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Old Jan 16, 2017, 9:36 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:

https://www.flyertalk.com/forum/cred...24-months.html

Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."

More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html

This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html


As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.

PERSONAL CARDS

Current offers:
All offers below are DEAD
72K offer
: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/

Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend

As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.

Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.

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Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go

Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262


================================================== =======================



BUSINESS CARDS

Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card

Prior offers:
40K>70K



Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.


Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.


Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.


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Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.

Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.

When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.

If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.

Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.

Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!

.................................................. .................

Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview















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Old Aug 5, 2017, 6:16 pm
  #526  
 
Join Date: May 2013
Programs: N/A
Posts: 685
Can anyone advise on if there is a waiting time between closing a card and applying for a new one? I lowered my CL about 1.5 months ago, and closed my personal account 1 week ago.

May i go ahead with a new app?
JBG89 is offline  
Old Aug 6, 2017, 1:47 pm
  #527  
 
Join Date: Jul 2013
Posts: 1,784
Originally Posted by JBG89
Can anyone advise on if there is a waiting time between closing a card and applying for a new one? I lowered my CL about 1.5 months ago, and closed my personal account 1 week ago.

May i go ahead with a new app?
I'm pretty sure there have been reports on this thread of people successfully doing exactly that. The only problem is BA seems to be tightening up a bit lately. But not in a way that we can predict what is liable to happen with any certainty.
RobertHanson is offline  
Old Aug 7, 2017, 4:11 pm
  #528  
 
Join Date: Jan 2015
Location: DC
Posts: 189
my fee posted and i called to reduce the CL before cancelling in a few days. It's already been lowered to 5k but the rep said that it cant go any lower without becoming a plat. Should I just keep it at $5k? Or do you actually "downgrade" to a plat and then close with a $1k or $2k CL?
jayoxd is offline  
Old Aug 7, 2017, 10:48 pm
  #529  
 
Join Date: Dec 2016
Posts: 10
Small DP, but nothing new or surprising: applied for my third AS Signature Personal. Initially went into pending, then a few days later got an email saying the card is on the way. Logging into BoA, it appears I was approved for a 21k CL. FICO ~750-780.

Jan 2016 approved AS Signature #1
Feb 2017 PC to BoA Cash Rewards
Apr 2017 approved AS Signature #2
Jul 2017 reduced CL, then closed account two weeks later
Aug 2017 approved AS Signature #3
Bananastand1984 likes this.
Sc4Freak is offline  
Old Aug 7, 2017, 11:09 pm
  #530  
 
Join Date: Oct 2010
Location: EWR, SLC, SGN
Posts: 1,113
Originally Posted by jayoxd
Should I just keep it at $5k? Or do you actually "downgrade" to a plat and then close with a $1k or $2k CL?
Traditional advice on this is no downgrade, just HUCA.
maverick17 is offline  
Old Aug 9, 2017, 11:37 am
  #531  
 
Join Date: Jun 2015
Posts: 644
Originally Posted by goodasiansir
Can you write back when you actually get the 30k miles? This is very interesting.
I received the visa signature card as it was mentioned when I got approved. Finished the spend and see 30K miles in statement already
Stivelio is offline  
Old Aug 9, 2017, 1:59 pm
  #532  
FlyerTalk Evangelist
 
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Originally Posted by Stivelio
I received the visa signature card as it was mentioned when I got approved. Finished the spend and see 30K miles in statement already
And your credit limit still shows as just 2K?
sdsearch is online now  
Old Aug 9, 2017, 3:44 pm
  #533  
 
Join Date: Jun 2015
Posts: 644
Originally Posted by sdsearch
And your credit limit still shows as just 2K?
I closed my MLB card and before closing it had CL moved to this card after I got the Alaska card. It was already a visa signture card before I moved the CL.
Stivelio is offline  
Old Aug 9, 2017, 10:07 pm
  #534  
 
Join Date: Feb 2015
Programs: Marriott: Platinum/LT Silver, AS: MVP
Posts: 67
I received a targeted mailer with a personal offer code but already have the card. Any DPs on if those codes override a potential denial due to already having the card?

The offer is 30k + the $0 companion fare, no statement credit.
ejg930 is offline  
Old Aug 9, 2017, 10:47 pm
  #535  
 
Join Date: Jun 2017
Posts: 31
I got a mailing offer. Can I apply for this card after the offer date?
arandomflyer is offline  
Old Aug 10, 2017, 1:58 pm
  #536  
 
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
Posts: 537
Closed out all my cards in June. Received a Business Card pre-approval letter about the same time I closed out my cards. Waited until today to apply for it AND the personal card. Personal card approved automatically in an incognito window. Business card went into pending on a regular window and called the Recon Line right away. BAM!! Approved! 60k here I come!
cajunguy is offline  
Old Aug 10, 2017, 6:37 pm
  #537  
 
Join Date: Aug 2014
Posts: 736
Waited over 6 months from my prior Alaska card and got approved with a $1k limit... ugh.

Don't wanna cancel my two existing BoA (non Alaska) cards because they're my oldest cards, but they're really keeping me from getting additional Alaska cards.
Willbur is offline  
Old Aug 10, 2017, 7:13 pm
  #538  
 
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
Posts: 537
Originally Posted by Willbur
Waited over 6 months from my prior Alaska card and got approved with a $1k limit... ugh.

Don't wanna cancel my two existing BoA (non Alaska) cards because they're my oldest cards, but they're really keeping me from getting additional Alaska cards.
Try asking to shift your credit limit from other cards to this new card.
cajunguy is offline  
Old Aug 11, 2017, 5:26 am
  #539  
 
Join Date: Jan 2011
Location: NY
Programs: SPG preferred, AA, United
Posts: 290
Got - you have opened and closed too many cards in the last 24 months. . Will wait it out for about 6 months before I apply again.

OK to apply for biz card or wait it out?
daprophecy is offline  
Old Aug 11, 2017, 7:11 am
  #540  
 
Join Date: Aug 2014
Posts: 736
Originally Posted by cajunguy
Try asking to shift your credit limit from other cards to this new card.
Issue being is that it isn't an auto upgrade to the Visa Sig. Takes a lot of work on the back-end and isn't guaranteed by any means. My wife continues to be able to get new Alaska cards while I can't. Even opened a BoA account a few months ago to try to increase my standing with them but apparently that didn't help. Decided to grab the travel rewards card with $200 after $1k spend just because I'd already wasted the HP and wanted to at least come away with something.
Willbur is offline  


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