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US Bank Altitude Reserve card

• 50,000 bonus points after $4,500 spend within first 90 days
• Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
• $400 annual fee
• Free authorized users
• 3x on travel and mobile wallet purchases
• 5x on hotel and car rental purchases made via US Bank portal

Travel category is defined as follows: purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay, Android Google Pay™, Microsoft Wallet, LG Pay®

Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.

Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html

Point Redemptions

• Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
• Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
• Otherwise redeem at 1c per point.
• With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
• To redeem for lodging the minimum purchase must be $500 $150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is $250 $150. $10 minimum for the rest of the categories.
• Some non-US travel charges work with Realtime Rewards even though they shouldn't.

Reconsideration Line: 1-800-947-1444