Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Nov 10, 2017, 11:36 pm
#721
Join Date: Jun 2016
Posts: 2,257
I thought I read upthread that the way to deal with the personal card is to apply, and if you get immediately approved for Platinum Plus, or no immediate approval, is to apply for the same card again, get rejected as duplicate card, and then go to recon with the duplicate, rejected app.
I haven't done this, but I have once successfully converted the Plat Plus card to the Signature card and it wasn't worth the headache. I stick to the business cards now because of no hard pulls.
I've been good doing 3 per year on business apps.
I haven't done this, but I have once successfully converted the Plat Plus card to the Signature card and it wasn't worth the headache. I stick to the business cards now because of no hard pulls.
I've been good doing 3 per year on business apps.
Nov 11, 2017, 7:43 am
#722
Join Date: Jul 2013
Posts: 1,784
AFAIK Bus apps DO involve a hard pull. What is different is they don't show up as an opened account on the CBs, as long as they are in "good standing". But there is a hp from the app.
And the "3 per year" is probably history now that B/A has gone to 4/24. Or does that only apply to personal apps?
And the "3 per year" is probably history now that B/A has gone to 4/24. Or does that only apply to personal apps?
Nov 11, 2017, 12:29 pm
#723
Join Date: Sep 2002
Location: Thousand Oaks, Ca., USA
Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver
Posts: 8,315
AFAIK Bus apps DO involve a hard pull. What is different is they don't show up as an opened account on the CBs, as long as they are in "good standing". But there is a hp from the app.
And the "3 per year" is probably history now that B/A has gone to 4/24. Or does that only apply to personal apps?
And the "3 per year" is probably history now that B/A has gone to 4/24. Or does that only apply to personal apps?
Is there any value for the churners in it not showing as an opened account? Seems like the issue is hard pulls.
Nov 11, 2017, 2:37 pm
#724
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Nov 11, 2017, 4:15 pm
#725
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
xxxxxxx
HP is not of the same importance as in several years ago when now more and more banks have adopted the 'NEW ACCOUNTS" approach starting with Chase 5/24.
In fact, the latest BofA approach is modeled after Chase' policy if you understand what BofA is counting - New Accounts Opened in the past 2, 12, 24 months.
Last edited by philemer; Nov 12, 2017 at 6:52 pm Reason: personal comment removed--
Nov 12, 2017, 8:10 pm
#726
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Then Citi counts both opens and closes of its own cards, within a group, within the past 24 months.
Nov 13, 2017, 4:55 pm
#727
Join Date: Apr 2011
Posts: 2,055
Duplicate app . . . 2 months apart?
Not sure what the deal is here. No BoA cards in last five years.
I was approved for a AS personal card on 9/7.
Applied for AS Biz on 10/4, they wanted me to open CD, eventually decided to do that on 11/6, no word on business card as yet.
Dropped CL on personal to $200 on 11/4.
Closed Personal on 11/7.
Applied for Personal #2 on 11/9, under review.
Just got a letter stating that the personal app was flagged as a duplicate.
Any thoughts on what the deal is?
I was approved for a AS personal card on 9/7.
Applied for AS Biz on 10/4, they wanted me to open CD, eventually decided to do that on 11/6, no word on business card as yet.
Dropped CL on personal to $200 on 11/4.
Closed Personal on 11/7.
Applied for Personal #2 on 11/9, under review.
Just got a letter stating that the personal app was flagged as a duplicate.
Any thoughts on what the deal is?
Nov 13, 2017, 7:08 pm
#728
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Not sure what the deal is here. No BoA cards in last five years.
I was approved for a AS personal card on 9/7.
Applied for AS Biz on 10/4, they wanted me to open CD, eventually decided to do that on 11/6, no word on business card as yet.
Dropped CL on personal to $200 on 11/4.
Closed Personal on 11/7.
Applied for Personal #2 on 11/9, under review.
Just got a letter stating that the personal app was flagged as a duplicate.
Any thoughts on what the deal is?
I was approved for a AS personal card on 9/7.
Applied for AS Biz on 10/4, they wanted me to open CD, eventually decided to do that on 11/6, no word on business card as yet.
Dropped CL on personal to $200 on 11/4.
Closed Personal on 11/7.
Applied for Personal #2 on 11/9, under review.
Just got a letter stating that the personal app was flagged as a duplicate.
Any thoughts on what the deal is?
Not that you're in violation of this new rule as we understand it, but this rule points out how BofA now frowns upon doing card after after card too quickly:Even a couple years ago, before BofA slowly started tightening up, I would have said trying to get BofA cards this fast seems like pushing it too much.
Maybe you applied so quickly (back-to-back) that you confused them? It's well known that checking your application status online at BofA shows cards for up to 90 days, so applying for another card of the same type (personal or business) in the same 90 days can lead to you getting confused about your application status, and maybe it gets BofA confused too?
Nov 13, 2017, 8:27 pm
#729
Join Date: Apr 2011
Posts: 2,055
I understand, at least in theory, their new 2/3/4 policy but since business cards don't count and I am outside of 2 months for my second card (much less third), it would seem that I am not even close to violating that.
It just seems odd that they would count two applications 2+ months apart as duplicates, especially when the first card is closed.
Not sure that it is worth calling about, just a bit annoying.
It just seems odd that they would count two applications 2+ months apart as duplicates, especially when the first card is closed.
Not sure that it is worth calling about, just a bit annoying.
Nov 13, 2017, 10:19 pm
#730
Join Date: Jun 2016
Posts: 2,257
I understand, at least in theory, their new 2/3/4 policy but since business cards don't count and I am outside of 2 months for my second card (much less third), it would seem that I am not even close to violating that.
It just seems odd that they would count two applications 2+ months apart as duplicates, especially when the first card is closed.
Not sure that it is worth calling about, just a bit annoying.
It just seems odd that they would count two applications 2+ months apart as duplicates, especially when the first card is closed.
Not sure that it is worth calling about, just a bit annoying.
For personal AS at least, I think it is getting harder to get two at the same time bc this card has been abused too heavily in the past years (probably the most abused card of all)
Nov 14, 2017, 5:05 am
#731
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
Nov 14, 2017, 5:13 am
#732
Join Date: May 2014
Location: SoCal
Posts: 2,164
I understand, at least in theory, their new 2/3/4 policy but since business cards don't count and I am outside of 2 months for my second card (much less third), it would seem that I am not even close to violating that.
It just seems odd that they would count two applications 2+ months apart as duplicates, especially when the first card is closed.
Not sure that it is worth calling about, just a bit annoying.
It just seems odd that they would count two applications 2+ months apart as duplicates, especially when the first card is closed.
Not sure that it is worth calling about, just a bit annoying.
One more thing to keep in mind for future apps; one would need to close their existing Alaska card personal and business to apply for a new one.
Nov 14, 2017, 10:51 am
#733
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Prior to the 2/3/4 policy there was a common understanding that no more than 1 Alaska personal in 90 days/3 months, we did see BofA deny people for a 2nd card within that period, i personally believe that the 2/3/4 policy is an incomplete theory/policy that needs more data/details.
One more thing to keep in mind for future apps; one would need to close their existing Alaska card personal and business to apply for a new one.
One more thing to keep in mind for future apps; one would need to close their existing Alaska card personal and business to apply for a new one.
The 2/3/4 policy is a bank-wide policy at BofA. It is not Alaska-card specific. It affects people mixing Alaska cards with other BofA cards just as much.
There may be a "90 day/3 months" rule for Alaska cards which is on top of the 2/3/4 rule for all BofA cards. I see no reason BofA would take away an Alaska-specific rule just because they instituted a bank-wide 2/3/4 rule, just like Chase didn't take away the 24-months-since-bonus-received-plus-card-now-closed rule for the bonus approvals/denials just because they instituted a bank-wide 5/24 rule for credit approvals/denials.