with Agoda was classified as:
Merchant category
LODGING-HOTELS/MOTEL/RESORTS/CENTRAL RESERVATIONS
LODGING-HOTELS/MOTEL/RESORTS/CENTRAL RESERVATIONS
Update: After posing it is classified as
Digital payment - Apple Pay
Merchant category TRAVEL AGENCIES AND TOUR OPERATORS
Merchant category TRAVEL AGENCIES AND TOUR OPERATORS
Last edited by invisible; Jul 31, 2019 at 3:03 am
Jul 30, 2019, 2:11 pm
#849
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,606
If it is done my using 'mobile wallet' and is not in the exclusion category - it should get 3x points, isn't it?
My previous online non-mobile app booking with Agoda was classified as:
I canceled it and made booking via app. It has not posted yet and waiting until clears. Considering that it is USD $19 (no, not a typo and digits are not missing) for two days, I won't have much to lose.
My previous online non-mobile app booking with Agoda was classified as:
I canceled it and made booking via app. It has not posted yet and waiting until clears. Considering that it is USD $19 (no, not a typo and digits are not missing) for two days, I won't have much to lose.
Jul 31, 2019, 4:52 pm
#850
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Thanks. I've been having some PayPal purchases on some obscure vendors not code up as online on my ATT card, so I guess I'll try switching them over to USB AR
Jul 31, 2019, 5:04 pm
#851
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Jul 31, 2019, 7:58 pm
#852
Join Date: Oct 2017
Posts: 98
I understand that many believe that Altitude Reserve has primary CDW coverage. Reading its benefits guide (imgur.com/RjRGJLZ), I cannot certainly rely on this card's CDW as being primary. The guide does not contain even one sentence about whether or not you need to first submit a claim to your own auto insurances, which can be optimistically interpreted that its CDW coverage is primary. On the other hand other cards that have primary CDW, like Chase CSR and others, make it crystal clear in their explanation of benefits that the coverage is primary or specifically mention that one doesn't need to submit a claim to her/his own insurance before claiming through card's CDW coverage.
Any though on this?
Or has anybody ever had a real-world experience dealing with Altitude Reserve CDW coverage?
Any though on this?
Or has anybody ever had a real-world experience dealing with Altitude Reserve CDW coverage?
Jul 31, 2019, 8:10 pm
#853
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,606
I understand that many believe that Altitude Reserve has primary CDW coverage. Reading its benefits guide (imgur.com/RjRGJLZ), I cannot certainly rely on this card's CDW as being primary. The guide does not contain even one sentence about whether or not you need to first submit a claim to your own auto insurances, which can be optimistically interpreted that its CDW coverage is primary. On the other hand other cards that have primary CDW, like Chase CSR and others, make it crystal clear in their explanation of benefits that the coverage is primary or specifically mention that one doesn't need to submit a claim to her/his own insurance before claiming through card's CDW coverage.
Any though on this?
Or has anybody ever had a real-world experience dealing with Altitude Reserve CDW coverage?
Any though on this?
Or has anybody ever had a real-world experience dealing with Altitude Reserve CDW coverage?
Compare the description of coverage for the US Bank Visa "Signature" card. (The AR is a Visa "Infinite" card.):
https://mycard.usbank.com/credit/off...exp=&referral=
Aug 3, 2019, 1:10 pm
#854
Join Date: Aug 2018
Posts: 206
Any suggestions on meal delivery kit services? I don't have any available in the grocery stores near me. I buy them online. I know you can do homechef through the samsung pay app. Costco used to have blue apron GC but i don't think anymore and I am 3 hours from one. Trying to figure out how to do with mobile payments.
Aug 3, 2019, 8:06 pm
#855
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Is there a way to pay taxes using mobile payments? I have to pay local property taxes in Washington State.