Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Dec 5, 2017, 7:08 pm
#766
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,087
Now this situation calls for an attitude adjustment. The bank is obviously not concerned about your scores or income, but wants to verify identity. It's not that rare, especially when there are folks with similar SSN or names. In such cases credit bureaus sometimes misfile small items, thus creating internal conflicts in credit reports. It's a brief and painless step, happened to me once.
Attitude adjusted. If this was her 1st or 2nd card with BofA I could understand it. But she has had many cards over the past 10+ yrs. Oh well, we'll play their game.[Edit: Approved after 2nd phone call.]
Last edited by philemer; Dec 6, 2017 at 6:04 pm
Dec 6, 2017, 11:15 am
#767
Join Date: Jan 2013
Posts: 24
Nope, you aren't doing the bank any favor. Each app for a credit card is stand alone by itself. Identify-verification-needs do get triggered from so many different reasons. as simple as the IP address you are applying from. Some times it just so happens that the respective Marketing lead scoring systems would have added certain IPs added to some sort of competitor/blocked/ sort of lists internally.
Dec 7, 2017, 5:48 am
#768
Join Date: Apr 2011
Posts: 2,055
Just a quick churning DP:
Last previous BoA card closed >5 years.
September - Applied and immediately approved for Personal 30K. ($1X000 CL).
October - Applied for Business 30K, 'denied' but given option to open CD, opened CD, Approved in November.
November - Dropped CL to $200 on Personal, Closed Personal, Applied for Personal #2 , Denied as duplicate. $75 AF refunded.
December - 91 days after initial app, which no longer showed up in Application Status, applied for Personal 30K, instantly approved. ($1X000 CL).
Last previous BoA card closed >5 years.
September - Applied and immediately approved for Personal 30K. ($1X000 CL).
October - Applied for Business 30K, 'denied' but given option to open CD, opened CD, Approved in November.
November - Dropped CL to $200 on Personal, Closed Personal, Applied for Personal #2 , Denied as duplicate. $75 AF refunded.
December - 91 days after initial app, which no longer showed up in Application Status, applied for Personal 30K, instantly approved. ($1X000 CL).
Dec 7, 2017, 6:00 am
#769
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
Just a quick churning DP:
Last previous BoA card closed >5 years.
September - Applied and immediately approved for Personal 30K. ($1X000 CL).
October - Applied for Business 30K, 'denied' but given option to open CD, opened CD, Approved in November.
November - Dropped CL to $200 on Personal, Closed Personal, Applied for Personal #2 , Denied as duplicate. $75 AF refunded.
December - 91 days after initial app, which no longer showed up in Application Status, applied for Personal 30K, instantly approved. ($1X000 CL).
Last previous BoA card closed >5 years.
September - Applied and immediately approved for Personal 30K. ($1X000 CL).
October - Applied for Business 30K, 'denied' but given option to open CD, opened CD, Approved in November.
November - Dropped CL to $200 on Personal, Closed Personal, Applied for Personal #2 , Denied as duplicate. $75 AF refunded.
December - 91 days after initial app, which no longer showed up in Application Status, applied for Personal 30K, instantly approved. ($1X000 CL).
How long did you wait between the time you closed personal #1 and then applied for pers #2 ?
Dec 7, 2017, 9:21 am
#770
Join Date: Apr 2011
Posts: 2,055
Dec 7, 2017, 10:42 am
#771
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
Just a quick churning DP:
Last previous BoA card closed >5 years.
September - Applied and immediately approved for Personal 30K. ($1X000 CL).
October - Applied for Business 30K, 'denied' but given option to open CD, opened CD, Approved in November.
November - Dropped CL to $200 on Personal, Closed Personal, Applied for Personal #2 , Denied as duplicate. $75 AF refunded.
December - 91 days after initial app, which no longer showed up in Application Status, applied for Personal 30K, instantly approved. ($1X000 CL).
Last previous BoA card closed >5 years.
September - Applied and immediately approved for Personal 30K. ($1X000 CL).
October - Applied for Business 30K, 'denied' but given option to open CD, opened CD, Approved in November.
November - Dropped CL to $200 on Personal, Closed Personal, Applied for Personal #2 , Denied as duplicate. $75 AF refunded.
December - 91 days after initial app, which no longer showed up in Application Status, applied for Personal 30K, instantly approved. ($1X000 CL).
I hope AS / BofA would not repeat its hunt on closing cards to avoid paying AF that happened some 2 or 3 years ago, which resulted to AS shut down FFP accounts or put restrictions on the redemption requirements. I am a bit worried about that when and if there are some human eyes look at the accounts.
Last edited by Happy; Dec 7, 2017 at 10:51 am
Dec 7, 2017, 10:46 pm
#772
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,087
My wife was just approved for the AS personal card (after 2 ph. calls) and it was her 6th new card since Feb. 2017. The other 5 were from Chase, AMEX and Barclay.
Dec 8, 2017, 8:24 am
#773
Join Date: Oct 2011
Posts: 4,166
I don't know if I'd call 5 new cards in ~7 months that much, but who knows with these banks. They're so arbitrary and they don't apply their policies equally across applicants.
Dec 8, 2017, 8:39 am
#774
Join Date: Apr 2011
Posts: 2,055
BofA AF refund policy is 60 days from date of billed?
I hope AS / BofA would not repeat its hunt on closing cards to avoid paying AF that happened some 2 or 3 years ago, which resulted to AS shut down FFP accounts or put restrictions on the redemption requirements. I am a bit worried about that when and if there are some human eyes look at the accounts.
I hope AS / BofA would not repeat its hunt on closing cards to avoid paying AF that happened some 2 or 3 years ago, which resulted to AS shut down FFP accounts or put restrictions on the redemption requirements. I am a bit worried about that when and if there are some human eyes look at the accounts.
Dec 8, 2017, 9:22 am
#775
Join Date: Apr 2011
Posts: 2,055
The application I just got approved for (AS personal) was submitted at the same time as my 6th new card in 91 days, not including upgrading an AmEx HHonors card to a Surpass card.
Dec 8, 2017, 3:19 pm
#776
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
Thanks for the info. I have a Chase spot opens up sometimes in January. Once that is out of the way, then can join the party here, if the rules remain the same that is.
HH upgrade should not count as the account number remains the same. We have the upgrade offers but decide not to take them as the spend of $3K is too high when we also get DL's targeted offers without restriction for 50K at $2k+$1K and a 60K at $1K only - both biz and personal. With AMEX scrutinizes spend, need to prioritize.
Last edited by Happy; Dec 8, 2017 at 3:24 pm
Dec 8, 2017, 7:47 pm
#777
Join Date: Apr 2011
Posts: 2,055
Still fine within 2-3-4, 2 personal cards on > 2 months. The Business card should not count toward 2-3-4. It seems that if you get the CD in order to get the Business card that you might be able to churn that every 3 months? Hard to say. I needed 120K AS miles for our Alaska trip and my wife got a personal card as well so we should be all set now!
Dec 14, 2017, 3:16 pm
#779
Join Date: Nov 2006
Location: LAX
Posts: 2,851
Received Alaska airlines credit card and called Bank of America to activate the card. I inquired about the 1k spending for $100 credit , companion fare ticket and the 30k Alaska airlines bonus points. I was transferred to Promotion and CSR could not see any information about my credit card and she transferred me to Alaska Airlines Mileage Plan. I hung up the phone and decided not to ask about the perks.
Should I be good to go for the promotion as I did click on the link for the promotional offers?
Is Bank of America one that would approve you for a credit card but then don't give you the points and $100 statement credit?
Should I be good to go for the promotion as I did click on the link for the promotional offers?
Is Bank of America one that would approve you for a credit card but then don't give you the points and $100 statement credit?
Dec 14, 2017, 6:55 pm
#780
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Received Alaska airlines credit card and called Bank of America to activate the card. I inquired about the 1k spending for $100 credit , companion fare ticket and the 30k Alaska airlines bonus points. I was transferred to Promotion and CSR could not see any information about my credit card and she transferred me to Alaska Airlines Mileage Plan. I hung up the phone and decided not to ask about the perks.
Should I be good to go for the promotion as I did click on the link for the promotional offers?
Is Bank of America one that would approve you for a credit card but then don't give you the points and $100 statement credit?
Should I be good to go for the promotion as I did click on the link for the promotional offers?
Is Bank of America one that would approve you for a credit card but then don't give you the points and $100 statement credit?
BofA will always give you some points if you're approved, but if you didn't get approved for the Visa Signature card but for the Visa Platinum instead, they give you a tiny fraction of the points you'd get with the Visa Signature.
As to the $100 credit, they should give to you if you used a link which actually had it and applied carefully*.. But not all links have it, and some people get confused about link and/or don't apply carefully (which includes using private/incognito mode in case you checked out any other links in recent times*), and don't get it for that reason.
* If you look at a link which gives A on a browser, then you close that link and within a certain time open the link you really want which gives B on that same browser, the browser cookies that got set when you looked a link A may be the ones that the bank sees (and thus the bank gives you A instead of B)! That's why it's safest to use private'incognito mode, because that mode pretends there are no existing cookies (as well as not saving any cookies either).